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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

MINNEAPOLIS/USA - July 23: Tate Labratory on the campus of the University of Minnesota. The University of Minnesota is a university in Minneapolis and St. Paul, MN and the 6th largest university in the USA.
March 23, 2026

Why Is College So Expensive? 5 Forces Behind Rising Tuition Costs

College tuition has tripled even after adjusting for inflation, per NCES data. We break down the structural forces (from administrative bloat to state funding cuts) driving the increase.

Education Secretary Linda McMahon speaks during a television interview at the White House, Tuesday, Nov. 19, 2025, in Washington. (AP Photo/Alex Brandon)
March 22, 2026

576,000+ Borrowers Still Stuck in Student Loan Repayment Plan Backlog

Over 576,000 borrowers remain stuck in a student loan repayment plan backlog. New apps process in days, but old ones face months of delays.

Close-up of a bride and groom holding hands, with the groom's hand displaying a simple gold wedding band. The bride is wearing a white dress and long sheer white gloves, while the groom wears a dark blue suit with button details on the cuff. The background is a soft, blurred outdoor setting with trees and sunlight. This image symbolizes the financial partnership of marriage, illustrating how couples can plan for the future together by utilizing tools like a spousal IRA to ensure a non-working spouse can still save for retirement. Source: The College Investor
March 21, 2026

Spousal IRA: How Non-Working Spouses Can Still Save for Retirement

A spousal IRA lets non-working spouses contribute up to for retirement. Learn who qualifies and what’s deductible in 2026.

Education Secretary Linda McMahon testifies during an appropriations hearing on Capitol Hill June 3, 2025. (Francis Chung/POLITICO via AP Images)
March 20, 2026

This Week In College And Money News: March 20, 2026

Colleges face financial strain, policy battles, and shifting enrollment trends this week.

Education Secretary Linda McMahon speaks in the Oval Office of the White House before President Donald Trump signs an executive order regarding childhood cancer and the use of AI, Tuesday, Sept. 30, 2025, in Washington. (AP Photo/Alex Brandon)
March 19, 2026

Treasury Department Takes Over Student Loan Collections From Dept Of Education

The Treasury Department is taking over defaulted student loan collections from the Department of Education. Here’s what borrowers should know and do now.

A smiling young couple sitting closely together on a grey sofa reviews financial documents handed to them by a professional advisor in a navy suit and blue tie. The three individuals are engaged in a positive discussion in a brightly lit, modern office setting with large windows and green plants. This image visualizes the consulting process for long-term financial planning, such as discussing early retirement strategies and setting up a Roth conversion ladder to access retirement funds without penalties. Source: The College Investor
March 19, 2026

Roth Conversion Ladder Explained For FIRE

Learn how the Roth conversion ladder lets early retirees access 401(k) funds penalty-free before 59½. Step-by-step 5-year plan included.

A multi-generational family of six, including grandparents, parents, and two young children, stands together on a sunny beach, smiling and looking out toward the horizon. They are dressed in warm, neutral-toned fall or winter coats and scarves. This image visually represents the concept of family support and interconnectedness, reflecting the article's focus on how rising student debt and housing costs are increasingly causing young adults to rely on their parents for financial help, impacting multiple generations' financial futures. Source: The College Investor
March 18, 2026

Parents Spend $1,474/Month on Adult Kids vs. $673 on Retirement

Rising housing costs and $1.8T in student debt are pushing young adults to ask parents for help. Here’s how to give it without risking retirement.

This stylized graphic illustrates the concept of compound interest and growth in retirement savings over time, featuring three progressively taller stacks of gold coins with white tops, set against a light cream background. The smallest stack has two coins, the middle has four, and the tallest has seven, visually representing the "investing for retirement early and often" strategy discussed in the article. Abstract orange-gold geometric shapes, including scattered dots, outlines of circles, and plus signs, are dispersed across the background, adding to the modern design. The bottom left corner shows "THE COLLEGE INVESTOR" in black sans-serif font, highlighting the source of this content focused on "best retirement calculators to project your savings." The image conveys the long-term project of saving and investing for retirement, reinforcing the idea of accumulating wealth through consistent contributions and "compounding growth."
March 17, 2026

Best Order of Operations For Saving For Retirement

Here’s the best order of operations of how to save for retirement, with which accounts to fund in the right financial order.

A female cosmetology student in a white and black uniform carefully cuts the hair of a male client while an instructor watches closely from behind. This image represents the hands-on training required for cosmetology certificate programs, which are among the highest-risk categories—with 93% expected to fail the new federal earnings test and potentially lose access to federal student loans starting in 2028. Source: The College Investor
March 17, 2026

Low-Earning Degrees Will Soon Lose Access to Federal Student Loans

New federal law cuts student loans to low-earning degree programs starting 2028. See which programs fail, including cosmetology and counseling degrees.

Last Minute Tax Reminders
March 17, 2026

8 Last-Minute Tax Reminders For 2026

If you’re still waiting to file your taxes, here are eight tax reminders to know so that you don’t make a mistake before the tax deadline.

Best Savings Accounts Daily | Source: The College Investor
March 16, 2026

Best High-Yield Savings Rates for March 16, 2026: Varo Leads At 5%

Find the high-yield savings account that can help you earn the most interest on your money.

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