Millions Leaving SAVE Could Still Owe $0 Per Month — But Most Haven’t Run The Numbers
The SAVE plan is ending, but up to 3 million borrowers may still qualify for $0 student loan payments on IBR. See the 2026 income cutoffs.
Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.
He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.
He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

The SAVE plan is ending, but up to 3 million borrowers may still qualify for $0 student loan payments on IBR. See the 2026 income cutoffs.

Americans’ confidence in higher education fell to 38% in 2026, per Lumina-Gallup. Cost, campus politics, and AI’s threat to degrees drive doubts.

Medical and dental students generally have longer grace periods on their student loans after they leave school. Here’s what to know.

Education Dept. asks court to dismiss the last lawsuit blocking the SAVE shutdown, saying borrowers skipped a free 2025 tax fix and only $1,320 is at stake.

UC’s admissions board rescinded its plan to review SAT/ACT requirements days before regents meet, with no new timeline for the testing decision.

The Department of Education updated its professional degree list again, expanding nursing program eligibility and adding Ph.D. clinical psychology programs.

The Less Bureaucracy, Better Education package would split Education Department programs across five agencies. Key impacts for students and borrowers.

Denied a student loan? Learn how to appeal, add a cosigner, unlock extra federal aid, and apply with second-look lenders like GradBridge and Funding U.

If you’re looking to make some money on the side of what you already for work, check out these high-paying side gigs. Many ideas await!

Davidson College will offer free tuition to families earning up to $175,000 starting fall 2027, joining Harvard and MIT in income-based aid pledges.

A new NBER study of 4,698 resumes finds employers view community college bachelor’s degrees the same as degrees from traditional four-year universities.
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