529 Plan Alternatives: UMGA, Roth IRA, And More
Learn about 529 plan alternatives like UGMA and Roth IRAs, including their pros and cons for college savings.
Robert’s latest articles
What Families Should Do With Leftover 529 Plan Money
Leftover 529 funds? Families can use them for education, student loans, or even Roth IRA rollovers.
Credit Score Ranges and What They Mean for Your Money
Learn how credit scores are used by lenders and what credit score ranges mean for your financial life. Also, here’s how to get your score!
Ascent Student Loans Review: Pros, Cons, And Alternatives
Ascent student loans providers in-school private loans, parent loans, and undergraduate and graduate school loans.
Student Loan IDR Backlog Drops Below 1.1 Million
The September student loan status report shows faster IDR processing and modest gains in PSLF buyback, but wait times continue.
Should You Refinance Student Loans If Rates Fall?
Should you refinance student loans as the Fed cuts rates? Here’s what to consider before acting.
What Happens To Student Loans When You Die?
Some Federal student loans die with you, but private and Parent PLUS Loans have important consequences borrowers need to consider.
ChatGPT On Student Loans: What It Got Right And Wrong
I asked ChatGPT about student loan repayment. Here’s where it was right, where it was wrong, and what borrowers should know instead.
How To Use 529 Plans For Non-College Education
529 plans cover trade programs, apprenticeships, licenses, and required CE. Learn how to verify eligibility and keep withdrawals tax free.
Lively HSA Review: Pros, Cons, And Alternatives
In this Lively HSA review, you’ll learn about eligibility, how an HSA with them works, and how you can invest via Charles Schwab.
How To Write An SAP Appeal (Example Letters And Guides)
If you find yourself losing financing aid due to Satisfactory Academic Progress, you can write an SAP Appeal Letter to try to regain aid.