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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

capital gains tax brackets
March 31, 2026

Capital Gains Tax Brackets And Tax Tables For 2026

Learn about the capital gains tax brackets for 2026 and the rates associated with them. Here’s a quick overview to get you started along with the historical rates.

A young woman looking stressed at the computer reviewing her student loans. This image represents that 40% of Americans cannot likely qualify for private student loans. Source: The College Investor
March 31, 2026

Why Private Student Loans Won’t Fill OBBBA Funding Gap

A new report finds over 40% of Americans can’t qualify for private student loans — just as the OBBBA slashes federal borrowing options.

FILE - Director of the Office of Management and Budget Russell Vought speaks to reporters at the White House, Thursday, July 24, 2025, in Washington. (AP Photo/Julia Demaree Nikhinson, File)
March 30, 2026

Trump Administration Abandons Plan To Eliminate CFPB After 13 Months Of Court Losses

After 13 months of court losses, the Trump CFPB is shifting from elimination to writing rules the financial industry wants.

PROVO, UT/USA: LaVell Edwards Stadium on the campus of Brigham Young University. BYU is a private research university.
March 30, 2026

Nearly 60 Colleges Are Now Allowing 3-Year Bachelor’s Degrees

Nearly 60 colleges now offer or are developing 3-year bachelor’s degrees. Learn which schools, how the programs work, and what the tradeoffs are.

Harvard University | Source: The College Investor
March 29, 2026

Congress Taxes College Endowments But Still Sends Them Financial Aid — That Makes No Sense

Over 80 colleges have $1 Billion+ endowments and still many of their students receive Federal Student Aid dollars like Pell Grants and Student Loans.

student loans work
March 28, 2026

How Student Loans Work: Applying, Borrowing, and Repayment

Wondering how student loans work? Learn how to apply for them, how much money you should borrow, and the details surrounding paying them back.

Department of Justice
March 28, 2026

Detroit Woman Guilty of $2.5M Student Aid Fraud

A Detroit woman pleaded guilty to stealing $2.5M in federal student aid using 80+ fake students over 10 years. Here’s how the scheme worked.

Sparrow student loan comparison review
March 28, 2026

10 Free College Comparison Websites: From College Scorecard to Niche

Here are the best college comparison tools to help you research which colleges you should apply to.

The Treasury Building in Washington D.C. This public building is a National Historic Landmark and the headquarters of the US Department of the Treasury | Photo by mandritoiu
March 27, 2026

This Week In College And Money News: March 27, 2026

Colleges face layoffs and budget cuts as student loan collections shift to Treasury.

Betterment Review
March 27, 2026

Betterment Review: Robo-Advisor Pros And Cons

Is Betterment the easiest way to start investing? See how this robo-advisor works, its fees, features, and whether it’s right for you.

The Department of Education building is seen the morning after Donald Trump signed an executive order dismantling of the department, in Washington, on March 21, 2025. Whether Trump has the authority under the U.S. constitution to close a congressionally mandated agency remains an unanswered question. (Photo by Allison Bailey/NurPhoto via AP)
March 26, 2026

Dept. of Education To Downsize Headquarters And Move Buildings

The Education Department will leave its D.C. headquarters for a smaller building. Here’s what the move means for taxpayers and borrowers.

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