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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

is your 401k a scam
January 1, 2025

How Bernie Madoff’s Victims Nearly Recovered Their Losses

Bernie Madoff’s victims recover 94% of losses after final $131M payout from Madoff Victim Fund, totaling $4.3 billion distributed worldwide.

Why Your Tax Refund Is Going To be Smaller In 2023
January 1, 2025

Why Your Tax Refund Will Be Smaller In 2025

There’s a strong chance your tax refund is going to be much smaller in 2025 due to the ending of tax credits and changes to the tax brackets.

best online banks
December 31, 2024

Best Online Banks Of 2026: Fee-Free Online Banking

Thinking about the convenience of banking online? Check out this list featuring some of the best online banks in 2026 for your money.

This illustrative image features a light pink piggy bank with a gold coin resting on its back, positioned in the lower-left foreground, symbolizing savings and investments. To its right, partially obscured by the piggy bank, is a calculator with "458" visible on its digital display, representing financial calculations and tax figures. In the background, against a green gradient, bold blue text reads "WHAT IS THE" and below it in red text, "AND HOW DOES IT WORK?". These elements together visually encapsulate the article's focus on "What Is The Kiddie Tax And How Does It Work?", emphasizing the taxation of a dependent's unearned income, such as from investments, at the parent's marginal tax rate, and the importance of understanding tax implications for college students and young investors.
December 30, 2024

What Is The Kiddie Tax And How Does It Work?

Under the Kiddie Tax, dependents with unearned income over $2,700 in 2025 and 2026 can be taxed at their parent’s marginal tax rate.

How To Balance Student Loan Repayment And Investing
December 30, 2024

Pay Off Student Loans Or Invest? How To Find Balance

If you have student loans, it can feel tough to invest – but time is money and you need to balance student loan repayment and investing.

What If You Can't Afford Your Taxes
December 29, 2024

What To Do If You Can’t Afford To Pay Your Taxes

If you can’t afford to pay your taxes, here are the steps that you should take to minimize the damage and not get in trouble with the IRS.

Selling Christmas Gifts
December 27, 2024

How To Handle Unwanted Christmas Gifts (And Make Money Too)

Here are some ways to make money from the Christmas gifts you don’t want after the holiday season is over.

pell grants
December 26, 2024

Pell Grants: What They Are And How To Qualify

Pell Grants are issued by the Department of Education to undergraduate students who are able to demonstrate an exceptional financial need.

Monarch Money
December 26, 2024

Monarch Money Review: Pros, Cons, And Alternatives

Monarch Money is a money management website and app that can help you budget, create a financial plan, and track your goals. Learn how it works!

How To File Your Taxes Early
December 26, 2024

What’s The Earliest You Can File Your Taxes?

One of the best thing you can do is file your taxes early – you can be the rush, still get pro help, and even avoid identity theft!

Form W-4 withholdings
December 22, 2024

How To Fill Out Your W-4 and Change Your Withholdings

Whether you have a new job or simply need to change your Form W-4 withholdings, find the information you need here to know what to do.

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  • UC San Diego, Bachelor of Arts in Political Science
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