Capital One Accused of Deceptive Savings Practices By CFPB
The CFPB is suing Capital One for misleading consumers about savings accounts, resulting in over $2 billion in lost interest payments.
Robert’s latest articles
5M Borrowers Approved For Student Loan Forgiveness
The Biden Administration has forgiven $183B in student loans for over 5M borrowers, with new PSLF, disability, and borrower defense approvals.
How To Withdraw Retirement Funds Post-Disaster Penalty-Free
Disaster victims can withdraw up to $22,000 from retirement funds penalty-free under SECURE 2.0.
Can A 529 Plan Be Used For Summer Classes?
Can a 529 pay for summer classes? Discover the eligible expenses for college and high school students.
How To Invest $50,000: 7 Different Options To Build Wealth
If you have $50,000 to invest today, here are a few considerations to be aware of so you can make the best decision for your funds.
IRS Proposes Key Roth Rule Changes for High Earners In 2025
IRS proposes mandatory Roth contributions for high earners, expanded catch-up limits for older workers.
IRS Proposal Requires Automatic Enrollment in 401(k) Plans
Learn about new 401(k) automatic enrollment rules starting in 2025.
California Halts Insurance Cancellations After Wildfires
California protects wildfire-affected homeowners with a one-year insurance moratorium, stopping policy cancellations in impacted areas.
What Is The Difference Between 403b and 457 Plans?
403b and 457 plans have their pros and cons. How do they work? Read this article to find out and make a decision for your situation.
Historical Average Investment Return By Asset Class
Ranking the average investment return by asset class for the last 40 years, across 10 major asset classes, including stocks, real estate, and more.
What Is FICA Tax And Who Pays It?
You’ve probably heard of FICA Tax, and you’ve probably seen it on your paystub, but do you know what it is and how much you pay?