Decision Day: 5 Truths Every College-Bound Student Needs To Hear
Five truths every high school senior needs to hear on Decision Day — from picking the cheapest college to borrowing smart and building real experience.
Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.
He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.
He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Five truths every high school senior needs to hear on Decision Day — from picking the cheapest college to borrowing smart and building real experience.

The University of Pittsburgh will cover full tuition at its Bradford, Greensburg, Johnstown, and Titusville campuses for PA families earning under $75K.

WalletHub’s new student money survey finds 53% of college students feel social media pressure to overspend and 28% question their tuition’s value.

Here are the best medical school student loans and financial aid options, from federal loans to private loans, and grants and scholarships.

We break down the best college loans for parents, including parent student loans. Look at your options as well as some alternatives.

The Education Department finalizes new student loan rules effective July 1. Plus: 15 HBCUs launch a research coalition, a $10K AI degree is announced, and a court blocks admissions data collection at 170+ colleges.

The Education Department finalized new student loan limits, ended Grad PLUS, and launched two new repayment plans. Here’s what changes July 1, 2026.

Teen brokerage and UGMA/UTMA accounts look alike but differ on ownership, taxes, and FAFSA. Here’s how to pick the right one before funding it.

Idaho’s State Board approved 4.4-4.7% tuition increases (the largest in three years) signaling a broader increase in public college costs.

The Federal Reserve held rates steady April 29 in a rare 8-4 split. Here’s what the pause means for HYSA yields, CD rates, and 30-year mortgage pricing.

Education Secretary Linda McMahon told a Senate subcommittee that more than one in four federal student loan borrowers are delinquent or in default.
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