We love to talk about resilience, entrepreneurship, investing and growing wealthy. But what if life doesn’t go according to plan? What if your house or apartment gets swallowed by a fire? What if you get hurt and can’t work? What if you die young? It’s not fun to think about, but risk management is every […]
Tax filing season may be the single best argument for living a life of simplicity. The Federal Tax code is arcane, but state tax codes put it to shame. Answering a question as simple as, “Where do I file my state income tax returns?” becomes a confusing labyrinth that leaves the average filer casting about […]
Is investing hard? Not really. At The College Investor, we believe that lazy investors grow rich. Investors rarely need to learn about anything beyond basic asset allocation. Once you figure out some jargon and automate a habit of sensible investing, you’re set. It’s easier than ever to start investing in publicly traded stocks and bonds. […]
Our list of 15 different free hobbies that require no money but can be a lot of fun (for you and the family).
When it comes to personal finances there are so many opinions that it can be hard to decide who to listen to. However, even with these varying levels of opinions there are also some personal finance rules that are non-negotiable. Remember, when it comes to your money, it’s just simple math. I’m a big believer […]
Let me begin by sharing a scenario with you. Jared has made the decision to purchase his first home. He has excellent credit so he has no concerns with obtaining a loan for his house. Jared applies for the loan only to be rejected by the bank. He’s a little confused so he pulls his […]
ACS Loan Serving, also known as ACS Educational Services (and owned by Xerox believe it or not), is one of the largest loan servicing operations contracted by the Department of Education. In recent years, because of complaints with ACS Loan Servicing, most of their Direct Loans were transferred to other Federal loan servicers by the Department […]
The single most popular trend in investing today is passive investing. Most people associate passive investing with low cost, broad based index funds like those you can purchase at Vanguard. But can you be a passive investor with a more complex strategy? M1 Finance thinks you can. Their innovative investing platform brings together the best […]
We review Quicken 2017 For Mac and look at the new features, but honestly are still left with a lot to be desired in investment management.
This post is brought to you by CJ Affiliate’s VIP Content Service. Thank you H&R Block for sponsoring this post. While this was a sponsored opportunity from H&R Block, all content and opinions expressed here are my own. Long gone are the days of just a W-2 and filling out a simple 1040EZ. Today’s tax […]
Low cost brokerages changed the world of finance. You no longer have to be a Warren Buffett, Benjamin Graham or Peter Lynch to invest like them. This is a cause for celebration among the small investor community. Motif Investing is one brokerage committed to this change. They offer an intuitive, easy to use investment platform. […]
Have you ever thought about how you physically handle your money? I’m talking about your cash – where you put it, how crisp and organized your keep it, how you hand it to others. Have you ever thought how you physically handle your money could be a reflection of your money mindset – and it […]
Asset allocation refers to the overall mixture of stocks, bonds, and asset classes in your portfolio, and it’s the biggest success factor.
There’s no more quintessential stereotype than the college student waiting tables to help cover tuition, or maybe even staying in the restaurant business after graduation while waiting for the big break to come through. Many students blow off their time in the food service as little more than an exercise in character that throws them […]
Every new investor faces two challenges: The barrier to entry being too high Not having the slightest idea of what to actually invest in It’s no secret that investing jargon can sound like a foreign language. This can deter many people from ever taking the time to learn what they actually need to know. On […]
I had an interesting conversation with a reader of The College Investor a few weeks back and I wanted to highlight an important aspect of investing that may be missed: laziness. The dialogue started with the reader asking me if I thought it was okay to speculate with my portfolio. My answer: no! In fact, I […]