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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Student Loans IBR PAYE Married
March 1, 2026

Married Filing Separately For Your Student Loan Payments (IBR And RAP)

Calculating the math behind whether it makes sense to do married filing separately for IBR or RAP for student loan debt.

Diverse group of smiling college students walking together on a sunny campus path, carrying backpacks and books. This image illustrates the value of perseverance, specifically encouraging sophomores to re-file the FAFSA for potential financial aid opportunities they may have missed as freshmen. Source: The College Investor
March 1, 2026

83% of College Students Link Money to Happiness, New CFP Report Finds

A new CFP Board report shows 83% of students link money to happiness while worrying about jobs, debt and housing costs.

Traditional white wooden church with a tall steeple and arched stained-glass windows, standing against a bright blue sky with white clouds. This image represents the analysis of educational attainment among U.S. religious groups, specifically highlighting the diverse range of college completion rates within Christian denominations, from Episcopalians to evangelicals. Source: The College Investor
February 28, 2026

The Most Educated Religious Groups In America

Pew Research data shows Hindus and Jews lead U.S. religious groups in college degrees. See how Christians, Catholics and atheists compare.

Rear view of a female student with long dark hair, wearing a maroon shirt, writing complex algebraic equations and geometry formulas on a large chalkboard. This image illustrates the critical role of mastering high school math concepts—specifically Algebra 2 and Geometry—as foundational preparation for success on the SAT and ACT exams. Source: The College Investor
February 28, 2026

The Best Math Course Sequence For College Admissions And SAT Success

Here’s what math courses sequences your child needs to take in middle and high school to be better prepared for selective college admissions.

Supreme Court Building | Source: The College Investor
February 27, 2026

Judge Dismisses SAVE Plan Lawsuit — SAVE Borrowers Still In Limbo

A federal judge dismissed the SAVE lawsuit as moot. Here’s what it means for student loan borrowers and repayment timelines.

Secretary of Education Linda McMahon testifies before a House Committee on Appropriations subcommittee budget hearing on the US Department of Education on Capitol Hill, Wednesday, May 21, 2025, in Washington. (AP Photo/Rod Lamkey, Jr.)
February 27, 2026

This Week In College And Money News: February 27, 2026

The Education Department urges colleges to reduce loan defaults amid privatization discussions.

Photo of FAFSA - free application for federal student aid | Source: The College Investor
February 26, 2026

What Is FAFSA Verification? Your Step-By-Step Guide

Selected for FAFSA verification? Here’s how it works, what colleges require, and how it affects your financial aid.

President Donald Trump delivers the State of the Union address to a joint session of Congress in the House chamber at the U.S. Capitol in Washington, Tuesday, Feb. 24, 2026. (AP Photo/Alex Brandon)
February 25, 2026

Trump Proposes New Retirement Plan With $1,000 Government Match

Trump previews a federal retirement match modeled on the TSP. See who could qualify and what’s unknown.

Conceptual 3D illustration of a large human brain with arms and legs, carrying a red suitcase and briefcase while walking through an airport terminal. This visual metaphor represents the potential "brain drain" of graduate students and researchers leaving the United States due to stagnant funding and visa uncertainties, highlighting the risk of losing intellectual capital to competing nations. Source: The College Investor
February 25, 2026

Is America Facing A Graduate School Brain Drain?

Funding shifts and visa limits may push top U.S. graduate students abroad. Here’s what it means for national security and innovation.

529 Plan And College Savings Calculator
February 25, 2026

529 Plan And College Savings Calculator

Use our free 529 plan and college savings calculator to estimate the growth of your child’s 529 plan account.

Education Secretary Linda McMahon testifies before the House Education and Workforce Committee on Capitol Hill on June 4, 2025 in Washington, D.C. (Photo by Sha Hanting/China News Service/VCG via AP )
February 24, 2026

Moving Education Programs Around Washington Is Bad Policy

The Education Department’s new interagency agreements don’t shrink government or improve accountability. They’re just bad policy.

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