The Secret Financial Weapon Nobody Uses (but we should everyday)

There’s a secret financial weapon that we all have in our arsenal but very few of us use (alright, none of us use) – but we should be using it daily!  It’s the most powerful weapon in the world.  And since you’re reading this right now, I know you have it. What is it made of?  Financial […]

10 Solid Tips To Pay Off Your Student Loans Quickly

A lot of college students borrow money to pay for their higher education expenses. However, it can prove to be overwhelming if you graduate with student loan debt hovering over your head. Here are ten tips to help you pay off your student loans in a shorter amount of time so that you can live […]

Is Your Identity Linked to your Financial Troubles?

I’ve started the process for filing my taxes for 2012. And right now, the little progress bar of my online tax software is telling me that the amount of my refund is higher than my total remaining debt. I know that might change once I put more information into it, and that’s okay. As an […]

5 Best Investing Books to Get Started Investing

A lot of people have written about the best investing books or the best books about money, but what about books for the beginning investor?  I wanted to put together my list of favorite books to get started investing. These books are designed for the beginner, but still have a lot of solid topics that […]

Does H&R Block’s Second Look for Tax Return Errors Really Work?

Have you seen the commercials on TV already this tax season?  H&R Block is offering a ‘Second Look‘ at your prior years’ tax returns to see if you qualify for a bigger tax return.  They try to make the process very simple, and even offer a free assessment on their website.  But the real question […]

Reader Question: Applying For A Mortgage While Using Income Based Repayment

Welcome to another reader question!  This question comes from John, who is trying to get a mortgage while being on an income based repayment (IBR) plan for his student loan debt.  Here is John’s story and the question: I have about $80,000 in student loan debt and am currently on the Income-Based Repayment Plan (IBR […]

5 Step Guide to Understanding Investment Risk

Investing money isn’t all about sitting back and waiting for plump returns. Risk is a key factor, and the level of risk an investor is willing to live with determines their potential for large rewards – and also for large losses. Understanding exactly what risk entails should be the first task of any would-be investor. […]

Beware of Black Swan Events

While the next decade should be a bull market, it will probably have a few black swan events that will lead to a stock market drop.

Invest in a Lump Sum or Small Chunks (Dollar Cost Averaging)?

There are two major competing philosophies when it comes to investing: do I invest in a lump sum, or do I invest in small chunks (i.e. dollar-cost averaging)? It also seems that almost every financial analyst has a different perspective when it comes to how to invest.  Many recommend investing in small chunks and dollar […]