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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Secretary of Education Linda McMahon testifies before a House Committee on Appropriations subcommittee budget hearing on the US Department of Education on Capitol Hill, Wednesday, May 21, 2025, in Washington. (AP Photo/Rod Lamkey, Jr.)
September 15, 2025

Student Loan IDR Backlog Drops Below 1.1 Million

The September student loan status report shows faster IDR processing and modest gains in PSLF buyback, but wait times continue.

Federal Reserve financial policy building in Washington DC USA | Source: The College Investor
September 15, 2025

Should You Refinance Student Loans If Rates Fall?

Should you refinance student loans as the Fed cuts rates? Here’s what to consider before acting.

What Happens To Your Student Loans When You Die
September 14, 2025

What Happens To Student Loans When You Die?

Some Federal student loans die with you, but private and Parent PLUS Loans have important consequences borrowers need to consider.

Working On The Computer | Source: The College Investor
September 13, 2025

ChatGPT On Student Loans: What It Got Right And Wrong

I asked ChatGPT about student loan repayment. Here’s where it was right, where it was wrong, and what borrowers should know instead.

Apprenticeship Programs | Source: The College Investor
September 12, 2025

How To Use 529 Plans For Non-College Education

529 plans cover trade programs, apprenticeships, licenses, and required CE. Learn how to verify eligibility and keep withdrawals tax free.

Lively HSA review
September 11, 2025

Lively HSA Review: Pros, Cons, And Alternatives

In this Lively HSA review, you’ll learn about eligibility, how an HSA with them works, and how you can invest via Charles Schwab.

SAP Appeal | Source: The College Investor
September 11, 2025

How To Write An SAP Appeal (Example Letters And Guides)

If you find yourself losing financing aid due to Satisfactory Academic Progress, you can write an SAP Appeal Letter to try to regain aid.

Quick Money Making Ideas
September 10, 2025

How To Make Money In One Hour: 5 Quick Ideas You Can Try Now

Looking to make money fast? These five quick money making ideas are relatively easy to do and don’t require you to be chained to a desk.

SAVE Forbearance Extended
September 9, 2025

SAVE Borrowers’ Forbearance Extended Into 2026

The Department of Education extends SAVE forbearance again, delaying repayment timelines into 2026.

Suicide and Student Loan Debt
September 9, 2025

Let’s Talk: Suicide And Student Loan Debt

Suicide is not the answer to your student loan debt burden, and there are tools and resources that can help.

PSFL Buyback vs. IDR Plan | Source: The College Investor
September 8, 2025

PSLF Buyback or IBR: What’s Better Near Forgiveness?

PSLF borrowers close to 120 payments weigh buyback delays versus resuming monthly payments under IBR or PAYE.

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  • UC San Diego, Bachelor of Arts in Political Science
  • UC San Diego, Master of Business Administration

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