When you leave your company, you should decide if you’re going to do a 401(k) rollover or not. Here are some considerations.
Ever since I started writing about personal finance, all of my friends loved talking to me about their investments. Even though I’ve always had an interest in investing, saving and making money, it wasn’t until I started blogging and writing professionally that I became an authority on the subject. Nothing really changed about my knowledge […]
One of the best ways to accumulate wealth is through investing. Is it any wonder that the richest Americans tend to be heavily invested in real estate and stocks? Since the Bush era tax cuts keep getting extended, investing in stocks has remained subsidized by the government. That’s one of the reasons why people like […]
When we think of investments, stocks and bonds are usually the first things that come to mind. But what about investments in human capital? Human capital usually refers to the knowledge or information you’ve acquired over a certain period of time. Most people do most of their investing in human capital early on in life: […]
Even though most of the articles I write are geared towards young professionals, I still find myself receiving a lot of questions from all types of investors. Most basic investing principles actually apply to investors of all ages but how you apply those principles is what differs. Obviously, a younger investor should have a more […]
Even though I generally try and avoid investing in individual stocks due to the uncompensated risk and my inability to pick winners, I know there are still millions of people who do it every day. And of those millions of investors, I bet a lot of them have their money invested in their employer’s stock. […]
If you put a bag of candy in front of a kid and tell them not to eat any before dinner, and then you leave, what do you think’s going to happen? More often than not, the second you leave that candy is gonna get eaten. I’m actually the same way with certain foods — […]
You don’t need a financial adviser to tell you that one of the most important things you can do for yourself is to set up an emergency fund. Short-term lending options are pretty horrendous with everything from 300% payday loans to 25% credit card loans, so it makes sense to set some money aside for […]