How The Repayment Assistance Plan (RAP) Works: Payments, Eligibility, And Forgiveness
The Repayment Assistance Plan (RAP) launches July 2026. See how payments are calculated, who qualifies, and what changes for married borrowers.
Robert’s latest articles
Treasury Set To Ramp Up Defaulted Student Loan Collections In July
Treasury and the Education Department plan to begin contacting roughly 500,000 defaulted student loan borrowers in July as collections ramp up.
Roth vs. Traditional IRA 2026: A Decision Tree With The New IRS Limits
Use this 2026 IRA decision tree to choose between Roth or Traditional in six yes/no steps, using the latest IRS contribution limits and income phase-outs.
Graduate PLUS Loans Confirmed Included In Federal Borrowing Cap Starting July 2026
The Department of Education confirmed Graduate PLUS loans will count toward the new $257,500 OBBBA lifetime borrowing limit starting July 1, 2026.
How New Graduate School Loan Limits Will Impact Colleges
Graduate loan caps in the One Big Beautiful Bill Act will cut billions in federal lending. Find out which states and programs are hit hardest.
Louisiana Wants Students To Repay State Scholarships If They Drop Out
Louisiana HB 385 would force TOPS scholarship recipients to repay award money if they drop out or lose eligibility. Here’s what the bill says.
Do You Have To Report Private Scholarships To Your College?
Colleges say you must report scholarships, but federal law doesn’t require it. Here’s what’s really behind scholarship displacement.
Fidelity Adds 100+ ETFs to $100 Service Fee List Starting June 2026
Fidelity expands its $100 ETF service fee list from 27 to 120+ funds. Roundhill, Kurv, and other niche issuers affected starting June 2026.
Senate Democrats Move To Repeal Education Freedom Tax Credit Before 2027 Launch
30 Democratic senators introduced a bill to repeal the Education Freedom Tax Credit before it takes effect in 2027.
URGENT Student Loan Deadlines: SAVE Plan, Parent PLUS & PSLF Forgiveness | Live Q&A
Live Q&A where we dive deep into the latest student loan news, upcoming deadlines, and strategies to maximize your loan forgiveness.
Intuit Faces Class Action Over TurboTax Refund Advances to Active-Duty Military
New class action lawsuit alleges TurboTax refund advance loans violated the Military Lending Act by overcharging active-duty service members.