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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Marcus by Goldman Sachs
November 3, 2021

Marcus Savings Account Review: High-Yield Savings

Looking to earn a better yield on your hard-earned savings? Marcus by Goldman Sachs provides top rates on online savings and CD accounts.

This illustrative image for "The College Investor" article on Capital One 360 banking features a central laptop with hands poised over the keyboard, representing online financial management. Surrounding the laptop are various circular icons connected by lines, symbolizing different aspects of digital banking. To the top left, a blue circle contains a white bar graph with an upward trend, indicating financial growth or investment performance. A yellow gear icon to the top center suggests the mechanics or processes involved in managing accounts. To the top right, a blue "@" symbol within a circle signifies online communication or digital presence. Below the laptop, a yellow document icon on the left denotes paperwork or statements, while a piggy bank icon on the right represents savings and money market accounts. The overall graphic highlights the comprehensive online banking services discussed in the Capital One review.
November 3, 2021

Capital One 360 Bank Review: Pros, Cons, And Alternatives

If you’re looking for a bunch of banking products under one roof, take a look at this Capital One 360 banking review to find just that!

A warm-toned, illustrative image features a large, reddish-pink piggy bank centered on a light tan background, representing savings and financial planning. Six circular icons are strategically placed above and around the piggy bank, each connected by dashed lines, symbolizing different aspects of personal finance and expenditures. Clockwise from the left, these icons include a light blue circle with a white shopping cart, a red circle with a dollar sign, a yellow circle with a white graduation cap, a teal circle with two stacked books, and a reddish-pink circle with a white price tag. In the bottom left corner, the white text "THE COLLEGE INVESTOR" is prominently displayed. This visual reinforces the article's focus on online banking reviews, specifically HSBC, and encourages readers to consider how top-yielding savings products can help manage various financial goals and expenses, despite the bank's recent changes in its U.S. mass market retail banking business.
November 2, 2021

HSBC Bank Review: Pros, Cons, And Alternatives

If you’re looking for a bank that makes it easy to manage your finances across borders, take a look at this HSBC Bank review.

This illustrative image features a light blue computer monitor displaying three green stacks of U.S. dollar bills, each with a dollar sign symbol, suggesting online banking or digital financial management. A cursor resembling a white arrow points towards the money on the screen, while a yellow shield with a blue checkmark, symbolizing security, hovers above the monitor. To the right, a white cogwheel represents settings or processing, and a small purple rectangle with a dollar sign and lines indicates a transaction or receipt. A golden key with a rounded handle extends from the bottom left, reinforcing themes of access and financial solutions. The bottom left corner prominently displays "THE COLLEGE INVESTOR" logo, connecting the visual directly to the article's focus on TD Bank reviews, checking accounts, and savings accounts, emphasizing secure and convenient online banking options.
November 1, 2021

TD Bank Review: Pros, Cons, And Alternatives

TD Bank claims to be “America’s Most Convenient Bank”, so we put that to the test in our full TD Bank review. Should you use them?

A graphic illustration shows a human hand holding two debit cards in front of a rectangular card reader, symbolizing a transaction with a Greenlight debit card and app designed for kids and teens. The hand and cards are centered within a large, translucent white circle, which is overlaid on a warm, sandy-orange background. Various decorative elements like small stars, wavy lines, and additional translucent circles float around the central image, creating a sense of digital activity and financial movement. The bottom left corner features the text "THE COLLEGE INVESTOR" in a bold, white sans-serif font, indicating the source of this review of Greenlight, a popular tool for parents to teach their children about managing money in the modern economy.
October 30, 2021

Greenlight Review: Pros, Cons, And Alternatives

Greenlight is a debit card and app designed for kids and parents. It offers instant transfers, savings rewards, investing access, and more.

A vibrant, illustrative image depicts a hand holding a red credit card, poised to interact with a teal point-of-sale (POS) terminal. The POS terminal displays a green checkmark within a circle on its screen, indicating a successful transaction. Behind the terminal, a long paper receipt unrolls, symbolizing the record of the bank transaction. Two yellow arrows point from the credit card towards the terminal, and two more point back, representing the flow of information or funds during a transaction. Scattered geometric shapes and dots in the background add a modern, abstract feel. This visual emphasizes the process of using various bank account numbers, like routing numbers, SWIFT codes, and the account number itself, for different financial operations, particularly when making a payment or transfer.
October 29, 2021

Bank Account Number: What Is It And Where To Find It

There are multiple bank account numbers that you may need for financial transactions. Learn what they are and how to track them down.

An illustrative image depicting the growth of investments, featuring four glass jars arranged horizontally against a dark blue background with a light blue grid pattern. The first jar on the left is empty, with three gold coin-like shapes falling into it. The second jar contains a small green sprout emerging from a few gold coins at the bottom. The third jar shows a more developed green plant growing from a larger pile of gold coins. The fourth and final jar on the right is overflowing with gold coins, and a thriving green plant with sparkling leaves sprouts from the top, indicating significant financial growth. A light blue line graph trends upwards across the jars, visually representing increasing returns over time. The words "THE COLLEGE INVESTOR" are prominently displayed in white text in the bottom left corner. This image visually reinforces the article's discussion on interest-bearing checking accounts and financial growth offered by NBKC Bank.
October 29, 2021

NBKC Bank Review: High-Yield Checking Account

In this NBKC Bank review, you’ll learn about their interest checking accounts that are almost entirely fee-free. Is it a good option?

A white and light blue robot, representing artificial intelligence or automation, stands on the left side of a dark gray laptop screen displaying various financial data visualizations. The robot holds a pink speech bubble with a white percentage symbol, suggesting discussion around investment returns or fees. On the laptop screen, multiple browser-like windows show charts, graphs, and settings icons, illustrating alternative investment opportunities and self-directed IRA management. Two pink gears float above the robot, and an orange gear is visible in a window, symbolizing financial mechanisms or adjustments. The overall image, set against a teal background, visually conveys how Alto IRA simplifies investing in alternative assets like cryptocurrency and real estate within a retirement account for "The College Investor" audience.
October 28, 2021

Alto IRA Review: Pros, Cons, And Comparisons

If you want to use your retirement money for alternative investments, take a look at this Alto IRA review. You might find it’ll work for you!

This detailed isometric illustration visualizes the comprehensive services offered by Square Business Banking, emphasizing the convenience of managing business finances in one place. A large smartphone with "ONLINE BANKING" displayed prominently on its screen serves as the central hub, with a finger poised to tap a checkmark, symbolizing ease of use and approval. Around the phone, various business activities unfold: a woman interacts with an ATM, two individuals work at computers in an office setting, and a woman presents a chart on an easel. Stacks of money, both bills and coins, are piled on the phone, representing financial transactions and growth. Below the phone, a small safe and two business professionals in conversation further underscore the secure and comprehensive nature of business banking solutions. The image effectively conveys how Square helps small business owners streamline their checking, savings, and loan needs, minimizing hassle and stress associated with multiple financial accounts.
October 28, 2021

Square Business Banking Review: Pros And Cons

Square Business Banking offers no-fee checking, high-yield savings, and flexible loans for business owners. Learn more in our full review.

An illustration depicts a small, white house with a dark green roof, centered within a grey circular background that includes subtle hints of tall, dry grass on the right side. Several shining gold coins are shown falling from the top of the image, with some landing directly into a slot on the house's roof, symbolizing an investment into the home. The artwork represents the concept of tapping into home equity, as discussed in the accompanying article about Hometap, a fintech company offering an alternative to traditional home equity loans. The bottom left of the image features "THE COLLEGE INVESTOR" in white, bold, sans-serif text, identifying the source of this content.
October 27, 2021

Hometap Review: Pros, Cons, And Alternatives

Hometap allows homeowners to tap into their home’s equity without taking out a loan in exchange for a share of the home’s future value.

A clear glass jar, half-full with an assortment of paper money and a few gold coins, sits prominently against a teal background, symbolizing saving and business income. A beige label with a bold black dollar sign is affixed to the front of the jar, emphasizing the financial aspect. The jar has a light brown, flat lid. In the bottom left corner, the white text "THE COLLEGE INVESTOR" is visible, indicating the source of the article content. This image visually represents the concept of managing business and personal income, a crucial step for entrepreneurs separating their finances with a small business checking account like the one offered by Novo, as discussed in the review of top business checking accounts.
October 24, 2021

Novo Review: Pros, Cons, And Alternatives

Novo offers a business checking account — with minimal fees. See why Novo is one of the best online business checking accounts.

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