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JT McGee

JT McGee is a value investor and financial writer who was among the earliest contributors to The College Investor, helping to shape the site's investment coverage in its formative years. His specialty is translating the complex mechanics of publicly traded securities into clear, actionable analysis for everyday investors who want to understand their portfolios — not just fund them.

JT writes about the kinds of investment vehicles that rarely make headlines but often make the most sense for long-term, income-focused investors: closed-end funds, REITs, agency mortgages, utility stocks, and corporate spin-offs. His coverage of these topics goes beyond surface-level explanation — he examines valuation, yield dynamics, and the structural features that make certain instruments attractive or risky at different points in a market cycle.

His investment philosophy is rooted in value principles: finding securities that are misunderstood, overlooked, or temporarily out of favor, and understanding them well enough to hold with conviction. That mindset informs not just what he writes about, but how he writes — with a bias toward clarity, intellectual honesty, and respect for the reader's ability to handle real information.

JT’s latest articles

A close-up, slightly blurred image of a spinning top, illustrating the concept of a "spin off" in the financial market. The top has a bright orange and yellow central disc with concentric rings, suggesting rapid motion and energy. A metallic silver ring forms the outer edge, providing stability to the spinning object. The stem and tip of the top are a lighter yellow, pointing downwards, making contact with a subtly textured, light-colored surface. The blur effect emphasizes the dynamic nature of a spin off, where a piece of a parent company is disconnected and made public as its own entity, much like the individual components of the spinning top creating a single, fast-moving object. This visual metaphor directly relates to how companies like Kraft or Abbott Laboratories conduct spin offs, creating new shareholder value and streamlining operations.
November 15, 2025

Stock Spin Offs Explained: How They Work and What To Know

Stock spin off events are becoming increasingly common in the business world, and they are great gifts to investors.

A tall, modern high-rise building, likely an office tower, dominates the frame under a partially cloudy blue sky. The building is light-colored, possibly white or beige, with numerous rectangular windows arranged in a grid pattern across its many floors, reflecting a subtle glimmer of light. In the foreground, lush green tree foliage occupies the lower left portion of the image, obscuring the base of the skyscraper and adding a touch of nature to the urban scene. This image serves as a visual representation of a large, established company, such as Coca-Cola, mentioned in the article as an example of a high-volume stock with significant daily trading volume and less price volatility compared to low-volume stocks. The substantial and stable appearance of the building subtly reinforces the concept of a large-cap stock and the characteristics of high-volume issues discussed in the accompanying article on stock volume and investing.
November 13, 2025

When Stock Volume Matters and What It Tells Investors

Learn how stock trading volume affects price, liquidity, and volatility and how investors can read volume trends to confirm market strength or weakness.

student loan forgiveness for lawyers
November 27, 2022

Should You Invest In Private Prison Stocks?

A look at the case for investing in private prison companies lie GEO and CWX, who provide private prisons for local governments.

REITs and Agency Mortgages
August 19, 2022

Cash Flow Investments: REITs and Agency Mortgages

A look at one of the most popular cash flow investments: REITs, specifically REITs that invest in agency mortgages and agency bonds.

closed end fund
November 30, 2015

Closed-End Funds: The Ins and Outs

Closed-end funds are private-equity style investments that function as funds. Here’s what to know.

Reasons Why Wall Street Now Hates Utility Stocks
September 29, 2014

Reasons Why Wall Street Now Hates Utility Stocks

Here is a look at why Wall Street has started hating utilities. And, are utility stocks still a good investment? Utilities are like bonds.

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