Maybe it’s a one-time thing. Maybe it happens all the time (hopefully not). You’re going about your business, and it hits you like a ton of gold bricks: “I need money.” If you’re saying this sentence a lot, it might be time to reevaluate. But most people find themselves in this situation at one point […]
Archives for October 2016
Everlance Review: Mileage And Expense Tracking App
Boosting your income through a side business gives you increased security and career flexibility. But, keeping track of expenses and filing a Schedule C is a pain. If you’re looking for a simple app that allows you to track revenue, expenses, and even deductible mileage, then consider using Everlance. Everlance tracks small business expenses and […]
7 Things To Do After You Pay Off Your Debt
We talk a lot about paying off debt here at The College Investor. One thing we often forget to talk about is what to do once that debt has been paid off. You see, when you work on a financial goal for a long period of time you often build up in your mind what […]
These Companies Offer Student Loan Repayment Assistance
These companies offer student loan repayment assistance as benefit to their employees. The list of companies continues to grow.
Should You Pay for Your Child’s College Education?
I celebrated my first Father’s Day this past weekend. I had a great day celebrating with my family, but the entire day I was stuck thinking about the future and how my life has changed. Am I providing well enough for my family? Am I preparing well enough for the future? Are we saving enough for […]
What Are Qualified Expenses For A 529 Plan (And What Doesn’t Count)?
Opening a 529 plan to save for your child’s college expenses can be a great way to build savings while reaping tax benefits. Remember, some of the benefits of a 529 plan include tax free growth and tax free withdraws if the money is used for “qualified education expenses”. But one thing that stops many would-be 529 […]
What is Commodity Trading Online?
Trading commodities is complex and requires a lot of upfront work to make sure you fully understand the underlying concepts. You purchase and use commodities every day, but do you understand them as an investment? What forces drive commodity prices? What are the different varieties of commodities? What are the risks of trading them? Commodities […]
How To Get Started In Trading Stocks
Robert’s note: We don’t typically discuss trading, because for many of our readers, a long term, ETF-based investment strategy makes sense. However, trading stocks is a path to wealth, and many people have been successful at it (we’ve spoken to Timothy Sykes before). But today’s guest post is great, because it’s thorough, and it acknowledges […]
How Online CFD Trading Can Help You Pay for College
Students looking for new ways of earning money to pay off their college debt is a commonplace; however, many a times students fall for risky ways of making quick cash and end up losing even more money. Online CFD trading is one of the most sought after ways and yet the simplest of them all […]
How Student Loans Build Your Credit
The conversation surrounding student loans is typically pretty negative – and for good reason. Loan rates are rising, and student loan debt is an epidemic affecting millions of Americans. But did you know that student loans can be a good thing? While frustrating to pay back, student loans are also a great way to build a […]
Self Lender Review: A Different Way To Build Credit
Building an excellent credit score allows you to borrow money, secure rental leases, and pay lower insurance premiums. But many students have thin credit reports or poor credit due to past missteps. Or, even more common, students and young adults don’t have credit simply because they’ve avoided it and now, after graduation, they need to build their […]
10 Ways To Save On Your Taxes Before The End Of The Year
There’s a little less than three months left in 2016. You might not think that there’s much you can do to influence your tax situation, but the truth is, there’s still lots of time to save on your taxes before the end of the year. And I’m not talking about going Donald Trump-style and losing […]
How To Borrow Less In Student Loans When Paying For College
Student loan debt is a particularly dangerous financial burden, because it’s usually the first form of debt someone encounters. It’s also one of the largest. It can be hard for an 18-year-old high school grad to grasp the reality of that debt, and many freshman find themselves treating their loans as free money. That usually […]
How To Prevent Paycheck To Paycheck Living After College
When I got my first ‘real job’ I felt like I was rich. Looking back this was far from accurate. I was earning less than $20,000 per year and living paycheck to paycheck in a big way. In fact, my entire paycheck was usually gone the day before I received my weekly pay. My gas […]
Millennials and Long Term Financial Thinking
Millennials are a strange generation. They are diverse, savvy, and large in number. They entered adulthood just as the American economy was hitting its lowest ebb in a generation. They earn less than their parents and grandparents, but many of them save a lot more. 30% of them work in the “gig economy”, well outside […]
5 Legal Ways To Lower Your Student Loan Payment
If you don’t do anything with your student loans, you’re automatically signed up to a generic repayment plan that typically has even payments for 10 years. However, that can be tough, especially right after graduation. Maybe you’ve just started working , or maybe you don’t even have a job yet and you’re just side hustling […]