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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Old bank building | Photo credit: elenathewise
May 9, 2025

Top Online Banks Quietly Cut Savings Rates

Major banks are quietly cutting high-yield savings rates again. Compare the latest top rates and find out who still pays more.

College grads tossing caps in the air | Photo Credit Syda_Productions
May 8, 2025

New Study Reveals 70% Of College Grads Say It Was Worth It

90% of grads say college was positive, but only 70% feel it was worth the cost.

The Treasury Department building located in Washington, D.C., USA. Photo by sframe
May 8, 2025

195,000 Borrowers Notified Of Collections With More To Come

The Department of Education resumes collections on defaulted student loans, affecting 195,000 borrowers facing benefit seizures starting in June.

Linda McMahon testifies before the Senate Health, Education, and Labor Committee during a nomination hearing as Secretary of Education in Washington DC, USA, on February 13, 2025. (Photo by Lenin Nolly/NurPhoto via AP)
May 7, 2025

The Student Loan Crisis Returns As Collections Resume

Collections resumed this month, hitting 9 million borrowers in default or delinquency. Here’s why 2025 could make the student loan crisis worse.

Appeal A Financial Aid Award After Admissions | Source: The College Investor
May 7, 2025

Can You Appeal A Financial Aid Award After Admissions?

Can you appeal financial aid after choosing a college? It’s rare, but some families get more help by asking again.

An eye-level, slightly upward-angled, daytime shot of the U.S. Capitol Building in Washington D.C. under a clear blue sky with sparse white clouds. The iconic white dome, topped with the Statue of Freedom, dominates the center of the frame, surrounded by its intricate columns and architectural details. The building's white marble facade extends horizontally, flanked by lush green trees on both sides, with more distant buildings partially visible. In the foreground, scaffolding and construction equipment are visible on the steps leading up to the Capitol, suggesting ongoing work. This image visually represents the "Congress" mentioned in the article, specifically the legislative body responsible for the "Big Beautiful Bill" that eliminates federal Grad PLUS loans, impacting graduate students' ability to afford professional programs like law and medicine.
May 5, 2025

Congress Moves To Make All Pell Grants Tax-Free

Lawmakers propose expanding Pell Grant use and tax credit eligibility.

Famous investor and economist Warren Buffett forecasts stocks market changes and shares investments strategy". Vector illustration — Vector by dima4to@gmail.com
May 3, 2025

Warren Buffett To Retire As Berkshire CEO By Year-End

Warren Buffett plans to retire as Berkshire Hathaway CEO by the end of 2025. Greg Abel will succeed him, pending board approval.

Doctors in training may lose loan forgiveness | Source: wavebreakmedia
May 3, 2025

PSLF Rules Could Change For Doctors In Training

Doctors in training could lose PSLF credit under a Republican student loan bill that targets medical residency.

Old bank building | Photo credit: elenathewise
May 2, 2025

Banking Outage Leaves Customers Without Account Access

A banking outage is causing online banking disruptions at dozens of major banks, affecting Zelle, BillPay, and direct deposits.

Linda McMahon testifies before the Senate Health, Education, and Labor Committee during a nomination hearing as Secretary of Education in Washington DC, USA, on February 13, 2025. (Photo by Lenin Nolly/NurPhoto via AP)
May 2, 2025

New FAFSA Rule Could Cut Pell for Middle Class

The GOP’s proposed Pell rule would cut aid for students with higher Student Aid Index scores, even if their income is under the poverty threshold.

A close-up, slightly upward-angled shot of the Internal Revenue Service (IRS) federal building's entrance in Washington D.C., USA, emphasizing its prominent stone facade and the bold, black carved letters spelling "INTERNAL REVENUE SERVICE" above the doorway. The classic, ornate architectural details, including decorative dark rosettes flanking the text and intricately carved stone trim, are clearly visible. The image conveys a sense of official authority and directly relates to the article discussing the IRS's annual inflation adjustments for retirement accounts, specifically the raised 2026 contribution limits for 401(k) and IRA plans, as detailed in Notice 2025-67.
May 1, 2025

IRS Boosts 2026 HSA Contribution Limits

IRS raises 2026 HSA contribution limits to $4,400 for individuals and $8,750 for families.

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