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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

An illustrative image for an article on "Floating Rate Funds | What They Are And How They Work" features a vibrant blue and orange color scheme, designed to attract attention on platforms like Pinterest. In the foreground, a businessman in a dark suit pushes a wheelbarrow overflowing with gold coins, symbolizing potential returns and investment. To his right, another figure in a blue suit sits casually on a large, dark-colored wallet, which has an open flap revealing a white, abstract shape inside, possibly representing the complex nature of these funds. In the background, a third suited figure stands, observing the scene. The image visually conveys the concept of floating rate funds as fixed-income investments that could offer higher returns compared to traditional bond funds, while also acknowledging the associated higher risks. The prominent text "FLOATING RATE FUNDS WHAT THEY ARE AND HOW THEY WORK" clearly identifies the article's focus on helping investors understand this specific type of diversified portfolio addition.
November 25, 2020

Floating Rate Funds: What They Are And How They Work

Floating rate funds are fixed-income investments that may offer better returns than traditional fixed-income funds, but are also higher-risk.

A vibrant, illustrative image on a gradient red and pink background depicts a person walking from left to right, burdened by student loan debt. The individual, dressed in dark blue pants and a light blue top, carries an oversized blue credit card with a yellow stripe, symbolizing financial obligations. Attached to their left ankle is a dark blue ball and chain, metaphorically representing the weight of debt. To the right of the person sits a pink piggy bank with yellow ears, next to a small green potted cactus, suggesting the slow growth of savings or the thorny nature of financial struggles. The top of the image features red and blue text that reads "(TEXAS GUARANTEED STUDENT LOANS): WHAT TO KNOW," directly referencing the article's topic about Trellis Company and its role in the student loan industry. This visual effectively encapsulates the challenges and key information surrounding student loan management and the services provided by Trellis Company.
November 24, 2020

Trellis Company (Texas Guaranteed Student Loans): What To Know

Discover who Trellis Company is, how they help student loan borrowers today, and why they may soon become a federal Direct Loan servicer.

Edward Jones
November 19, 2020

Edward Jones Review: High Fees, Poor Reviews

Edward Jones (EJ) is a full-service investment brokerage firm that does estate planning, financial planning, retirement planning, and more.

Prism app
November 17, 2020

Prism App Review: Free App Takes The Stress Out Of Bill Management

With the Prism app, you can track and pay all of your bills in one place to help you achieve your budgeting and savings goals.

This image depicts a stylized illustration representing advocacy for student loan borrower protections, directly relating to the California Student Borrower Bill of Rights discussed in the article. A prominent red and white megaphone in the upper left corner, held by a light-skinned hand, points rightward, emitting three blue sound waves, symbolizing a powerful message or announcement. Below the megaphone, a diverse group of hands, some open and raised as if in agreement or participation, and others clenched into fists, are shown, suggesting unity and strength among student loan borrowers. These hands vary in skin tone, emphasizing broad support and the impact of the new law on a wide range of individuals. The background is a soft, light green. In the bottom left corner, the text "THE COLLEGE INVESTOR" is displayed in white, indicating the source of this important information regarding student loan reform and consumer protection laws like AB 376.
November 16, 2020

Understanding The California Student Borrower Bill Of Rights

The California Student Borrower Bill of Rights provides strong protections for student loan borrowers and accountability for servicers.

A visually engaging graphic illustrating the process of filing taxes with multiple W-2 forms is displayed against a light purple background. At the top, bold blue and red text clearly states, "HOW TO FILE YOUR TAXES WITH TWO OR MORE W2S," emphasizing the article's core subject for the millions of Americans who hold more than one job or change employers. Below the title, a white document resembling a tax form, likely an IRS W-2, is partially visible, indicating the official paperwork involved in tax season. Prominently featured in the foreground are three stacks of green paper money, each stack consisting of several bills, symbolizing income and the financial aspect of tax filing. This imagery directly relates to the article's discussion of how the IRS views W-2 income and helps busy workers understand the ease of submitting their tax return, even with various W-2s from different employers throughout the year.
November 11, 2020

How To File Your Taxes With Multiple W-2 Forms

If you’re one of the millions of Americans who have two or more jobs, here’s how to file your tax return with multiple W-2 forms.

Best Accounting Software
November 2, 2020

Best Online Accounting Software For Side Hustlers And Freelancers

We compare the best online accounting software options for freelancers and side hustlers, including Quickbooks, Xero, Wave, and FreshBooks.

A vibrant illustration features the title "American Association of Individual Investors Review" prominently displayed, with "Individual Investors" highlighted in red text to draw attention. The image depicts a stack of golden coins, symbolizing financial growth and investment, placed next to a traditional brown graduation cap resting on a stack of books, representing education and learning. Above these elements, a large golden coin with a dollar sign floats, suggesting the monetary benefits of informed investing. The overall image reinforces the article's focus on the American Association of Individual Investors (AAII) as a valuable resource for stock market investing and educational materials, highlighting the potential for financial success through organized learning and strategic investment.
October 22, 2020

American Association Of Individual Investors (AAII) Review

The American Association Of Individual Investors (AAII) is a nonprofit that provides a financial newsletter, reports, and a model portfolios.

surety bond
October 19, 2020

What Is A Surety Bond? (And What Does Licensed And Bonded Mean?)

A surety bond is a contract in which a surety company guarantees that a contractor or company will fulfill certain promises to an obligee.

Moneydance
October 15, 2020

Moneydance Review: A Quicken Alternative That Works Great On Mac

Moneydance is personal finance software that offers online banking, bill pay, budgeting, and investment tracking on Mac, Windows, and mobile.

This detailed illustration, framed by the dark blue "THE COLLEGE INVESTOR" logo in the bottom left, depicts a user engaging with a digital interface, symbolizing the modern, online-only nature of Mint Mobile's service. A person with dark blue hair and a light pink face, wearing a dark blue shirt and a watch, is shown in profile, looking towards the right. They are holding a blue smartphone in their left hand, displaying a stylized user profile or account interface with light pink elements. Their right hand is extended, index finger pointing at a yellow 3D cube, interacting with a translucent, futuristic screen that features various floating geometric shapes in shades of blue, yellow, pink, and white. These elements represent the streamlined digital experience and premium wireless service that Mint Mobile offers through its contract-free cell phone plans and the T-Mobile network, emphasizing the accessibility and simplicity of managing a mobile plan online, as discussed in the article's review.
October 14, 2020

Mint Mobile Review: $15 Per Month Cell Phone Plans

Mint Mobile offers nationwide coverage and affordable plans starting at $15 per month for 3 GB of data and $30 per month for unlimited.

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