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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Randi Weingarten, president of American Federation of Teachers speaks during the rally at the end of 'March on Wall Street' organized by NAN. March started on Foley Square and proceeded via Broadway passing Charging Bull sculpture and ended on Whitehall street in New York, NY on August 28, 2025 with the rally. More than 2,500 people attended. They all protested President Trump and his administration abandoning of DEI (Diversity, Equity, and Inclusion) and specifically targeting people of color. (Photo by Lev Radin/Sipa USA)
August 13, 2026

Unions Sue To Block Student Loan Rule That Caps Nursing And Social Work Borrowing At $100,000

A union coalition led by the AFT and AFL-CIO is suing the Education Department over the RISE rule’s professional degree definition and loan caps.

Last Minute Tax Reminders
August 13, 2026

How To Close A Last-Minute Tuition Gap

Your fall tuition bill is due and you’re short. Here’s the order of operations that gets it covered without over-borrowing — including what changed on July 1.

Smith Hall School of Chemistry on the east bank of the University of Minnesota.
August 12, 2026

Families Spent $34,019 On College Last Year, Up 10%

Families spent an average of $34,019 on college in 2025-26, up 10%. See how income, scholarships, and loans covered the bill in Sallie Mae’s new report.

Duke University Chapel
August 12, 2026

Judge Rules Early Decision Antitrust Lawsuit Against 32 Colleges Can Proceed

A federal judge ruled 32 elite colleges must face an antitrust lawsuit alleging early decision agreements inflated tuition and cut financial aid.

what is an after-tax 401k
August 12, 2026

401k Contribution And Income Limits (Annual Guide)

401(k) limits increase each year. If you want to max out your retirement account, check out the 2026 401(k) contribution limits.

A close-up, slightly upward-angled shot of the Internal Revenue Service (IRS) federal building's entrance in Washington D.C., USA, emphasizing its prominent stone facade and the bold, black carved letters spelling "INTERNAL REVENUE SERVICE" above the doorway. The classic, ornate architectural details, including decorative dark rosettes flanking the text and intricately carved stone trim, are clearly visible. The image conveys a sense of official authority and directly relates to the article discussing the IRS's annual inflation adjustments for retirement accounts, specifically the raised 2026 contribution limits for 401(k) and IRA plans, as detailed in Notice 2025-67.
August 12, 2026

Treasury And IRS Detail $1,000 Saver’s Match Coming To Retirement Accounts In 2027

Treasury and the IRS outlined rules for the Saver’s Match, a $1,000 federal retirement match starting in 2027 that replaces the Saver’s Credit.

Federal reserve building, Washington DC. USA.
August 11, 2026

Fewer Borrowers Are Falling Seriously Behind On Student Loans, Federal Reserve Data Shows

Student loan balances fell $7 billion to $1.65 trillion in Q2 2026, per the New York Fed, and new serious delinquencies dropped sharply from 2025.

Parent PLUS loan Parent and Student
August 11, 2026

New House Bill Would Let Parents Transfer Parent PLUS Loans To Their Kids

House Democrats’ H.R. 9272 would let parents transfer Parent PLUS loans to adult children who can repay, releasing parents from the debt.

University College Campus
August 11, 2026

50% Of Parents Now Use 529 Plans, But 71% Still Expect To Borrow For College

CSF’s 20th annual survey finds 93% of parents will help fund college, 50% use 529 plans, and 71% still expect debt. See the key savings numbers here.

quarter system vs semester system
August 10, 2026

Student Loans For Quarter System Schools

Quarter-system college split your aid three ways instead of two. Here’s how federal and private student loans are disbursed, and where families get caught short.

The U.S. Department of Education headquarters as U.S. President Donald Trump's administration is taking steps to dismantle the department, in Washington, D.C., U.S., November 20, 2025. REUTERS/Jonathan Ernst
August 10, 2026

Department Of Education Releases Rules For Cutting Part-Time Students’ Loan Limits

The Department of Education released a 24-question FAQ on how colleges must cut federal student loan limits for part-time students starting July 1, 2026.

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