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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

Columbus, Ohio, USA: Aerial view of Ohio Stadium, also known as the Horseshoe, the Shoe, and the House That Harley Built, is an American football stadium in Columbus, Ohio, on the campus of The Ohio State University.
June 30, 2026

Faculty Unions Oppose 3-Year Degrees As Massachusetts, Virginia And Ohio Push Ahead

AAUP and AFT oppose three-year bachelor’s degrees as Massachusetts, Virginia and Ohio push shorter, cheaper pathways toward graduation.

Buying A House
June 30, 2026

Thinking of Using Your 529 Plan to Buy Your Kid a House? Here’s What The Rules Say

Can you use a 529 plan to buy a house or pay a mortgage for your college student? Here’s what the IRS allows — and the tax trap to avoid.

U.S. President Donald Trump speaks on the day he signs an executive order on vehicle repairs in the Oval Office at the White House in Washington, D.C., U.S., June 29, 2026. REUTERS/Aaron Schwartz
June 29, 2026

Education Department Will Cut Federal Loans From Low-Earning College Programs

The Education Department’s final rule ties federal student loans to graduate earnings. See which programs are at risk and when the changes take effect.

Student Loan Calculator
June 29, 2026

Student Loan Calculator

Use our free student loan calculator to estimate your monthly payments, see if refinancing can save you money, and more.

StudentAid Gov
June 29, 2026

Borrowers Can Now Apply For The New RAP Repayment Plan Online At StudentAid.gov

Borrowers can now apply for the new RAP student loan repayment plan online at StudentAid.gov, though the site is loading slowly during the rollout.

Governor Ron DeSantis holds a press conference at Alligator Alcatraz in Ochopee, Fla., on Thursday, June 25, 2026.
June 28, 2026

Florida Could Bar Undocumented Students From Public Universities Starting in 2027

Florida is advancing rules to bar undocumented students from its public universities and colleges, a change that could cost colleges $15M a year.

Financial Planner Using AI
June 28, 2026

Your CFP Is Probably Using AI — Here’s What You Should Expect

FPSB’s new AI guidance for CFP professionals sets expectations for consumers on advisor AI use, disclosures, and data privacy. Here’s what to ask your planner.

CFPB | Photo: rafapress
June 27, 2026

CFPB Now Requires ID Verification to File a Complaint

CFPB now requires email and phone verification to file complaints, steering credit disputes to Equifax, Experian, and TransUnion first. Advocates object.

StudentAid Gov
June 26, 2026

StudentAid.gov Goes Dark This Weekend—Days Before New Repayment Plans Launch

StudentAid.gov will be offline June 27–28 for maintenance, blocking FAFSA and IDR access days before new RAP repayment plans launch July 1.

Mom and teenage daughter going to college
June 26, 2026

Parents and College Loans in 2026: Cosigner Release and Parent PLUS Rate Changes

Parent PLUS loan rates are rising and benefits are shrinking, leading more parent borrowers to consider cosigned private college loans.

President Donald Trump speaks at a roundtable event about no tax on tips, Thursday, April 16, 2026, in Las Vegas. (AP Photo/Alex Brandon)
June 25, 2026

Federal Judge Blocks Trump’s “Professional Degree” Rule Days Before Loan Caps Hit

Judge Beryl Howell blocked the Education Department’s narrow “professional degree” rule, but the new $100K/$200K federal loan caps still start July 1.

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