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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Stilt review
January 15, 2022

Stilt Review: Personal Loans Offered To Immigrant Students

In this Stilt review, learn about some of the requirements Stilt has for immigrants seeking student loans. Is there concerning fine print?

This illustrative image for "The College Investor" features a vibrant yellow and blue color scheme, depicting various small, stylized figures interacting with financial elements. At the center, a large yellow dollar bill with a prominent blue dollar sign symbolizes money and banking, directly relating to the Synchrony Bank review. Around this central element, several figures are engaged in financial activities: one sits atop a stack of books, another holds a megaphone, and a third looks through a telescope, suggesting research and discovery in personal finance. Other elements include an envelope representing communication (perhaps related to online banking statements), stacks of gold coins, credit cards, and a smartphone displaying a banking interface, alluding to the digital nature of Synchrony Bank's services. A prominent blue percentage sign and an upward-pointing arrow symbolize interest rates and financial growth, key benefits highlighted in the article's discussion of Synchrony Bank's great yields on savings products. The overall image reinforces the theme of managing and growing money effectively, which is central to the Synchrony Bank review and its comparison to the best high-yield savings accounts.
January 14, 2022

Synchrony Bank Review: Pros, Cons, And Alternatives

Synchrony Bank is an online bank that offers several high-yield savings products.

This illustrative graphic for an article reviewing HappyNest investment opportunities depicts various elements associated with financial growth and real estate investing against a red-tinted world map backdrop. In the foreground, from left to right, a magnifying glass highlights a clipboard displaying a bar chart and pie chart, symbolizing financial analysis. Next to it, a target icon with concentric red, white, and black rings represents investment goals. A black briefcase sits centrally, flanked by a smartphone showing a financial graph, and a calculator, alluding to careful financial planning. Green dollar bills are fanned out in front of the briefcase, emphasizing monetary investment. In the background, an upward-pointing blue arrow graph with data points and a grid signifies financial ascent and potential returns. The words "THE COLLEGE INVESTOR" are prominently displayed in white text in the bottom left corner, identifying the source of the content, which discusses how HappyNest enables individuals to start investing in real estate with minimal capital.
January 13, 2022

HappyNest Review: Invest In Real Estate With As Little As $10

HappyNest is a mobile app that allows anyone to invest in its commercial real estate REIT which has a low per-share price of just $10.

PNC Bank
January 11, 2022

PNC Bank Review: Pros, Cons, And Alternatives

PNC Bank is one of the largest full-service banks in the United States, and the offer compelling savings and checking accounts.

Roofstock Review
January 10, 2022

Roofstock Review: Pros, Cons, And Alternatives

Interested in investing in real estate? Roofstock is an online marketplace for tenant-occupied real estate. Learn more in this Roofstock review.

An illustrative image of a traditional, neoclassical bank building with the word "BANK" prominently displayed above its entrance, flanked by tall columns. The building features multiple windows with dark panes and a set of steps leading up to the main door, all rendered in a flat, cartoonish style. Two stylized green trees with rounded leaves stand on either side of the bank, against a muted background with hints of teal shapes suggesting clouds or abstract elements. In the bottom left corner, the white text "THE COLLEGE INVESTOR" is visible, indicating the source of this review. This visual represents the banking services and products, such as high-yield savings accounts and business checking, offered by institutions like Customers Bank, discussed in the accompanying article.
January 9, 2022

Customers Bank Review: Bonus Checking And High-Yield Savings

Customers Bank is a full-service online and brick and mortar bank. They have solid APYs but only if you meet certain activity or minimum balance requirements.

This illustrative image depicts a top-down view of a person using a laptop with hands visible on the keyboard, surrounded by investment-related items on a bright yellow desk. Above the workspace, two distinct stock market charts are displayed against a yellow background, featuring green and red bar graphs and a fluctuating line graph, symbolizing stock performance and trends. To the left of the laptop, a black calculator and a document with a red and green line graph are visible, representing financial calculations and stock analysis. On the right, a cup of coffee suggests a focused work environment. The bottom left corner prominently features the text "THE COLLEGE INVESTOR." This image effectively visualizes the intensive research and analytical work involved in stock picking and investment services like The Motley Fool, as discussed in the accompanying article.
January 2, 2022

Motley Fool Review: Pros, Cons, And Alternatives

The Motley Fool is a financial advice company that has enjoyed a long history of success with providing paid stock-picking newsletters.

A digital graphic promoting a "Merrill Edge Review" is displayed against a dark green, geometric background with faint white grid lines and abstract shapes, possibly representing a financial chart or global network. The title "Merrill Edge Review" is prominently featured in large, bold white sans-serif font, with a thin white line underneath it. Below this, in a slightly smaller but still prominent white sans-serif font, is the tagline "Low cost access to the best of Merrill," also underscored by a thin white line. This image serves as a visual identifier for an article detailing the Merrill Edge platform, which offers discount brokerage services, guided investing solutions similar to robo-advisors, and financial advisors, all while highlighting its competitive fees and integration of technology with traditional portfolio management.
December 31, 2021

Merrill Edge Review: Can It Compete With Online-Only Brokers?

Merrill Edge offers commission-free Self-Directed Investing, Guided Investing and extra perks for Bank of America customers. Read our review.

An illustrative image representing a 401k review for small to medium-sized businesses, featuring four stylized figures. Two figures on the left, one in a green shirt and one in a dark suit, appear to be observing a large blue clipboard prominently displaying "401(K)" in white text, symbolizing retirement plans. Above the clipboard, there are icons for money (gold coins), a calendar, and a calculator, all representing financial planning and management. Below the clipboard, there's a dollar bill and a wallet with a gold coin, indicating fees and savings. Two figures on the right, one in a grey suit and another in a blue shirt, are engaged in what appears to be a discussion related to investment options. The overall image, titled "The College Investor," visually conveys the concept of low-cost 401k providers like Employee Fiduciary, catering to companies with around 30 employees or less, emphasizing the accessibility of retirement plans for small businesses.
December 30, 2021

Employee Fiduciary Review: Bargain 401k Plans For Small Businesses

Employee Fiduciary is one of the lowest-cost 401k providers for small and medium-sized businesses on the market today.

A graphic illustrating various types of real estate investments available through platforms like RealtyMogul, set against a subtle grey gradient background with "THE COLLEGE INVESTOR" logo in the bottom left corner. The image features six distinct, stylized buildings: a three-story apartment building with balconies, a two-story house with a green roof, a single-story yellow house with a tree, a light blue house with a white picket fence, a red house with an attached garage, and a large red multi-story commercial building. This visual representation highlights the diverse commercial and residential real estate options for investors, including those participating in crowdfunding and REITs, as discussed in the accompanying article on RealtyMogul's investment opportunities.
December 27, 2021

RealtyMogul Review: Pros, Cons, And Alternatives

If you would like to add exposure to the real estate sector in your portfolio, take a look at this RealtyMogul review to learn about it!

This vibrant illustration depicts a large balance scale weighing the values of Bitcoin (BTC) against the US Dollar ($), symbolizing the core theme of crypto lending and borrowing discussed in the article. On the left pan of the scale sits a large gold Bitcoin coin, while the right pan holds a gold US Dollar coin. A small figure on a ladder is meticulously adjusting a screen displaying a financial graph, positioned between the two pans, suggesting careful analysis of cryptocurrency markets. Another figure sits atop the US Dollar coin, looking apprehensive as they hold onto the scale's beam, conveying the inherent risks in crypto investments. A massive blue question mark with gears intertwined within it dominates the background on the right, further emphasizing the uncertainties and complex decisions involved in decentralized finance. The image effectively visualizes the comparison and potential volatility between traditional currency and digital assets like Bitcoin, directly relating to CoinRabbit's role as a crypto lending platform where investors and borrowers navigate these fluctuating values.
December 23, 2021

CoinRabbit Review: Earn Or Borrow Crypto

CoinRabbit offers crypto loans and interest accounts. Yields seem competitive, but CoinRabbit’s terms and policies are vague.

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