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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Female students talking at table in dorm room | Photo Credit: zereznly
May 14, 2025

Common Dorm Room Disasters That Could Cost You Big

If you’re living in a dorm or on-campus this fall, you need to understand what could happen, how much it could cost, and how to protect yourself.

A minimalist graphic illustration depicts a white university building with dark outlines and blue window accents on the left, symbolizing higher education and institutional loans. To its right, a large unfurling scroll, also outlined in dark blue, features a dollar sign at the top and several lines of text, representing a bill, financial aid award, or loan document. This visual emphasizes the connection between colleges and financial obligations, such as university loans or private student loans. The background is a light, speckled pattern with a large teal circle behind the scroll and a plus sign near the university, reinforcing the article's focus on understanding and comparing different types of student loans, including those offered directly by colleges and universities.
May 13, 2025

Proposed College Endowment Tax Hike: What to Know

Lawmakers propose raising college endowment taxes from 1.4% to 21%. Learn how this could impact students, tuition, and research.

Federal Reserve Bank, Washington, DC | Photo Credit: dnewman8
May 13, 2025

Credit Scores Drop As Student Loan Payments Resume

Millions of student loan borrowers are now past due, with some losing over 100 credit score points after the federal payment pause ended.

Form 5500 EZ
May 13, 2025

How To Fill Out Form 5500-EZ For Your Solo 401k

The IRS requires Solo 401k plan owners with more than $250,000 in their plan to file a Form 5500-EZ every year. Here’s how to fill it out.

US Capital Pennsylvania Avenue After the Snow Washington DC Traffic Lights | Photo Credit: Bill Perry
May 11, 2025

Congress Moves To Extend Key Tax Benefits For Disabled Americans

House tax bill would extend 529 ABLE account perks for savers with disabilities, allowing more flexibility.

Interest rates rise | Source: jujong11
May 10, 2025

Student Loan Reform May Increase Payments For Borrowers

Millions of borrowers could face higher student loan payments or longer terms under a new GOP proposal.

US Capitol Night Reflection Washington DC | Photo: Bill Perry
May 9, 2025

Tax Plan Extends Some Tax-Free Student Loan Forgiveness

Proposed GOP House tax bill extends tax-free loan forgiveness only for death and disability, leaving out other student loan forgiveness programs.

Old bank building | Photo credit: elenathewise
May 9, 2025

Top Online Banks Quietly Cut Savings Rates

Major banks are quietly cutting high-yield savings rates again. Compare the latest top rates and find out who still pays more.

College grads tossing caps in the air | Photo Credit Syda_Productions
May 8, 2025

New Study Reveals 70% Of College Grads Say It Was Worth It

90% of grads say college was positive, but only 70% feel it was worth the cost.

The Treasury Department building located in Washington, D.C., USA. Photo by sframe
May 8, 2025

195,000 Borrowers Notified Of Collections With More To Come

The Department of Education resumes collections on defaulted student loans, affecting 195,000 borrowers facing benefit seizures starting in June.

Linda McMahon testifies before the Senate Health, Education, and Labor Committee during a nomination hearing as Secretary of Education in Washington DC, USA, on February 13, 2025. (Photo by Lenin Nolly/NurPhoto via AP)
May 7, 2025

The Student Loan Crisis Returns As Collections Resume

Collections resumed this month, hitting 9 million borrowers in default or delinquency. Here’s why 2025 could make the student loan crisis worse.

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