How Student Loans Work: Applying, Borrowing, and Repayment
Wondering how student loans work? Learn how to apply for them, how much money you should borrow, and the details surrounding paying them back.
Robert’s latest articles
Detroit Woman Guilty of $2.5M Student Aid Fraud
A Detroit woman pleaded guilty to stealing $2.5M in federal student aid using 80+ fake students over 10 years. Here’s how the scheme worked.
10 Free College Comparison Websites: From College Scorecard to Niche
Here are the best college comparison tools to help you research which colleges you should apply to.
This Week In College And Money News: March 27, 2026
Colleges face layoffs and budget cuts as student loan collections shift to Treasury.
Betterment Review: Robo-Advisor Pros And Cons
Is Betterment the easiest way to start investing? See how this robo-advisor works, its fees, features, and whether it’s right for you.
Dept. of Education To Downsize Headquarters And Move Buildings
The Education Department will leave its D.C. headquarters for a smaller building. Here’s what the move means for taxpayers and borrowers.
Education Department Says 10 Million FAFSA Forms Complete
Over 10 million 2026-27 FAFSA forms are complete. Learn about the milestone, new earnings data, and what it means for families.
Paper Trading And Practice Accounts: Where To Learn To Trade
With paper trading in practice accounts, you can test drive a trading platform and practice trade strategies without risking any real money.
200,000 Borrowers Await Ninth Circuit Ruling on $12 Billion Student Loan Settlement
The Ninth Circuit heard arguments in the Sweet v. McMahon borrower defense settlement. Here’s what 200,000 borrowers need to know.
PSLF Strategy in 2026: New Employer Rule, RAP Plan, and Parent PLUS Changes
The SAVE Plan is dead, a new RAP plan launches July 2026, and Parent PLUS borrowers face a closing window. Here are the four PSLF requirements and what’s changed for each.
What Are Ghost Students? Financial Aid Fraud Explained
Ghost students use stolen identities to enroll in college and steal financial aid. Learn how the scam works and what ED is doing about it.