Credit Card Debt Stands At $1.18 Trillion In 2025
U.S. credit card debt hits $1.18 trillion. Young adults face rising delinquencies and high rates.
Robert’s latest articles
Gen Z May Pay More For Less In Social Security
Social Security may be forced to cut benefits by 2034. What that means for Millennials and Gen Z.
Apprenticeships And Career Programs Are Booming
More students are choosing apprenticeships over college as paid career programs expand across industries and states.
TikTok Dentist’s $1.2M Loan Sparks Real Talk On Grad Debt
A dentist on TikTok joked about having $1.2M in student loans. For some grads, it’s real. Here’s how it happens and what they can do.
What Is Student Loan Insurance And Should You Get It?
Student loan insurance is a new option from EdInsure that allows you to buy protection if your future income doesn’t allow you to make a student loan payment.
How Side Hustles Are Helping Grads Tackle Student Loan Debt
Students are turning to side hustles like reselling and freelancing to pay tuition and loans.
Selective Service Rules Every 18-Year-Old Should Know
Selective Service registration is required by law. Here’s what happens if you don’t sign up, and even though it’s no longer on the FAFSA, why you still should.
How U.S. Tax Rules Quietly Penalize Marriage
Marriage penalties in taxes, investments, and benefits may cost families more. Here’s how they work and how they might be fixed.
Should You Wait For PSLF Buyback Or Switch Out Of SAVE Now?
PSLF borrowers stuck in Buyback queues may benefit by switching to IBR or Standard plans. Here’s what to weigh.
Senate Parliamentarian Blocks CFPB Defunding Push
Senate parliamentarian blocks effort to defund CFPB, citing Byrd Rule. Efforts to end the CFPB would require 60 vote majority.
College Not Required: Skills Now Matter More Than Diplomas
45% of employers removed degree requirements for jobs. States are also joining the shift to skills-based hiring.