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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

This image, relevant to an article discussing MPH.bank, features a minimalist illustration of financial management and customer satisfaction. On the right, a stylized person, dressed in black and white, holds a large blue coin with a dollar sign, symbolizing the act of saving or investing money. To the left, two stacks of blue coins with dollar signs represent accumulated savings, emphasizing the "savings goals" mentioned in the article about MPH.bank's helpful accounts. Above the coin stacks, a white speech bubble with three dots suggests communication or advice, while another smaller speech bubble contains a blue heart icon, signifying the "makes people happy" motto of MPH.bank. The overall color scheme is predominantly blue, black, and white, conveying a sense of trustworthiness and financial focus, while plus signs scattered in the background might represent growth or added value. The "THE COLLEGE INVESTOR" logo is visible in the upper left corner, branding the financial advice.
May 16, 2025

mph Bank Review: Pros, Cons, and Alternatives

mph Bank is an online money market account with top interest rates powered by Liberty Savings Bank.

Emergency Funds
May 16, 2025

Emergency Funds: How Much Do You Really Need?

When it comes to emergency funds, there is so much conflicting advice. So how much do you really need for your rainy-day fund?

The Department of Education building is seen the morning after Donald Trump signed an executive order dismantling of the department, in Washington, on March 21, 2025. Whether Trump has the authority under the U.S. constitution to close a congressionally mandated agency remains an unanswered question. (Photo by Allison Bailey/NurPhoto via AP)
May 15, 2025

2 Million IDR Applications Bogged Down By Delays

The Education Department says nearly 2 million IDR applications and 49,000 PSLF buyback requests are still unprocessed, with no firm timeline in place.

Front facade of the US Supreme Court Building in Washington DC | Photo by PTHamilton
May 14, 2025

Should You Leave PAYE Or ICR Student Loan Plans Due To Uncertainty?

PAYE and ICR forgiveness is on hold, but PSLF remains available. Here’s why you likely shouldn’t leave the PAYE or ICR student loan plans right now.

Female students talking at table in dorm room | Photo Credit: zereznly
May 14, 2025

Common Dorm Room Disasters That Could Cost You Big

If you’re living in a dorm or on-campus this fall, you need to understand what could happen, how much it could cost, and how to protect yourself.

A minimalist graphic illustration depicts a white university building with dark outlines and blue window accents on the left, symbolizing higher education and institutional loans. To its right, a large unfurling scroll, also outlined in dark blue, features a dollar sign at the top and several lines of text, representing a bill, financial aid award, or loan document. This visual emphasizes the connection between colleges and financial obligations, such as university loans or private student loans. The background is a light, speckled pattern with a large teal circle behind the scroll and a plus sign near the university, reinforcing the article's focus on understanding and comparing different types of student loans, including those offered directly by colleges and universities.
May 13, 2025

Proposed College Endowment Tax Hike: What to Know

Lawmakers propose raising college endowment taxes from 1.4% to 21%. Learn how this could impact students, tuition, and research.

Federal Reserve Bank, Washington, DC | Photo Credit: dnewman8
May 13, 2025

Credit Scores Drop As Student Loan Payments Resume

Millions of student loan borrowers are now past due, with some losing over 100 credit score points after the federal payment pause ended.

Form 5500 EZ
May 13, 2025

How To Fill Out Form 5500-EZ For Your Solo 401k

The IRS requires Solo 401k plan owners with more than $250,000 in their plan to file a Form 5500-EZ every year. Here’s how to fill it out.

US Capital Pennsylvania Avenue After the Snow Washington DC Traffic Lights | Photo Credit: Bill Perry
May 11, 2025

Congress Moves To Extend Key Tax Benefits For Disabled Americans

House tax bill would extend 529 ABLE account perks for savers with disabilities, allowing more flexibility.

Interest rates rise | Source: jujong11
May 10, 2025

Student Loan Reform May Increase Payments For Borrowers

Millions of borrowers could face higher student loan payments or longer terms under a new GOP proposal.

US Capitol Night Reflection Washington DC | Photo: Bill Perry
May 9, 2025

Tax Plan Extends Some Tax-Free Student Loan Forgiveness

Proposed GOP House tax bill extends tax-free loan forgiveness only for death and disability, leaving out other student loan forgiveness programs.

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  • UC San Diego, Bachelor of Arts in Political Science
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