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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Non-profit student loan forgiveness
October 21, 2025

What To Know About Nonprofit Student Loan Forgiveness

If you work for a 501(c)(3) or other nonprofit organization, you may be able to get nonprofit student loan forgiveness or other help.

1099-C And Student Loan Forgiveness
October 20, 2025

1099-C And Student Loan Forgiveness: 2026 And Beyond

Considering loan forgiveness for your student loan debt? Don’t forget to understand the 1099-C tax implications.

Stressed by delayed technical issues | Source: The College Investor
October 19, 2025

IBR Rule Change Delayed By Technical Issues

The IBR hardship rule is gone under OBBBA, but tech issues delay access.

Financial Advisor Fees | Source: The College Investor
October 18, 2025

How Honest Financial Advisors Should Disclose Their Fees

What does an honest financial advisor’s fee disclosure look like? Here’s what they should be showing you.

A wide, eye-level shot on a bright, clear day shows the modern, light-gray building of California State University Dominguez Hills under a blue sky with scattered wispy clouds. The university's name, "CALIFORNIA STATE UNIVERSITY DOMINGUEZ HILLS," is prominently displayed in large, dark blue, sans-serif letters across the top facade of the building. Below the signage, multiple rows of tall, rectangular windows with dark frames and reflective blue glass are evenly spaced, creating a pattern across the building's surface. In the bottom right corner, the vibrant green foliage of a tree is partially visible, adding a touch of nature to the academic setting. This image visually represents one of the California State University (CSU) campuses, providing context for the article's discussion of the new California law, Senate Bill 640 (SB 640), which will implement the Direct Admission Program for qualified California high school seniors starting in 2027. The law aims to boost college enrollment and ease the application process for students.
October 18, 2025

New Law Simplifies CSU Direct Admission For Students

Starting in 2027, qualified California seniors will be automatically admitted to CSU campuses. Here’s who qualifies and how it works.

CAMBRIDGE, USA - The Harvard University in Cambridge, MA, USA | Source: The College Investor
October 17, 2025

This Week In College And Money News: October 17, 2025

The latest updates on higher education, personal finance, financial aid, and student loans impacting students on college campuses nationwide.

A person with a blurred face and bald head extends their right hand towards the viewer, palm open and fingers spread, in a clear "stop" or "hold" gesture. This image effectively symbolizes the Department of Education's decision to allow existing federal student loan borrowers to retain their current fixed repayment plans—Standard, Extended, and Graduated—after July 1, 2026. The hand gesture visually represents the pause or exemption for these borrowers from the new "tiered standard" repayment plan being introduced by the "One Big, Beautiful Bill Act" for future student loan recipients.
October 17, 2025

Standard Plans Stay For Current Student Loan Borrowers

Borrowers can keep current repayment plans after 2026 if no new loans are taken.

Tax-loss harvesting
October 16, 2025

Tax Loss Harvesting: A Step-By-Step Guide

Tax-loss harvesting involves selling investments that are down in order to offset realized capital gains and lower your tax liability.

PSLF Buyback Tradeoff | Source: The College Investor
October 15, 2025

Is PSLF Buyback Worth It? What It Will Cost You

Learn how PSLF buyback works, how lump sums are calculated, and whether monthly IDR payments might be a smarter option.

Fafsa
October 15, 2025

FAFSA Income Limits For 2025-2026

There’s no FAFSA income cutoff to receive financial aid. Learn how income and family size affect aid eligibility under new SAI rules.

medical school admissions guide
October 14, 2025

PSLF For Medical Group Workers

Learn when medical group workers can get student loan forgiveness.

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