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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Punishment for Lying on the FAFSA
November 5, 2025

The Punishment For Lying On The FAFSA

Lying on the FAFSA can bring $20,000 fines, 5 years in prison, and loss of aid. Learn the real penalties and how to correct mistakes.

WOODBURY, MN, USA - Tesla automobile dearship exterior and logo. Photo Credit: wolterke
November 5, 2025

Schwab Faces Backlash Over ETF Votes Against Elon Musk’s Tesla Compensation

Tesla investors pull assets from Schwab after ETFs vote against Elon Musk’s $1T pay plan.

Democrat Abigail Spanberger speaks on stage after she was declared the winner of the Virginia governor's race during an election night watch party Tuesday, Nov. 4, 2025, in Richmond, Va. (AP Photo/Stephanie Scarbrough)
November 4, 2025

What Abigail Spanberger’s Win Means for Virginia Students

Virginia’s governor-elect Abigail Spanberger’s plan for education boosts K–12 rigor, college aid, and HBCU support.

Assemblyman and mayoral hopeful, Zohran Mamdani, comes out to rally supporters on November 3, 2025 on the last night before Election Day in Astoria, Queens. Photo by: Andrea Renault/STAR MAX/IPx 2025 11/3/25
November 4, 2025

What Zohran Mamdani’s Win Means for NYC College Students

NYC Mayor-elect Zohran Mamdani plans tuition aid and free buses for students, which could help fulfill his economic campaign promises.

life insurance payout
November 4, 2025

Indexed Universal Life Insurance (IULs): What To Know

Indexed Universal Life Insurance, or IUL, is a hybrid insurance product that seeks to combine insurance with investing. However, there are a lot of cons.

College Tuition Reciprocity Agreements | Source: The College Investor
November 4, 2025

Tuition Reciprocity Agreements Can Help Save On College

Learn how tuition reciprocity programs can cut college costs for out-of-state students by thousands.

fixed interest rate
November 4, 2025

How Much Interest Accrues Monthly On A Student Loan?

Learn how much interest accrues monthly on your student loan and discover strategies like auto-debit and refinancing to reduce your interest costs.

Cell Phone Plan | Source: The College Investor
November 3, 2025

Prepaid vs. Contract Cell Phone Plans: Which Is Better?

Which is better, prepaid cell phone plans or contract plans? Check out this post to compare the pros and cons.

President Donald Trump holds a signed an executive order relating to school discipline policies as Education Secretary Linda McMahon listens in the Oval Office of the White House, Wednesday, April 23, 2025, in Washington. (AP Photo/Alex Brandon)
November 3, 2025

Cities Sue Over PSLF Employer Rule Change

Cities and unions sue to block a new PSLF rule they say targets public service employers and weaponize a federal loan forgiveness program.

Federal Reserve financial policy building in Washington DC USA | Source: The College Investor
November 3, 2025

Is Now a Good Time to Refinance Student Loans?

The Fed’s new rate cut may lower private student loan refinance rates. See if now is the right time to lock in savings.

Settle Student Loan Debt | Source: The College Investor
November 2, 2025

Can You Settle Student Loan Debt For Less Than You Owe?

Settling student loan loan debt is rare, but possible after default. Learn when it can work and why most borrowers should try safer options first.

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  • UC San Diego, Bachelor of Arts in Political Science
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