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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

A minimalist graphic illustrating the concept of business banking and transactions, featuring a red two-building structure, symbolizing a bank or financial institution. Two circular red icons with white dollar signs float near the buildings, representing money or business funds. Below the buildings, a white debit card with a black dollar sign logo is depicted, suggesting payment methods and business checking accounts. The background includes abstract black and red geometric shapes like circles, dashes, and plus signs, creating a modern and clean design that emphasizes the digital nature of online business checking accounts. This image visually supports an article discussing the best business checking accounts and options for small business owners and side hustlers, highlighting financial tools and services like those offered by platforms such as Novo.
January 16, 2025

10 Best Business Checking Accounts In October 2026

We break down the best business checking accounts for side hustlers and small business owners both online and offline.

Grants to Pay For College
January 14, 2025

How To Find Grants To Pay For College

By learning how to find grants to pay for college, you can lower your out of pocket and loan costs. Here’s what grants are available.

Interest formula for a savings account
January 14, 2025

Capital One Accused of Deceptive Savings Practices By CFPB

The CFPB is suing Capital One for misleading consumers about savings accounts, resulting in over $2 billion in lost interest payments.

How To Implement Broad Student Loan Forgiveness
January 13, 2025

5M Borrowers Approved For Student Loan Forgiveness

The Biden Administration has forgiven $183B in student loans for over 5M borrowers, with new PSLF, disability, and borrower defense approvals.

FIRE For Non-Frugal People
January 13, 2025

How To Withdraw Retirement Funds Post-Disaster Penalty-Free

Disaster victims can withdraw up to $22,000 from retirement funds penalty-free under SECURE 2.0.

how 529 plans work
January 13, 2025

Can A 529 Plan Be Used For Summer Classes?

Can a 529 pay for summer classes? Discover the eligible expenses for college and high school students.

invest $50,000 today
January 12, 2025

How To Invest $50,000: 7 Different Options To Build Wealth

If you have $50,000 to invest today, here are a few considerations to be aware of so you can make the best decision for your funds.

How To Use A Roth IRA To Save For College
January 11, 2025

IRS Proposes Key Roth Rule Changes for High Earners In 2025

IRS proposes mandatory Roth contributions for high earners, expanded catch-up limits for older workers.

Best Solo 401k Providers
January 10, 2025

IRS Proposal Requires Automatic Enrollment in 401(k) Plans

Learn about new 401(k) automatic enrollment rules starting in 2025.

do you need life insurance
January 10, 2025

California Halts Insurance Cancellations After Wildfires

California protects wildfire-affected homeowners with a one-year insurance moratorium, stopping policy cancellations in impacted areas.

This graphic, titled "WHAT'S THE DIFFERENCE 403B VS 457B PLANS?", visually compares and contrasts these two specialized retirement savings plans for government and related organization employees. The image features a top-down view of various office and financial-related items laid out on a light blue, textured surface, possibly representing a desk. Centered at the top is a grey laptop with its screen facing up, indicating research or financial planning. To the left of the laptop is a thin, orange and white ruler, suggesting measurement or careful consideration. On the right, a small calculator is visible, emphasizing the mathematical and financial aspects of retirement planning. Below the laptop, a USB drive and a document displaying a bar graph with red, orange, and blue bars are shown, representing data analysis and investment performance. Further to the right, a white circular object with an orange center, resembling a compact disc or a target, might symbolize aiming for retirement goals. The overall composition reinforces the article's focus on understanding and choosing between 403b and 457 plans for securing one's financial future in retirement.
January 10, 2025

What Is The Difference Between 403b and 457 Plans?

403b and 457 plans have their pros and cons. How do they work? Read this article to find out and make a decision for your situation.

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  • UC San Diego, Bachelor of Arts in Political Science
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