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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

View of the architecture of the iconic Harvard University in Cambridge, Massachusetts, USA. — Photo by mbastos
June 5, 2025

Free Tuition At Harvard For Families Making Under $200K

Harvard will offer free tuition to students from families earning under $200,000, starting in 2025-26.

Worker at the computer doing IDR processing. Photo: SarkisSeysian
June 4, 2025

IDR Processing Fix Offers Relief For PSLF Borrowers

Student loan IDR forms now process in days. Apply today if you’re near PSLF or want to switch plans.

Frustrated student loan borrower. Photo: ridofranz
June 4, 2025

MOHELA Confirms 0% Interest for SAVE Plan Borrowers

MOHELA confirms 0% interest for SAVE borrowers. No payments required. Notices were not bills.

An eye-level, slightly upward-angled, daytime shot of the U.S. Capitol Building in Washington D.C. under a clear blue sky with sparse white clouds. The iconic white dome, topped with the Statue of Freedom, dominates the center of the frame, surrounded by its intricate columns and architectural details. The building's white marble facade extends horizontally, flanked by lush green trees on both sides, with more distant buildings partially visible. In the foreground, scaffolding and construction equipment are visible on the steps leading up to the Capitol, suggesting ongoing work. This image visually represents the "Congress" mentioned in the article, specifically the legislative body responsible for the "Big Beautiful Bill" that eliminates federal Grad PLUS loans, impacting graduate students' ability to afford professional programs like law and medicine.
June 4, 2025

How To Contact Your Congress Member Effectively

Learn the right way to call or email your representative to make sure your message is noticed.

pull your money out of an IRA
June 4, 2025

How To Withdraw Money Out Of A 401k Or IRA Early

Are you wanting to withdraw money out of a 401k or IRA early (and hopefully penalty-free)? Here’s what to know!

The Department of Education building is seen the morning after Donald Trump signed an executive order dismantling of the department, in Washington, on March 21, 2025. Whether Trump has the authority under the U.S. constitution to close a congressionally mandated agency remains an unanswered question. (Photo by Allison Bailey/NurPhoto via AP)
June 3, 2025

Education Dept Halts Garnishment of Social Security Checks

The Trump administration halts plans to garnish Social Security for defaulted student loans as collections resume for millions.

US Capitol Night Reflection Washington DC | Photo: Bill Perry
June 3, 2025

GOP Budget Plan Cuts Pell Grants And 30-Year Student Loans

A new House budget bill limits student borrowing, phases out aid programs, and extends repayment to 30 years.

The MOHELA building located in Chesterfield, Mo., is shown Saturday, Sept. 16, 2006. Staff for the Missouri Higher Education Loan Authority outlined a plan to forgive between $4 million and $6 million of loans this school year for 8,000-12,000 college freshmen. And next school year, the MOHELA board was told, the agency plans to begin a new loan forgiveness program specifically for engineering students. (AP Photo/James A. Finley)
June 2, 2025

Interest Accrual Mistakes In SAVE Plan: A Growing Concern

Borrowers in the SAVE plan report unexpected interest charges due to servicer errors. Learn how to verify your enrollment and correct mistakes.

Do You Report A 401k or IRA on FAFSA? | Source: The College Investor
June 2, 2025

Do You Report A 401k Or IRA On The FAFSA?

You do not have to report a 401k or IRA on the FAFSA, but income from these accounts can impact your financial aid.

FTC Cracks Down On Student Loan Scams | Photo: dnewman8
June 1, 2025

FTC Cracks Down On Fake Student Loan Companies

FTC bans student loan scammers who falsely promised forgiveness and took illegal fees. Learn how to protect yourself from future fraud.

Frustrated woman figuring out financial aid and student loan caps. Photo: leszekglasner
May 30, 2025

New Student Loan Caps Could Always Leave Students Short

The new college cost formula caps loans at the national median, which could shortchange half of borrowers.

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