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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

President Donald Trump speaks at a roundtable event about no tax on tips, Thursday, April 16, 2026, in Las Vegas. (AP Photo/Alex Brandon)
June 25, 2026

Federal Judge Blocks Trump’s “Professional Degree” Rule Days Before Loan Caps Hit

Judge Beryl Howell blocked the Education Department’s narrow “professional degree” rule, but the new $100K/$200K federal loan caps still start July 1.

United States Secretary of Education Linda McMahon waits for US President Donald J Trump to speak at a rally to kick off the 16-day Great American State Fair as part of Washington, D.C.'s celebration of the nation's 250th birthday on the National Mall on Wednesday, June 24, 2026. The rally will include military flyovers, musical performances from Lee Greenwood and Christopher Macchio, and the U.S. Army Band, the U.S. Marine Band and Armed Forces choirs. Bonnie Cash/POOL via CNP/INSTARimages.com
June 25, 2026

Borrowers Sue to Stop SAVE Plan’s July Shutdown as Forced Plan Switches Loom

Four borrowers seek to block the SAVE plan shutdown and force loan forgiveness, but past borrower lawsuits over SAVE and REPAYE haven’t reversed the wind-down.

This detailed graphic illustrates the concept of 529 plan tax benefits, specifically focusing on contributions. The image features a prominent blue calculator on the right, with the word "TAXES" clearly displayed on its screen, symbolizing financial calculations related to tax deductions. In the background and to the left, various financial elements are depicted in a light blue and white color scheme, including stacks of coins and bills representing savings, bar graphs indicating growth or deductions, and pie charts suggesting financial allocations. These elements collectively emphasize the financial advantages and rules associated with 529 plan contributions for college savings. The overlay text, "OFFER A 529 PLAN CONTRIBUTION TAX DEDUCTION," highlights the article's central theme: how certain states provide tax incentives for contributions to 529 plans, including tax deductions and credits.
June 25, 2026

Tax Deductions For 529 Plan Contributions By State

Find out what a 529 plan is and also the tax benefits for your state. Also learn some more details regarding a 529 plan right here!

March 20, 2026, Huntington Beach, California, USA: Rep. ANNA PAULINA LUNA (R-FL) speaks to city officials and residents at a GOP fund raising event in Huntington Beach, California. (Credit Image: © Ron Lyon/ZUMA Press Wire)
June 24, 2026

Bipartisan Push Would Cap Federal Student Loan Interest at 2%

A bipartisan discharge petition aims to force a House vote on capping federal student loan interest at 2% as payments climb for millions July 1.

Entrance and sign to the University Connecticut.
June 24, 2026

UConn Freezes Tuition for Second Straight Year Despite $83.5 Million Budget Gap

UConn freezes tuition for a second year while closing an $83.5M budget gap through hiring limits, clinical revenue, and one-time funds. Here’s what it means.

Money And Interest
June 24, 2026

What You’ll Actually Earn With CIT Bank’s 4.10% APY: $5k To $100k

Six months at 4.10% APY pays $102 on $5,000 — about $2,030 on $100,000. Here’s what CIT Bank’s boost actually puts in your account.

A visualization of international students in the United States subject to Visa policies.
June 24, 2026

DHS Set to End ‘Duration of Status,’ Capping International Student Stays at 4 Years

DHS is set to end “duration of status,” capping F, J, and I visa stays at four years and requiring USCIS extensions for longer programs like PhDs.

Education Secretary Linda McMahon testifies during an appropriations hearing on Capitol Hill June 3, 2025. (Francis Chung/POLITICO via AP Images)
June 23, 2026

States Push to Block New PSLF Employer Rule Before July 1 Deadline

States ask a federal judge to block the new PSLF employer rule before July 1 as the Education Dept. adds a perjury attestation to certification forms.

Tired student loan borrower waiting on SAVE | Source: DmitryPoch
June 23, 2026

SAVE Student Loan Plan Timeline Estimates: What To Expect

Student loan borrowers stuck in SAVE face an upcoming deadline in late 2026 to change their repayment plans.

College students on campus, reflecting the latest trend of capping tuition at a percentage of AGI.
June 22, 2026

Whitman College Caps Tuition at 10% of Income — No Cutoff Like Harvard or MIT

Whitman College will cap tuition at 10% of family income starting in 2026–27, with no income limit — a sliding-scale alternative to free-tuition cutoffs.

free college applications
June 22, 2026

Free College Applications: Colleges With No Fees Or Fee Waivers

There are hundreds of colleges that offer free college applications, or offer college application fee waivers to eligible students.

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