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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Exterior view of the Social Security Administration building with bold black signage on the facade. This image represents the structural financial challenges facing the program, including a projected trust fund depletion by 2033, which could result in benefit cuts if Congress does not enact reforms such as adjusting payroll taxes or retirement age. Source: The College Investor
February 21, 2026

Social Security Cuts: What Young Workers Face

Social Security may cut benefits by 23% in 2033. Here’s what Millennials and Gen Z need to know about payroll taxes and retirement age.

FAFSA Launch | Source: The College Investor
February 20, 2026

This Week In College And Money News: February 20, 2026

FAFSA updates, international enrollment strain, and new warnings about Parent PLUS loans shape this week’s college news.

Capitol building in Washington. The United States Senate and House of Representatives. Source: The College Investor
February 19, 2026

Lawmakers Warn Student Loan Oversight Is Slipping

Lawmakers warn federal oversight of student loan servicers is weakening, raising risks for millions of borrowers.

Harvard University | Source: The College Investor
February 19, 2026

The U.S. Is Taking Harvard To Court Again Over Race In Admissions

DOJ asks court to force Harvard to release race-related applicant admissions data after affirmative action ruling.

Outdoor sign for the Navient corporate headquarters, featuring the company logo with purple and blue letters on a white background. This image provides visual context for the article discussing the rollout of compensation checks to borrowers following the 2024 settlement between the CFPB and Navient over alleged servicing misconduct. Source: The College Investor
February 18, 2026

Navient Borrower Compensation Payments Begin In 2026

Borrowers harmed in the Navient student loan servicing case are receiving checks from a $100M CFPB settlement. Here’s who qualifies and what to know.

This illustration, from "The College Investor," shows a student in a graduation cap and gown, sitting and holding a tablet, with a financial checklist in the background. The checklist displays a dollar sign at the top, followed by two line items, each with a plus sign, representing financial considerations related to student loans for community college. This image visually reinforces the article's focus on the increasing costs of higher education, particularly for those exploring community college as a more affordable option, and the process of securing student loans to cover tuition and other expenses.
February 18, 2026

How To Find The Best Student Loans For Community College

Community college isn’t as expensive as a university, but isn’t completely free. Here are student loan options for community college.

An image of a person holding a graduation cap and law degree, representing the best law school student loans to pay for college in light of the changes to student loan borrowing limits.
February 17, 2026

Best Law School Student Loans And Rates

Understanding the best law school student loans and the best ways to pay for law school given the borrowing limit changes.

Education Secretary Linda McMahon speaks to the crowd as protesters gather outside the Supreme Court as it hears arguments over state laws barring transgender girls and women from playing on school athletic teams, Tuesday, Jan. 13, 2026, in Washington. (AP Photo/Jose Luis Magana)
February 16, 2026

86,000 Public Servants Stuck In 3-Year Loan Forgiveness Queue

A new court filing shows 86,520 PSLF buyback requests pending, pointing to a wait of nearly three years.

529 plan
February 16, 2026

How To Use A 529 Plan For Private Elementary And High School

You can now use a 529 plan for K-12 Education up to $20,000 per year to pay for your children’s private primary and secondary eduction expenses.

A woman doing yoga in a park by a lake, representing the free hobbies that you can do.
February 15, 2026

15 Free Hobbies That Require No Money But Are Fun!

Our list of 15 different free hobbies that require no money but can be a lot of fun (for you and the family).

Department of Education Secretary Linda McMahon hold a press conference, today on November 20, 2025 at Brady Room/White House in Washington DC, USA. (Lenin Nolly/Sipa USA)(Sipa via AP Images)
February 13, 2026

Education Department Reports Smaller IDR Backlog But No Forgiveness

A new court filing shows zero IDR discharges in January and a PSLF buyback backlog nearing three years.

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