What Is The Gift Tax And How Much Can You Gift Tax-Free?
The current gift tax rules allow you to give $19,000 per year in 2026 and $15 million throughout your lifetime of tax-free money. Learn more!
Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.
He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.
He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

The current gift tax rules allow you to give $19,000 per year in 2026 and $15 million throughout your lifetime of tax-free money. Learn more!

Savology is a free financial planning platform that gives personalized recommendations and action items to improve your financial health.

401k loans are funds that are borrowed from a 401k plan. Unlike most loans, there is no lender involved and the interest is paid to yourself.

Not sure that Fundrise is the right real estate crowdfunding site for you? Check out our top Fundrise alternatives for real estate investors.

The “William D. Ford Act” is a phrase that scammers will often use to establish legitimacy when discussing your William D. Ford Direct Loans.

Provident Bank is a full-service bank in New Jersey and Pennsylvania that boasts over 80 local branches but has uninspiring interest rates.

UFB Direct is an online-only bank that offers savings and money market accounts with top yields, but minimum balance requirements apply.

Prepaid debit cards for teens can match many of the features of bank accounts without the risk of racking up overdraft fees. Here are our top picks.

Vinovset is a technology platform that allows everyday people to invest in fine wine. Read our Vinovest review to learn how it all works.

The FDIC insures up to $250,000 of bank deposits per bank per person. Here’s how to insure excess bank deposits above the FDIC limit.

If you’re feeling overwhelmed by your credit card bills, these are your best credit card debt relief options to relieve the burden.
The College Investor® provides the latest news and analysis for saving and paying for college, student loan debt, personal finance, banking, and college admissions.