RAP vs. IBR: What Student Loan Borrowers Need To Know In 2026
The OBBBA changes student loan repayment and offers RAP and IBR for student loans. See side-by-side examples of monthly payments for different borrowers.
Robert’s latest articles
Education Freedom Tax Credit: Who Qualifies and When
A new federal tax credit could help pay for private school, tutoring, or supplies. Here’s who qualifies and when it starts.
How To Completely Organize Your Finances And Your Money
Here’s how you can completely organize your finances, your budget, your important financial paperwork, and more.
U.S. Bank $1,200 Cash Bonus For New Business Checking Accounts
U.S. Bank is offering up to a $1,200 cash bonus offer when you open a new business checking account and complete qualifying activities.
Best Student Loan Refinancing Bonuses And Promotional Offers
Before refinancing your student loans, make sure you’re looking for the best student loan refinancing bonuses that could sweeten the deal beyond APR, fees, and more.
Yale Joins Harvard and MIT in Expanding Free Tuition for Middle-Class Families
Yale will offer free tuition to families earning up to $200,000 starting in 2026. Here’s how the policy works and who benefits.
Income-Based Repayment Comes To Private Student Loans
Income-based repayment is no longer just for federal loans. One private lender is testing a new approach to student debt.
When Do You Need A Lawyer For Your Student Loan Debt?
An understanding about when you should contact and get help from a lawyer for your student loan debt problems.
What Families Really Pay For College Out Of Pocket
Most families pay $25,000 to $100,000 out of pocket for college. Here’s what the data shows about real college costs.
How To Create Multiple Streams Of Income
You can create multiple streams of income with your salary, side hustle, investments, hobbies, rental property, and more, and all will build real wealth over time.
Three Myths About Leaving the SAVE Plan — and What Borrowers Should Know
Borrowers hear warnings about delays, consolidation, and interest when leaving SAVE. Here’s what actually happens under current rules.