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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Education Secretary Linda McMahon testifies during an appropriations hearing on Capitol Hill June 3, 2025. (Francis Chung/POLITICO via AP Images)
April 15, 2026

89,720 PSLF Buyback Applications Are Pending — But Many Borrowers Won’t Need Them

The PSLF Buyback backlog grew to 89,720 in March 2026. With a 27-month wait, many borrowers will hit 120 PSLF payments before their buyback is processed.

Education Secretary Linda McMahon speaks during a television interview at the White House, Tuesday, Nov. 19, 2025, in Washington. (AP Photo/Alex Brandon)
April 15, 2026

554,000 Borrowers Still Stuck in Student Loan Repayment Backlog Despite Record Processing

The student loan IDR backlog fell to 553,966 in March 2026, and loan forgiveness resumed with 21,200 discharges after two months of zero cancellations.

Capitol building in Washington. The United States Senate and House of Representatives. Source: The College Investor
April 15, 2026

New Bills Propose Lowering Federal Student Loan Rates Starting July 2026

Two new bills in Congress would cut federal student loan interest to 0% or 2% for 43 million borrowers. Here’s what each proposes and why it may not matter as much as you think.

Child Beneficiary
April 15, 2026

Why You Shouldn’t Name Minor Children As Beneficiaries

Naming minor children as beneficiaries can freeze funds and trigger costly court proceedings. Learn better alternatives like trusts and UTMA.

College Graduation
April 14, 2026

College Board’s Education Pays 2026 Report Confirms: A Degree Still Pays Off

College Board’s Education Pays 2026 shows bachelor’s degree holders earn $31,200 more per year. See the latest earnings data and break-even analysis.

Tony Thurmond and Sonya Christian speak at ASU+GSV Summit in San Diego, CA on April 13, 2026. Photo: Robert Farrington/The College Investor
April 14, 2026

Tony Thurmond Backs Billionaire Tax For K-14 Schools As He Runs for California Governor

Tony Thurmond and Sonya Christian discussed dual enrollment, literacy goals, and K-14 funding at the ASU+GSV Summit. Here are the key takeaways.

Life Insurance Beneficiary
April 14, 2026

5 Beneficiary Designation Mistakes That Can Wreck Your Estate Plan

Outdated beneficiary forms can override your will and send retirement savings to the wrong person. Here are 5 mistakes to fix now.

Best High-Yield Savings Accounts
April 14, 2026

Best High-Yield Savings Accounts In July 2026

We break down the best high yield savings accounts for 2026 so that you can earn the highest interest on your money easily.

StudentAid
April 13, 2026

IDR Payment Tracker Returning to StudentAid.gov After Education Department Reversal

The Education Department says it’s restoring the IDR payment tracker on StudentAid.gov, reversing its December statement. No timeline has been provided.

Early Retirement Rules
April 13, 2026

Rule 72(t): How to Access Retirement Funds Before 59½ Without Penalty

Rule 72(t) lets you withdraw from IRAs and 401(k)s before 59½ without the 10% penalty. Learn the three IRS methods and what FIRE planners should know.

Tax Software For Students And Grads
April 12, 2026

Grad School Fellowships vs. Assistantships: How Funding Works

Learn how graduate fellowships and assistantships work, who qualifies, and how to apply for funded grad school positions.

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