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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Mega Backdoor Roth IRA
January 4, 2026

Understanding The Mega Backdoor Roth IRA

The Mega Backdoor Roth IRA allows you to contribute after-tax 401k contributions and then roll them over into a Roth IRA.

Options For Parent PLUS LOans
January 4, 2026

Parent PLUS Loans: How They Work, Loan Forgiveness, And More

Here are the limited options for parents and borrowers if you can’t afford your Parent PLUS Loans, including changing your repayment plan.

This image is a simplified, graphic representation featuring a golden piggy bank, three rows of golden star ratings, and dollar signs, all set against a white background with decorative elements. The piggy bank, a classic symbol of saving money for retirement, is positioned in the lower right, implying growth and investment, central to discussions about Roth and Traditional IRAs. Above it, three distinct rows display star ratings, with the top row showing five full stars, the middle row four stars, and the bottom row three stars, possibly representing evaluations of different IRA account providers like M1 Finance based on commissions, fees, investment options, and ease of use. To the right of the star ratings, three black squares each contain a white dollar sign, reinforcing the financial theme of saving for retirement and the tax-free growth benefits of an IRA. The overall design uses simple shapes and a color palette of gold, black, and white, making it a clear visual aid for an article discussing the best IRA accounts.
January 4, 2026

The Best IRA Accounts Of 2026: Top 10 Ranked

We break down and look at the best IRA Accounts (both traditional and Roth) of 2026 to see where you should invest your money!

A playful, colorful illustration on a light green background features an array of stylized robots, providing a visual representation for an article about "best robo-advisors." The robots vary in design, with some appearing to walk or stand, while others are depicted as more compact or even on their backs, suggesting movement or a diverse range of functions. Dominant colors include shades of green, blue, red, and gray, with metallic accents and glowing elements like antennas and screens. The phrase "THE COLLEGE INVESTOR" is prominently displayed in white text in the bottom left corner, reinforcing the context of financial guidance for students and young adults. This image effectively illustrates the concept of automated investing and the different platforms available, making the complex topic of robo-advisors more approachable for beginners looking to invest money in financial markets.
January 4, 2026

Best Robo-Advisors Of 2026 (Ranked By Features)

We break down the best robo-advisors for 2026 that offer automatic investing, rebalancing, tax savings, and more, with reasonable fees.

A stylized illustration depicts a man in a blue suit and orange tie, representing an investor, watering a money tree with an orange watering can, symbolizing the growth of investments. The money tree has green leaves and several coins with euro and dollar signs growing from its branches, signifying financial returns from stock trading. The background features a gradient of light to dark blue, with subtle sparkles around the tree to emphasize growth and success. The logo "THE COLLEGE INVESTOR" is prominently displayed in white text in the bottom left corner, reinforcing the article's focus on free stock trading apps and how individuals can buy stocks online to grow their money. This image visually represents the concept of investing wisely to achieve financial gains, connecting directly to the article's discussion of commission-free platforms like Robinhood and Fidelity.
January 3, 2026

Where To Trade Stocks For Free In 2026

Looking for an investment or stock trading app that is completely free? Here are the best options for you.

Best investing apps
January 3, 2026

Best Investing Apps In 2026: Free Stock Trading & Long-Term Investing

Here are the 5 best free investing apps that let you invest for free so you can build your portfolio with no commissions.

Best Personal Loans
January 3, 2026

Best Personal Loan Companies And Online Lenders In 2026

We share our top picks for the best personal loans companies and online lenders in 2026 to help you save money, consolidate debt, and more.

Best custodial investment accounts | Source: The College Investor
January 3, 2026

Best Custodial Investment Accounts In 2026

While custodial investment accounts don’t have the tax and aid benefits of education savings accounts, they’re much more flexible. See our favorites.

online loan companies
January 2, 2026

Best Online Loan Companies In 2026

Do you need a personal loan? Perhaps you’re looking for online loan companies that can help you from the comfort of your home. Read on!

This image displays a dark blue briefcase with a gold clasp at its center, representing a financial portfolio. Surrounding the briefcase in a circular arrangement are eight colorful circular icons, each symbolizing a different aspect of portfolio analysis and investment tracking. Clockwise from the top, these icons include a calendar for tracking dates, a checklist with a red pen for planning and tasks, a laptop displaying a financial graph for online analysis, a globe for global investments, a rising bar chart for performance tracking, a clock for time-sensitive decisions, a calculator for computations, and a human brain for strategic thinking. To the bottom left, the text "THE COLLEGE INVESTOR" is prominently displayed in white, indicating the source or brand. The overall image, set against a vibrant orange background, visually encapsulates the complex and multifaceted nature of managing investments and highlights the various elements that powerful portfolio analysis tools can help investors keep track of, such as expense ratios, dividend yields, management fees, tax planning, and asset allocation, as discussed in the accompanying article on the best portfolio analysis tools.
January 2, 2026

Best Portfolio Analysis Tools For 2026

Portfolio analyzer tools can help you evaluate your investing strategy and compare investment products. Check out our top picks!

Earnest
January 2, 2026

Earnest Student Loans Review: Pros, Cons, And Alternatives

Earnest student loans offers student loan refinancing and private student loans with generous repayment options and low rates.

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