Student Loan Debt Reaches $1.86 Trillion, Up $55.6 Billion From A Year Ago
Federal Reserve data shows student loan debt reached $1.86 trillion in Q2 2026, up 3.1% year over year. The quarterly dip is seasonal, not the new loan caps.
Robert’s latest articles
U.S. Teens Rank 23rd In Math, 10th In Reading On The 2026 Global Exam
U.S. teens ranked 23rd in math and 10th in reading among 91 school systems on the 2025 PISA exam. See where American students land against Singapore.
Why I Sold My Car And Now Uber Everywhere (Uber vs. Owning A Car)
The math behind Uber vs. Owning A Car and why I sold my car and take Uber or Lyft everywhere, including work.
Indianapolis Ends Its No-Zero Grading Policy: What It Means for College Readiness
Indianapolis Public Schools restored zeros for unattempted work while San Diego Unified compressed its grading scale. What both mean for college readiness.
New House Bill Blocks 4 Education Department Transfers — And Cuts McMahon’s Travel Funds
H.R. 10232 would block transfers of four Education Department offices and cut the Secretary’s travel funds. Student loan servicing is not covered.
How Much Should You Have In A 529 Plan By Age
How much you should have in a 529 plan by age to save for college for your children, including high and low contributions for public and private school.
Who Wins College Scholarships? Sallie Data Shows Early, High-Volume Applicants
Sallie surveyed 511 scholarship applicants: 63% of winners started in high school, and top winners earned a median $12,750 across 3 or more awards.
Are There Student Loans That Go Directly To You?
There are no student loans that go directly to you. In the United States, all qualified education loans must be disbursed to the college first.
Repayment Assistance Plan (RAP) Student Loan Calculator
Calculate your RAP student loan payment in seconds. Enter your AGI and dependents to estimate your monthly payment under the Repayment Assistance Plan.
New Bill Would Use IRS Data To Automatically Put Struggling Student Loan Borrowers Into Low Payments
Rep. Bonamici’s SIMPLE Act would auto-enroll student loan borrowers 75 days delinquent into the lowest-payment IDR plan using IRS data starting July 2028.
How Do You Calculate Current Net Worth Of Assets For FAFSA
Learn how to calculate and report assets for FAFSA, including cash, investments, business, and farm net worth.