How I Fought Back Against Wells Fargo Fees

I am an extremely frustrated Wells Fargo customer. Maybe since I’ve always been a capitalist at heart, I never really was bothered too much by bank fees, because most of the time they seemed, on some level, to make sense. However, earlier this month, I came across a fee at Wells Fargo that really made […]

All About Private Mortgage Insurance

In recent years, consumers have grown overwhelmingly reluctant to purchase a new home, and for good reason.  Although property values and mortgage rates are at all time lows, unemployment is at an all-time high.  This is consistent throughout the United States, where families feel a greater level of anxiety each day about the consequences of […]

What is an Insurance Dividend?

I was excited earlier this month when I received a “dividend” from my insurance company.  I was always surprised by this, because I never understood why an insurance company would pay a dividend.  I understood why stocks paid dividends – to return earnings to shareholders.  Well, insurance companies do the same thing, but they are […]

The Best Investment Advice I’ve Received

My name is SFI, and I blog at Six Figure Investor.  I want to share the best investment advice and other investing tips I received in my youth that was staring at me in plain view. It is my hope that the readers of The College Investor will find it useful and entertaining! Let’s go […]

Our Leaders Can’t Pass Economics 101

As with most Americans, I have been extremely disappointed with the political leadership in the country for some time.  The sad part is, while each side blames each other, they are both equally to blame.  Since this is a finance blog, I’m not going to cover every issue, but as the title says, how can […]

Finding The Best Credit Card

With the holiday’s coming up quickly, and so many changes in the credit card industry, it is essential to make sure that you are finding and using the best credit card possible.  Recent financial reform in Washington has caused a lot of credit cards to change their perks, and so many people who thought they […]

Simplicity and Investing Success

This is a guest post by Tony Chou, who posts his thoughts on The Investorz Blog. Personally, I believe in simplicity.  Now before I start talking about why simplicity is beneficial when investing, let me go off topic for a while. Is Simplicity The Key To Success? What’s better? Complicated, or simple? Let’s look at […]

Credit Card Abritrage 101

Credit card debt has become a popular subject among families struggling with their finances.  Utilizing compound interest rates, credit card companies can make getting out of debt seemingly impossible.  However, many savvy consumers have found ways to turn this around on the credit card companies.  Using the idea of credit card arbitrage, many have begun […]

Why I Don’t Care About Yield

Although I am a big fan of dividends, I don’t care about the investment’s yield.  You may think this is contradictory, but hear me out.  There are many things I consider when investing, and while seeing the yield is nice, it is the number behind it that really make the difference for me.   What […]

What You Should Know About Early Termination Fees

Even though there has been a lot of reform in the cell phone industry, one area that is still troublesome is early termination fees.  It is probably the most costly potential fee, and it is also the one the consumers have: the least control over and the least knowledge of.  Here is what you need […]

Video Games Teach Personal Finance

Growing up, I was big into computer games.  I loved them.  They kept me entertained for hours.  The other day, I was reading about some of the most popular games of all time, and realized that most of these game actually are educational!  These games teach real skills, such as budgeting, working for goals, planning, […]