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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

USAA Bank Review
December 9, 2021

USAA Federal Savings Bank Review: Pros And Cons

Members of the military have unique financial needs and the USAA Federal Savings Bank offers a wide variety of financial solutions.

This illustrative image, set against a subtle gradient background, depicts a man with a beard and dark hair, dressed in a white long-sleeved shirt and dark pants, holding a purple laptop. He stands amidst various elements symbolizing financial and estate planning, which directly relates to the article's focus on Trust & Will services. To his left, a paper with text lines represents legal documents like wills or trusts. In the foreground, a white house with an orange roof and purple windows sits next to a stack of gold coins, emphasizing assets and property. Above, a circular orange icon with a white house silhouette further reinforces real estate, while a purple circular icon with a white dollar sign highlights financial aspects. These visual cues collectively represent the process of securing assets and planning for the future, which is the core offering of Trust & Will for individuals and young families. The logo "THE COLLEGE INVESTOR" is prominently displayed in the bottom left corner.
December 9, 2021

Trust & Will Review: Simplified Estate Planning

Trust & Will helps families create customized estate plans online in minutes and has experts standing by to provide support when needed.

A vibrant, illustrative image depicts financial growth and global banking, relevant to a Chase Bank review. The central focus is a friendly, light pink piggy bank, symbolizing savings and investment. To its left, a partial globe in blue and white represents Chase's widespread presence as one of the largest banks in the U.S., with a fan of dollar bills rising behind it, indicating wealth and financial products. A stack of gold coins sits in front of the globe, while smaller gold coins with dollar signs fall into the piggy bank and float in the light blue sky, which is dotted with cartoonish white clouds. To the right, a potted plant with dark green leaves sprouts a large gold coin with a dollar sign at its center, illustrating the concept of money growing over time. The bottom left corner prominently features "THE COLLEGE INVESTOR" logo in white text, reinforcing the article's target audience and financial education theme. This image encapsulates the idea of smart financial choices, a key theme when considering a full-service bank like Chase for various accounts and services.
December 8, 2021

Chase Bank Review 2026: Pros, Cons, And Alternatives

If you’re looking for a bank with a lot of ATMs, branches, and options, check out this Chase Bank review. Decide if the bank is for you!

A professional-looking male, possibly a financial consultant in an orange blazer and dark pants, shakes hands with a female individual in a yellow shirt and striped pants, symbolizing an agreement or partnership regarding student loans. To the left, a large clipboard displays a document titled "LOAN" with a checklist and a prominent red checkmark, indicating completion or approval of a loan application. Below the clipboard, a circular icon with a percentage sign suggests interest rates or loan terms. To the right, a floating dollar sign in a red circle highlights the financial aspect of the discussion. Further right, a large purple money bag with a white dollar sign, accompanied by a stack of gold coins, represents the financial outcomes or the substantial amount of money associated with student loan debt. The overall image, titled "Student Loan Advice by White Coat Investor Review" in the article, illustrates the process of seeking and receiving professional student loan advice and financial planning, particularly from services like StudentLoanAdvice.com by White Coat Investor, aimed at efficiently managing repayment options and potential forgiveness programs. The "THE COLLEGE INVESTOR" logo is prominently displayed in the bottom left corner, reinforcing the article's source and its focus on helping individuals navigate complex student loan strategies based on income, marital status, and employment.
December 7, 2021

StudentLoanAdvice.com By White Coat Investor Review: Flat Fee Consults

StudentLoanAdvice.com by White Coat Investor provides consultations and plans to help you manage your student loans most efficiently.

An engaging, cartoon-style illustration depicts a large, brown pirate ship with black sails featuring a white skull and crossbones emblem, sailing on a blue ocean under a bright yellow sun. A gigantic red kraken, a mythical sea monster, is actively attacking the ship with its numerous tentacles wrapping around the hull and masts, emphasizing the high-risk nature of cryptocurrency investments discussed in the article. Several small pirate figures are visible on the ship, some battling the kraken, while another small figure in a red cap appears to be waving from a distant island. The lower left corner of the image prominently displays "THE COLLEGE INVESTOR" logo in white text, associating the visual narrative of battling a kraken with the challenges of finding a reliable and secure crypto exchange like Kraken, as highlighted in the accompanying article about Kraken Review.
December 6, 2021

Kraken Review: Pros, Cons, And Alternatives

Kraken is a secure cryptocurrency exchange that supports 50+ cryptocurrencies and offers advanced trading tools.

This image depicts a stylized illustration on a light blue background, visually representing the concept of passive income and high-yield online savings. A minimalist figure, rendered in black silhouette, is seated comfortably in an office chair with their feet propped up on a desk. On the desk, a laptop is open, suggesting online activity or banking. To the right of the figure, a large, dark blue wallet or ledger stands upright, overflowing with gold coins and paper money, symbolizing substantial savings and financial growth. Above the figure's head, more gold coins appear to be raining down, reinforcing the idea of money being accumulated effortlessly. The red text overlay, though partially obscured, includes words like "REVIEW:" and "POPULAR ONLINE SAVINGS," directly relating to the article's focus on Bread Savings (formerly Comenity Direct) and its high-yield online savings account and CD products. The overall image conveys financial freedom, smart banking choices, and the benefits of online savings accounts with competitive APY rates.
December 3, 2021

Bread Savings (Comenity Direct) Review: Pros And Cons

Bread Savings is an online bank that offers savings account and CD products that offer high yields and low fees.

An illustrative image on a gradient background from white to dark gray, featuring four ascending stacks of gold Bitcoin coins, symbolizing growth in cryptocurrency investing. A large, curving green arrow points upwards and to the right, sweeping beneath and past the coin stacks, reinforcing the concept of increasing value and positive returns. The smallest stack is in the foreground, with each subsequent stack becoming taller and appearing further back, visually representing progressive growth. In the bottom left corner, the white text "THE COLLEGE INVESTOR" is displayed, indicating the source or context of this financial education content. This image effectively visualizes the potential for earning interest and investment growth on cryptocurrency platforms like Crypto.com, which supports buying, selling, and staking digital assets.
December 2, 2021

Crypto.com Review: Trade, Earn Interest, And Pay With Crypto

Crypto.com is a cryptocurrency exchange that supports 90+ currencies, pays interest on crypto, and even offers a rewards card. Learn more!

A stylized image illustrating financial growth for small business owners, featuring a dark-skinned hand holding a tablet displaying a bar graph and line chart. The chart shows increasing bars for January, February, March, and April, with a yellow line trending upwards, indicating positive financial performance. A large, bright yellow arrow extends from the tablet, pointing towards the upper right, symbolizing significant business growth. To the left of the hand and tablet is a traditional abacus, representing foundational accounting, and behind it, a light blue grid paper with a yellow pencil, suggesting planning and record-keeping. To the right, a black calculator displays "123," denoting calculations and financial management. In the bottom left corner, "THE COLLEGE INVESTOR" is prominently displayed in white text. This image visually represents the integrated banking and accounting experience offered by Relay Financial, aiming to streamline financial management and enable growth for small businesses.
November 30, 2021

Relay Business Banking Review: Pros, Cons, And Alternatives

Relay Financial is a business banking platform that makes it easier to manage and automate your company’s finances. Learn how in our review.

A vibrant, illustrative image depicts three individuals interacting with a large, stylized representation of a digital survey or application, set against a light background. On the left, a woman with long dark hair, wearing a yellow top and green pants, stands and points towards a section of the digital interface displaying profile icons and a star rating system. In the center, a man in a blue shirt and dark pants stands contemplatively, with his arms crossed, looking at a checklist or questionnaire presented on the digital screen. To the right, another man, dressed in a pink shirt and blue pants, sits casually, holding a "Q&A" speech bubble, engaging with the survey. This image visually represents the concept of student loan borrowers interacting with surveys and information related to resuming monthly student loan payments, government pauses, and potential student loan forgiveness initiatives, as discussed in the accompanying article. The bottom left corner features "THE COLLEGE INVESTOR" logo in red and white.
November 29, 2021

Survey: Even With Higher Expenses, Most Student Loan Borrowers Are Ready To Resume Payments

Our latest survey shows that even with high monthly expenses, most student loan borrowers are ready to resume student loan repayment.

A vibrant, stylized illustration depicts a red rocket, featuring a prominent gold Bitcoin logo on its side, soaring through a dark purple night sky filled with scattered white stars. The rocket has a pointed white nose cone, white fins, and a dynamic yellow-orange exhaust plume streaming behind it, suggesting rapid ascent. In the upper right corner, a partial view of a bright yellow, textured moon or planet is visible, hinting at a celestial destination. The bottom left corner prominently displays the white text "THE COLLEGE INVESTOR," which is the brand associated with the article. This image visually represents the concept of investing in cryptocurrencies like Bitcoin through an IRA, conveying growth and the potential for financial gains in the digital asset market, as discussed in the accompanying Bitcoin IRA review.
November 28, 2021

Bitcoin IRA Review

Bitcoin IRA is a platform that offers 24/7 cryptocurrency trading inside an IRA with low investing minimums and robust custody insurance.

This vibrant, hand-drawn illustration depicts a collection of school-related items scattered across a light blue background, symbolizing various aspects of education and learning. Prominently featured are a yellow school bus, an open red textbook with "MATH" written on it, a green "LUNCH" box, a yellow backpack, a large yellow pencil, a globe, a yellow notebook labeled "NOTES," a calculator, and a red "A+" block. Other elements include a laptop showing a document, eyeglasses, and several small arrows and stars, with "THE COLLEGE INVESTOR" logo partially visible in the bottom left. The image contextually supports the article about Backer and 529 college savings plans by visually representing the educational journey and the financial preparations needed, emphasizing that the platform helps families save for college and other educational expenses, making it easier for friends and family to contribute to a child's future.
November 26, 2021

Backer Review: 529 Plans The Easy Way

Read this Backer review to see how you might get help in opening a 529 plan, lowering fund fees, and reducing risk.

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