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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

A multi-generational family of six, including grandparents, parents, and two young children, stands together on a sunny beach, smiling and looking out toward the horizon. They are dressed in warm, neutral-toned fall or winter coats and scarves. This image visually represents the concept of family support and interconnectedness, reflecting the article's focus on how rising student debt and housing costs are increasingly causing young adults to rely on their parents for financial help, impacting multiple generations' financial futures. Source: The College Investor
March 18, 2026

Parents Spend $1,474/Month on Adult Kids vs. $673 on Retirement

Rising housing costs and $1.8T in student debt are pushing young adults to ask parents for help. Here’s how to give it without risking retirement.

This stylized graphic illustrates the concept of compound interest and growth in retirement savings over time, featuring three progressively taller stacks of gold coins with white tops, set against a light cream background. The smallest stack has two coins, the middle has four, and the tallest has seven, visually representing the "investing for retirement early and often" strategy discussed in the article. Abstract orange-gold geometric shapes, including scattered dots, outlines of circles, and plus signs, are dispersed across the background, adding to the modern design. The bottom left corner shows "THE COLLEGE INVESTOR" in black sans-serif font, highlighting the source of this content focused on "best retirement calculators to project your savings." The image conveys the long-term project of saving and investing for retirement, reinforcing the idea of accumulating wealth through consistent contributions and "compounding growth."
March 17, 2026

Best Order of Operations For Saving For Retirement

Here’s the best order of operations of how to save for retirement, with which accounts to fund in the right financial order.

A female cosmetology student in a white and black uniform carefully cuts the hair of a male client while an instructor watches closely from behind. This image represents the hands-on training required for cosmetology certificate programs, which are among the highest-risk categories—with 93% expected to fail the new federal earnings test and potentially lose access to federal student loans starting in 2028. Source: The College Investor
March 17, 2026

Low-Earning Degrees Will Soon Lose Access to Federal Student Loans

New federal law cuts student loans to low-earning degree programs starting 2028. See which programs fail, including cosmetology and counseling degrees.

Last Minute Tax Reminders
March 17, 2026

8 Last-Minute Tax Reminders For 2026

If you’re still waiting to file your taxes, here are eight tax reminders to know so that you don’t make a mistake before the tax deadline.

Best Savings Accounts Daily | Source: The College Investor
March 16, 2026

Best High-Yield Savings Rates for March 16, 2026: Varo Leads At 5%

Find the high-yield savings account that can help you earn the most interest on your money.

Education Secretary Linda McMahon speaks during a meeting of the White House Task Force on Artificial Intelligence Education in the East Room of the White House, Thursday, Sept. 4, 2025, in Washington. (AP Photo/Alex Brandon)
March 16, 2026

Student Loan IDR Backlog Drops To Record Low, But PSLF Buyback Issues Remain

New court filing shows IDR backlog at record low while PSLF buyback queue grows to 88,170. What borrowers need to know.

A focused female college student sits at a desktop computer in a campus lab, typing intently on a white keyboard. She wears a casual denim jacket over a striped shirt, representing a typical student balancing academics with extra work. In the blurred background, another person works at a separate workstation. This image illustrates the dedication and digital tools required to successfully launch and manage AI-powered side hustles to earn extra money during college. Source: The College Investor
March 16, 2026

Best AI-Powered Side Hustles For College Students In 2026

We break down the top 8 AI-powered side hustles that college students can start doing today to earn extra money.

bonus offers
March 15, 2026

Best Bank Account Bonus Offers In July 2026

We share the best bank account bonus offers and sign up offers for new checking and savings accounts.

Grad school
March 15, 2026

How To Find Graduate School Scholarships and Fellowships

Federal grants stop at undergraduate school. Here’s the graduate school scholarship ecosystem most students don’t know exists.

Close-up of a bronze corporate plaque reading "J.P.Morgan" mounted on a textured stone building facade next to a green leafy plant. This image accompanies a summary of J.P. Morgan Asset Management's 2026 College Planning Essentials report, which details the staggering 914% increase in college tuition since 1983 and the subsequent surge in student loan debt. Source: The College Investor
March 14, 2026

College Tuition Up 914% Since 1983, J.P. Morgan Reports

J.P. Morgan’s 2026 college report reveals tuition is up 914% since 1983 and 60% of families still aren’t using 529 plans. Here’s what that means for your savings strategy.

Capitol building in Washington. The United States Senate and House of Representatives. Source: The College Investor
March 13, 2026

Borrowers File Long-Shot Legal Bid To Reverse SAVE Ruling

A group of student loan borrowers filed a motion to reverse the SAVE plan dismissal. Here’s what they’re arguing and why it’s unlikely to succeed.

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