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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Best investing apps
January 3, 2026

Best Investing Apps In 2026: Free Stock Trading & Long-Term Investing

Here are the 5 best free investing apps that let you invest for free so you can build your portfolio with no commissions.

Best Personal Loans
January 3, 2026

Best Personal Loan Companies And Online Lenders In 2026

We share our top picks for the best personal loans companies and online lenders in 2026 to help you save money, consolidate debt, and more.

Best custodial investment accounts | Source: The College Investor
January 3, 2026

Best Custodial Investment Accounts In 2026

While custodial investment accounts don’t have the tax and aid benefits of education savings accounts, they’re much more flexible. See our favorites.

online loan companies
January 2, 2026

Best Online Loan Companies In 2026

Do you need a personal loan? Perhaps you’re looking for online loan companies that can help you from the comfort of your home. Read on!

This image displays a dark blue briefcase with a gold clasp at its center, representing a financial portfolio. Surrounding the briefcase in a circular arrangement are eight colorful circular icons, each symbolizing a different aspect of portfolio analysis and investment tracking. Clockwise from the top, these icons include a calendar for tracking dates, a checklist with a red pen for planning and tasks, a laptop displaying a financial graph for online analysis, a globe for global investments, a rising bar chart for performance tracking, a clock for time-sensitive decisions, a calculator for computations, and a human brain for strategic thinking. To the bottom left, the text "THE COLLEGE INVESTOR" is prominently displayed in white, indicating the source or brand. The overall image, set against a vibrant orange background, visually encapsulates the complex and multifaceted nature of managing investments and highlights the various elements that powerful portfolio analysis tools can help investors keep track of, such as expense ratios, dividend yields, management fees, tax planning, and asset allocation, as discussed in the accompanying article on the best portfolio analysis tools.
January 2, 2026

Best Portfolio Analysis Tools For 2026

Portfolio analyzer tools can help you evaluate your investing strategy and compare investment products. Check out our top picks!

Earnest
January 2, 2026

Earnest Student Loans Review: Pros, Cons, And Alternatives

Earnest student loans offers student loan refinancing and private student loans with generous repayment options and low rates.

Credit Karma
January 2, 2026

Credit Karma Review: Pros, Cons, And Alternatives

Credit Karma is our favorite free tool for checking your credit score and monitoring your credit. Learn more in our Credit Karma review.

This illustrative image for a "Kubera Review" features a light blue background and visually represents modern portfolio tracking. The central graphic shows a person, depicted with a yellow top and blue pants, sitting casually on top of a teal-colored open laptop or briefcase that appears to contain various financial documents or graphs, symbolizing their engagement with wealth tracking. Above the person, bold, dark blue text reads "MODERN PORTFOLIO TRACKING," emphasizing the article's focus on up-to-date methods for managing investments, including diverse asset classes like cryptocurrency. Scattered around the main elements are small, light-colored icons such as gears and a rocket ship, suggesting innovation, growth, and the complex, dynamic nature of modern investing. The overall image reinforces the idea that Kubera simplifies the process of tracking net worth and managing a comprehensive financial portfolio.
January 2, 2026

Kubera Review: Pros, Cons, And Alternatives

Kubera is a wealth tracking app that allows users to track their assets from all major investment classes (including cryptocurrency).

best budgeting apps
January 2, 2026

Best Budgeting Apps For 2026 (Free And Paid)

Compare the best budgeting apps of 2026. See free and paid options, key features, and which apps actually help you save money.

This image shows a close-up, cropped view of several individuals gathered around a rustic wooden table, likely students or young adults, engaged in what appears to be a financial discussion or study session. One person in the foreground is actively writing in a notebook with a pen, their hand visible, while another person's arms are crossed on the table, suggesting focused attention. A glass jar filled with a dark beverage and ice is placed prominently in the center, alongside a red folder and an open notebook with written content. The setting evokes an environment where financial planning, such as reviewing student loan options or understanding credit scores from institutions like Citizen's Bank, might take place. The bold overlay text "Citizen's Bank Review" clearly identifies the article's focus, highlighting the bank's services, prices, fees, and payment schedules discussed in the accompanying content.
January 2, 2026

Citizens Bank Student Loans Review: Pros And Cons

Citizens Bank student loans offers loan refinance and private loans. See how they compare for student loan refinancing and why we think they’re great for high balance student loans.

Close-up of a black graduation cap with a gold tassel resting next to a thick roll of U.S. dollar bills secured by a rubber band. This image symbolizes the significant financial shifts facing students and families in 2026, including the end of Grad PLUS loans, new caps on Parent PLUS borrowing, and the transition to the Repayment Assistance Plan (RAP). Source: The College Investor
January 2, 2026

5 Major Student Loan Changes Coming in 2026

Federal student loans are changing in 2026. New caps, a new repayment plan, and the end of Grad PLUS could reshape borrowing decisions.

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