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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

A long shot captures the James B. Colgate admissions and administration building on the campus of Colgate University under a cloudy sky. The historic brick building features arched windows and a large central arched entrance, surrounded by well-maintained green lawns and mature trees, including a prominent American flag flying from a pole in the foreground. A winding paved path leads towards the building, with a yellow fire hydrant visible on the left. The image highlights the beautiful and established campus environment of Colgate University, directly relating to the article's headline about the university expanding its free-tuition financial aid program, the Colgate Commitment initiative, for families earning up to $175,000 annually. Photo by sainaniritu
July 16, 2025

Latest ED Report: 1.5M IDR Applications Still Pending

The Department of Education slowed its IDR and PSLF buyback processing in June, leaving over 1.5 million student loan applications still pending.

mba admissions guide
July 15, 2025

Can You Get Financial Aid For A Master’s Degree?

Paying for a master’s degree is changing in 2026. Learn how students are covering costs through scholarships, aid, and federal loans.

A minimalist, line-art illustration depicts a stylized person, likely a teenager or young adult, with short dark hair, wearing a black top and white pants, comfortably seated in a white, rounded armchair. They are actively engaging with a white laptop, symbolizing online banking and money management. Above their head, a speech bubble contains a yellow heart, suggesting satisfaction or positive feelings towards financial literacy. To the right, various financial elements are illustrated: a large yellow rectangle with horizontal lines and a small rectangle at the top right represents a blank check, indicating checking account features. Below it, a smaller yellow rectangle with dashed lines and a square represents a debit card, crucial for teen bank accounts. In the upper right corner, a circle with a dollar sign further emphasizes financial concepts. The overall image, titled "Best Teen Checking Account," visually represents the article's focus on helping teens learn money management skills through the use of checking and debit accounts, highlighting convenience and positive financial experiences.
July 15, 2025

Best Banks For Teenagers In 2026 (Teen Checking Accounts)

Find the best bank accounts for teenagers to learn to start banking, saving their paycheck, and more.

Front facade of the US Supreme Court Building in Washington DC | Photo by PTHamilton
July 14, 2025

Supreme Court Allows Trump’s Education Department Layoffs

Supreme Court allows Trump to proceed with 1,300 layoffs at the Education Department while legal challenges continue.

Save vs. IBR | Source: The College Investor
July 14, 2025

Should You Switch From SAVE To IBR?

SAVE student loan borrowers face interest starting August 1. Should you switch from SAVE to IBR now or wait?

Grandparent-Owned 529 Plan
July 14, 2025

What Parents Should Know When Comparing Student Loans

Parents comparing student loan options to help their child pay for college need to understand the pros and cons of federal and private loans.

financial aid terminology
July 13, 2025

Should You Use AI For Financial Planning?

Using AI for financial advice can be risky. AI can’t personalize your financial plan. Here’s why real tools and advisors are still better.

Loan interest clock | Source: The College Investor
July 12, 2025

SAVE Borrowers Face Deadline: Should You Switch Plans Now?

Student loan borrowers are at a crossroads: SAVE loan interest begins August 1. Should you switch to IBR?

Credit Report With Medical Debt | Source: The College Investor
July 12, 2025

Medical Debt Will Return To Credit Reports After Court Ruling

A judge has struck down the CFPB’s medical debt rule, allowing it to appear on credit reports again.

Columbia University of New York | Source: The College Investor
July 12, 2025

Columbia Pays $9 Million Over False Data Used In Rankings

Columbia agrees to pay $9 million to settle a lawsuit over false data submitted for college rankings.

Desperate man looking for IDR payment counts | Source: The College Investor
July 11, 2025

Where Is Your IDR Payment Count? Still Missing

Millions of student loan borrowers await updates as federal loan forgiveness counts remain “missing”.

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  • UC San Diego, Bachelor of Arts in Political Science
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