Which AI Tool Gives The Best Student Loan Recommendations?
We tested ChatGPT, Grok, Perplexity, Copilot, and Gemini to see which gave the best student loan recommendations in 2025 — and what they missed.
Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.
He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.
He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

We tested ChatGPT, Grok, Perplexity, Copilot, and Gemini to see which gave the best student loan recommendations in 2025 — and what they missed.

Funding U is a private student loan lender that offers no-cosigner undergraduate students loans with no origination fees and 10-year terms.

If you’re denied a parent PLUS loan, here are the options of what you can do to pay for college.

SAVE borrowers still have no repayment date, while student loan complaints pile up after staffing cuts at the Education Department.

Over 27,000 student loan complaints remain unresolved after Education Dept. layoffs cut ombudsman staff by two-thirds.

529 plans grew nearly 8% in Q2 2025, ahead of major rule changes expanding qualified expenses.

Looking for a way to save money on college? ValoreBooks is an online marketplace where you can buy, rent, or sell textbooks, often at low prices. Learn more.

FAFSA set to launch October 1 for 2026–27 school year, with new features including instant identity checks and simplified contributor invites.

529 savings plans now support workforce training and credentials, including HVAC, plumbing, bar exams, and more.

The costs of college textbooks has been on the rise, but here are some affordable options for students to buy college textbooks online

Parent PLUS loan debt has doubled since 2014. Learn why families are borrowing more and the new limits coming in 2026.
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