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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Credible Student Loans Review
January 6, 2025

5 Legal Ways To Lower Your Student Loan Payment

Here are five different legal ways that you can lower your student loan payment, by switching repayment plans or refinancing your loans.

Investing In Your 30s
January 5, 2025

How To Start Investing In Your 30s: Tips For 30 – 39 Year Olds

How to get started investing in your 30s if you’ve never invested before, with a look at life events, financial balance, and more.

Investing In College
January 5, 2025

How To Start Investing In College

Investing is a great way to save for the future. This guide to investing is designed to help young adults get started investing in college.

Investing In High School
January 5, 2025

How To Start Investing In High School

While minors can’t open brokerage accounts, there are ways for teenagers to start investing in high school.

Tax Breaks For Side Hustlers
January 4, 2025

How To Make Money Riding A Bike Or Scooter

Here are five different ways that you can make money riding a bike or scooter, from simply going to work to delivering food and other things.

How To Start Investing In Your Twenties After College For 22 – 29 Year Olds
January 4, 2025

How To Start Investing In Your 20s After College

Our complete guide on how to start investing after college, specifically crafted for millennials that are 22 to 29 years old.

529 plan
January 2, 2025

Where To Open A 529 Plan In Your State

Here’s where to open a 529 plan in your state and where to find the best 529 plan to maximize your tax deductions and return.

is your 401k a scam
January 1, 2025

How Bernie Madoff’s Victims Nearly Recovered Their Losses

Bernie Madoff’s victims recover 94% of losses after final $131M payout from Madoff Victim Fund, totaling $4.3 billion distributed worldwide.

Why Your Tax Refund Is Going To be Smaller In 2023
January 1, 2025

Why Your Tax Refund Will Be Smaller In 2025

There’s a strong chance your tax refund is going to be much smaller in 2025 due to the ending of tax credits and changes to the tax brackets.

best online banks
December 31, 2024

Best Online Banks Of 2026: Fee-Free Online Banking

Thinking about the convenience of banking online? Check out this list featuring some of the best online banks in 2026 for your money.

This illustrative image features a light pink piggy bank with a gold coin resting on its back, positioned in the lower-left foreground, symbolizing savings and investments. To its right, partially obscured by the piggy bank, is a calculator with "458" visible on its digital display, representing financial calculations and tax figures. In the background, against a green gradient, bold blue text reads "WHAT IS THE" and below it in red text, "AND HOW DOES IT WORK?". These elements together visually encapsulate the article's focus on "What Is The Kiddie Tax And How Does It Work?", emphasizing the taxation of a dependent's unearned income, such as from investments, at the parent's marginal tax rate, and the importance of understanding tax implications for college students and young investors.
December 30, 2024

What Is The Kiddie Tax And How Does It Work?

Under the Kiddie Tax, dependents with unearned income over $2,700 in 2025 and 2026 can be taxed at their parent’s marginal tax rate.

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  • UC San Diego, Bachelor of Arts in Political Science
  • UC San Diego, Master of Business Administration

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