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What You Should Know About Early Termination Fees

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Even though there has been a lot of reform in the cell phone industry, one area that is still troublesome is early termination fees.  It is probably the most costly potential fee, and it is also the one the consumers have: the least control over and the least knowledge of.  Here is what you need […]

Filed Under: How To Save
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Where To Get The Cheapest iPhone

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Apple’s iPhone has been one of the most sought after mobile phones for years now. It is one that can comprehensively combine all of your mobile needs in just one neat device – in a simple yet sleek manner. Undoubtedly, a lot of people want to get one for themselves. Moreover, the recent passing of […]

Filed Under: How To Save
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Video Games Teach Personal Finance

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Growing up, I was big into computer games.  I loved them.  They kept me entertained for hours.  The other day, I was reading about some of the most popular games of all time, and realized that most of these game actually are educational!  These games teach real skills, such as budgeting, working for goals, planning, […]

Filed Under: Budgeting
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

How To Keep Track of Your Portfolio, Investments, and Financial Life

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Last week, I asked you how you are keeping track of your portfolio.  There are so many options out there, from simple to extreme, that I thought it would be interesting to hear how real readers are tracking their investment performance.  I put no stipulations, and even threw out a few suggestions.  I found the […]

Filed Under: Financial Planning
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Beach Bum or Shark Suit Tester?

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This is a guest post from The Money For College Project as part of the Yakezie blog swap. The Money for College Project was started with one goal in mind: to help people find ways to pay for college. At MfCP you can find easy to understand explanations of financial aid awards, creative ways to […]

Filed Under: FI/RE Tagged With:
Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Best Defensive Stock Sectors

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With the markets in turmoil once again, and seven straight days seeing over 100 point moves in the Dow Jones Industrial Average, you may be worried that another crisis is going to take the wind out of the markets.  Well, it could very easily happen – Europe, Greece, US Debt, all are playing deeply on […]

Filed Under: Stocks
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

How To Maximize Your Credit Card Rewards

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Getting the most from your credit card rewards is a tough thing to do!  Credit cards, by their nature, are in the business to make money – and each reward they pay to you costs them.  As a result, credit card companies have a genuine incentive to make it challenging to get awards, hard to […]

Filed Under: Rewards
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Easiest Money Saving Phone Calls

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Some tasks to save money take a lot of time and effort, and as such, they end up on your to-do list for a very long time.  Well, here a some of the easiest things you can do to save money, and all it takes is a short phone call.  And when I say short, […]

Filed Under: How To Save
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

The Wedding is Important, but the Future is Vital

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One’s wedding is one of those pivotal and key moments in a persons life.  For many women, a wedding is dreamed of from childhood.  For many men, no expense should be spared while pledging his life to the woman that he loves.  With celebrities gracing the covers of glossy magazines, touting weddings that cost millions […]

Filed Under: Budgeting
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Are Your Savings Bonds Still Paying You Interest?

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As investors seek alternative plans to grow their money in light of the volatile stock market, savings bonds have become one of many popular choices for long-term savings growth.  Savings bonds increase the initial investment with an interest rate that is guaranteed by the federal government.  However, given that they are an investment plan that […]

Filed Under: Bonds
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

The Best 401k Moves You Can Make

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In recent years, various aspects of Social Security have dominated newscasts, and the reports aren’t good.  Social Security is in serious trouble and it’s not likely to last long enough to benefit today’s workers.  Fortunately, there are other options.  The 401k plan has been a favorite choice for among workers and employers and provides a […]

Filed Under: Retirement
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Review and Giveaway: The Wealth Cure by Hill Harper

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I was recently given the opportunity to read through Hill Harper’s new book, The Wealth Cure, and I found it to be quite enjoyable. Read my review, and enter the contest below to win a free copy! The Wealth Cure conveys the need to not only build solid financial foundations, but to make sure that […]

Filed Under: Book Reviews
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Using a Dividend Reinvestment Plan to Reinvest Dividends

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Having the right information and a well thought through investment strategy are of the utmost importance, especially when trying to invest in our unstable and unpredictable economy. There are many different financial tools and vehicles for investment, but many wonder what the best, and most importantly safest, ones are.  Dividend stocks are some of the […]

Filed Under: Stocks
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Should I Refinance My Home? Here’s What To Consider To Save Money

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You might have heard people asking, “Should I refinance my home now?”  You might wonder if you should actually think about the same thing yourself. With interest rates still being at near historic lows, and home prices back near all time highs, it can make a lot of sense for some people to refinance their […]

Filed Under: Refinance
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

You Can Get Deals Like Buffett

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All over the news, there has been talk of Warren Buffett buying preferred shares of Bank of America and getting a great deal that individual investors simply couldn’t get.  And you’re right about one thing – Bank of America isn’t going to be calling up small investors any time soon and offering them preferred shares.  […]

Filed Under: Stocks
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Freshman Year Tips

Last Updated On 10 Comments

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Today’s post is from Squirrelers, a personal finance blog about squirreling your money away!  This post is part of the Yakezie Blog Swap, and you can read my post about Working is Essential for College Freshmen at Squirrelers.  Freshman year of college is a huge step in the lives of many young people.  Aside from […]

Filed Under: Studying and Productivity
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Reasons To Not Invest

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A couple weeks ago, I posted a question: why are you hesitant to invest? At the time, the market was in turmoil, with huge volatile swings daily in the market.  I got quite a few interesting responses,and wanted to share the reason about why you, the reader, don’t invest or are hesitant to. I was […]

Filed Under: Investing
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

5 Biggest Career Mistakes

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Whether you are several years into your career or just starting your first job search, there are a number of potential mistakes which can be made along the way.  Making and learning from these mistakes is an important part of workplace development, however some can be more damaging than others. Being aware of these pitfalls […]

Filed Under: Employment and Education
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Volatility Strikes – 3 Tips to Take Your Mind Off The Chaos

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With the market in as much turmoil as it is in, it is important to keep a calm, level head. This is not the time to make investment decisions out of fear. If you are a long-term investor (which you should be in most of your accounts), you should hang in there! But it can […]

Filed Under: Tools
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

Where To Find Higher Yields For Your Cash

Last Updated On 7 Comments

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I’ve been on a search lately to find a higher yield for my cash. These are my emergency funds, so they need to be accessible, liquid, and safe. It has been so depressing earning about 0.15% in my traditional bank savings account. Here are so options that I have found that can yield more:   […]

Filed Under: Savings
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

5 Easy Steps To Get The Cheapest Vacation

Last Updated On 14 Comments

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  With most people taking summer vacations, or starting plan something for the fall, here are some fail-proof ways to ensure that you are getting the best prices available for where ever you are traveling. I can’t guarantee that where you want to go is cheap (say, the Seychelles), but where ever it is, following […]

Filed Under: How To Save
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.

The Ultimate Roth 401(k) Guide

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More and more companies are now starting to offer Roth 401(k)s to their employees, which is great. If you have the option to invest in a Roth 401(k), I highly recommend it. However, there are important things you should know about this account, just like every other tax deferred account. What is a Roth 401(k) […]

Filed Under: Retirement
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Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.