Do Not Buy Gold!

Even though today is only 12/31/10, I am calling this my first call out of 2011 – DO NOT BUY GOLD!!! I have been doing my usual reading and I must have read six or seven different posts about why gold is great, and why now is the time to buy gold (actually, there was one […]

Should I Tip The Mailman And Other Holiday Tipping Guidelines?

Every year, as it gets closer to Christmas, I see more and more stories about holiday tipping etiquette and who I should tip. I understand tipping in the hospitality industry. For example, waiters make most of their money on tips, and they have an established custom on what to tip. I don’t always agree, and […]

Things I Learned NOT To Pay For

You may have heard these before, but I’m being extra cautious this holiday season to make sure that I’m not accidentally paying for something that there is no reason to pay for. Here is my list of things I learned not to pay for!   ATM Fees If you ever have to pay ATM fees, […]

Student Loan Calculator

When looking at the total cost of your student loans, there are many factors to consider. Most student loan calculators assume that the loan will be repaid in equal monthly installments through standard amortization. Therefore, the results are not accurate for some alternate repayment plans, such as graduated repayment, or income contingent repayment. It is […]

Changes to The College Investor Portfolio

If you regularly follow my blog, you know that I follow a basket of stocks called The College Investor Portfolio, which I select using my Key Value Fundamentals for Screening Stocks as a guide. So far this year, The College Investor Portfolio has returned 13.89%, while the S&P500 has only returned 6.05%. We are almost […]