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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Grad school
November 25, 2025

Best Graduate School Student Loans And Rates

We break down the best ways to pay and the best student loans for graduate school – so you can know what your options are to make it affordable.

Watching The Clock On SAVE Plan | Source: The College Investor
November 25, 2025

What’s Happening With The SAVE Plan In November 2025?

The SAVE plan is ending—see what repayment changes mean for borrowers and when payments could resume.

Graphic for The College Investor podcast featuring a professional portrait of special guest California State Treasurer Fiona Ma, CPA. Ma is pictured with her arms crossed, wearing a navy blazer and pearl necklace, set against a background featuring an orange silhouette map of California, geometric shapes, and gold coins. The image headers an episode discussing state-sponsored financial security programs, including ScholarShare 529 plans, CalKIDS, and CalABLE. Source: The College Investor
November 24, 2025

Treasurer Fiona Ma on College Savings, CalABLE, and More

Learn how Fiona Ma and CalABLE’s Thomas Martin break down ScholarShare, CalKIDS, and disability savings for California families.

A side view of a young Asian woman with long brown hair, visibly stressed and overwhelmed, sitting at a light wooden desk. Her eyes are closed, her brow furrowed, and her right hand is pressed against her forehead, holding a dark pencil, indicating deep frustration or fatigue. A black laptop is open on the left side of the desk, along with a white coffee mug and a small green plant with white flowers, suggesting a home or office study environment. The background is a blurred light wall and a wooden door. This image powerfully illustrates the immense academic pressure, financial hardship, and mental health struggles that contribute to the alarming college dropout rate, where nearly 40% of students leave without earning a degree due to affordability issues, academic difficulties, and personal responsibilities. Source: The College Investor
November 23, 2025

Why One-Third Of College Students Drop Out Without A Degree

Over one-third of college students drop out and never finish their degree. Here’s why and how families can plan for the financial impact.

An illustration depicts a student, identified by a graduation cap, nearly stepping into a dark circular hole in the ground, symbolizing the pitfalls of disorganization in scholarship applications. Floating around him are financial documents resembling scholarship application forms, each marked with a dollar sign, and several individual dollar coin icons, representing the numerous scholarship opportunities available. An exclamation point in a thought bubble above the student's head conveys alarm and the urgent need to track applications, avoid missing deadlines, and stay organized to successfully navigate the complex process of securing financial aid for college. Source: The College Investor
November 22, 2025

How To Track And Organize Scholarship Applications

Learn how to track scholarship applications with tools that help families meet deadlines and stay organized.

A bright, sunny view captures two imposing traditional red-brick college dormitory buildings with distinctive clay-tiled roofs, set against a vibrant blue sky with scattered white clouds. The multi-story dormitories feature numerous windows and are nestled within a well-maintained campus landscape, complete with manicured green lawns that sweep across the foreground and extend between the buildings. Several mature deciduous trees with lush green foliage are interspersed throughout the scene, casting soft shadows. A paved pathway winds through the grass, leading towards the dorm entrances. This visual representation highlights typical on-campus housing facilities, emphasizing the "room and board" expense which is a significant, and often overlooked, financial component of college costs that can even exceed tuition fees at many public universities. Source: The College Investor
November 22, 2025

The Hidden Expense Driving Up College Costs: Room And Board

Room and board expenses make up most college costs at many schools. Learn what this means for your family’s budget, and why it’s the real problem for college costs.

A long shot captures the James B. Colgate admissions and administration building on the campus of Colgate University under a cloudy sky. The historic brick building features arched windows and a large central arched entrance, surrounded by well-maintained green lawns and mature trees, including a prominent American flag flying from a pole in the foreground. A winding paved path leads towards the building, with a yellow fire hydrant visible on the left. The image highlights the beautiful and established campus environment of Colgate University, directly relating to the article's headline about the university expanding its free-tuition financial aid program, the Colgate Commitment initiative, for families earning up to $175,000 annually. Photo by sainaniritu
November 21, 2025

This Week In College And Money News: November 21, 2025

The latest updates on higher education, personal finance, financial aid, and student loans impacting students on college campuses nationwide.

An overhead shot captures a person's hands holding a silver pen over a printed calendar page, likely marking or planning for the upcoming July 1, 2026 deadline. The calendar, displaying the days of a month, rests on a warm, dark wooden desk. To the right, a silver laptop with a visible keyboard and touchpad is open, suggesting a work or research environment. Various office supplies are scattered around the desk, including a white pen holder with a dark pen, a small pile of colorful binder clips, a multi-colored rubber band ball, and a white oval dish filled with paper clips. This detailed scene visually represents the meticulous planning and organization required as individuals and families prepare for the significant federal policy changes impacting student loan caps and repayment options beginning in 2026. Source: The College Investor
November 21, 2025

What’s Changing For Student Loans In 2026?

Major changes hit student loans in 2026, with new borrowing caps, fewer repayment options, and possible taxes on forgiven debt.

President Donald Trump, with his signature blonde hair, stands authoritatively at a dark podium adorned with the official Seal of the President of the United States. He is dressed in a smart black overcoat and a rich maroon scarf, speaking into a microphone positioned on the podium. Behind him, large American flags with prominent red and white stripes create a patriotic backdrop, flanked by golden eagle finials atop flagpoles. This image visually represents the executive branch's influence, illustrating the context of the article discussing the Trump administration's efforts to block the Consumer Financial Protection Bureau (CFPB) from accessing Federal Reserve funds, a move that could deplete the agency's budget by early 2026 and potentially lead to its effective closure. (AP Photo/Evan Vucci)
November 20, 2025

Trump Administration Could Defund CFPB By 2026

The Trump administration says the CFPB’s funding is unavailable, leaving the consumer watchdog at risk of closure by early 2026.

This illustrative banner image for The College Investor website features a minimalist design with a light background and a large, curved yellow shape dominating the lower left. Various stylized representations of shopping bags are scattered across the composition, some filled in white or yellow, and others as outlines, subtly referencing saving and spending in a financial context. Triangular and plus sign shapes, along with a dotted grid pattern and circles containing the number "1," add visual interest and a sense of dynamic growth or transactions. In the upper left corner, the logo "THE COLLEGE INVESTOR" is prominently displayed with a graduation cap icon. The image visually supports content about the CIT Bank Platinum Savings account, hinting at the potential for financial growth and smart money management through savings, as detailed in the accompanying article. Source: The College Investor
November 20, 2025

CIT Bank Platinum Savings Review: Pros And Cons

CIT Bank Platinum Savings is a tiered interest rate savings account that offers 3.75% APY on balances over $5,000.

boost your credit score
November 20, 2025

12 Million Student Loan Borrowers Are At Risk Of Default

Federal loan data reveals widespread delinquency as borrowers struggle with repayment and collections resume.

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