A Lesson from a 66-Year-Old Regarding Saving for Retirement

When I first started my personal finance blog Budget and the Beach, I felt pretty embarrassed and ashamed of the careless spending I had done in the past. I was also embarrassed by my money struggles after I was laid off from my full-time job of eight years and started freelancing — so much so […]

Are All Colleges Proprietary Schools Which Seek a Profit?

By definition, a proprietary college or university is one which operates as a private, profit-seeking business. Some popular examples of proprietary schools in the United States are the University of Phoenix, DeVry University, Kaplan University, Strayer University, and ITT Technical Institute. I had a conversation recently with a colleague of mine, about whether or not […]

Netflix: The Most Absurdly Valued Company in History?

Netflix (NFLX) is a great service, but is it a great stock? I’ve brought up Netflix before here at the blog, saying that I expected very little from it. I have to own up for my error — it’s rocketed since I published that article. I’m willing to admit defeat on this one, but I still […]

10 Important Reasons to Keep Learning After College

Just because you have completed college does not mean you should stop learning! Lifelong learning is the secret to success in both your career and personal life. You might be finished with one degree, but here are some reasons why you should keep challenging yourself with new knowledge and skills in your adult life, both […]

Better Know a Young Millionaire — Neil Patel of Quick Sprout

In this week’s installment of the Better Know a Young Millionaire series, I have the pleasure of chatting with Neil Patel from Quick Sprout. If you’ve been in the online marketing space over the last few years, you’ve no doubt heard about Neil. He started a web company called Crazy Egg, where you can see heat maps […]

Could a Monkey Beat Your Portfolio if You’re Day Trading?

I’ll never forget the first time I met a day trader face-to-face. He was dating a friend from college and I was a guest at their apartment-warming party. Amidst all the celebrating, I noticed him sitting alone at his living room desk, scanning a complicated-looking screen of stock data on TD Ameritrade. I was curious. […]

What Time Does the Stock Market Open in the U.S. and Beyond?

If you’re a trader or investor, it’s important to know and understand what time the stock market opens. If you place a trade outside of stock market hours, your trade will wait in a queue until the start of the next trading session. This can also make a big difference on the prices you’ll get […]

Is Free Tuition Really Worth 24 Years of Bondage?

Many of you have likely heard of Oregon’s radical new program called “Pay it Forward, Pay it Back.” The catchy title belies a program that provides free tuition for students attending community college or a public university in Oregon. In exchange for this tuition, graduates would then pay back a small fixed percentage of their income […]

Can RetailMeNot Succeed Where Groupon Failed?

I’m one of those cheap freaks who googles a coupon anytime I buy something online, so you can imagine how excited I was when I realized that RetailMeNot would soon go public. RetailMeNot (SALE) is by far the leader in the online coupon category. The company lists coupons from tens of thousands of sites and […]

Confessions from Recent College Grads: The Reality of the Real World

Saving up is extremely important, but in order to do that we have to first get a job and hold it down. This can be much tougher than expected for recent graduates. According to the 2013 report released by the Economic Policy Institute, the unemployment rate for recent college graduates is 8.8 percent (compared with […]

Creating Your Own Opportunities

At the height of the recession in 2008, I was laid off from my video editing job of eight years. Up until that point, I had it made. I earned a very comfortable $72k a year salary living in Los Angeles, had a huge office with state of the art equipment, an amazing boss, and […]