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Robert Farrington

Robert Farrington is America’s Millennial Money Expert® and America’s Student Loan Debt Expert™, and the founder of The College Investor, a personal finance site dedicated to helping millennials escape student loan debt to start investing and building wealth for the future. You can learn more about him on the About Page or on his personal site RobertFarrington.com.

He regularly writes about investing, student loan debt, and general personal finance topics geared toward anyone wanting to earn more, get out of debt, and start building wealth for the future.

He has been quoted in major publications, including the New York Times, Wall Street Journal, Washington Post, ABC, NBC, Today, and more. He is also a regular contributor to Forbes.

Robert’s latest articles

U.S. Sen. Ted Cruz (R-TX) speaks during a Senate Committee on Foreign Relations hearing to examine pending Presidential nominations on July 30, 2026 in Washington, D.C. (Photo by Samuel Corum/Sipa USA)
October 6, 2026

Senate Bill Would Eliminate The $35,000 Cap On 529-To-Roth IRA Rollovers

Senators Cruz and Rochester’s bill would eliminate the $35,000 lifetime cap on 529-to-Roth IRA rollovers. What changes, what doesn’t, and the math.

College Affordability Map
October 6, 2026

Only One In Three Public Four-Year Colleges Is Affordable For Low-Income Students, NCAN Finds

NCAN’s 2026 Affordability Gap report finds just 32% of public four-year colleges are affordable for low-income students, with an average gap of $1,801.

Campus Walkway on the campus of Loyola University Chicago.
October 6, 2026

The Six Biggest Money Derailers In College (And How To Avoid Them)

A fifth year at an in-state public costs about $25,850 in tuition, housing and food. Here are the six college money derailers that add cost, and how to plan around each one.

Oct 3, 2026; College Station, Texas, USA; Arkansas Razorbacks wide receiver CJ Brown (3) runs a route during the first half against the Texas A&M Aggies at Kyle Field. Mandatory Credit: Maria Lysaker-Imagn Images
October 5, 2026

College Athletes Earned $1.77 Billion In The First Year Of Revenue Sharing

College Sports Commission data shows schools paid 34,915 athletes $1.77 billion in the first year of revenue sharing, about $50,700 each on average.

Rear view and soft selective focus of the graduates in the graduation commencement ceremony receiving diploma degree certificate.
October 5, 2026

The College Wage Premium Just Fell To Its Mid-1990s Level, And AI Explains A Third Of It

The U.S. college wage premium fell to its mid-1990s level from 2022 to 2026, a new study finds, with AI explaining a third as student debt hits $1.86T.

student loan default
October 5, 2026

How To Get Out Of Student Loan Default

9.3 million federal borrowers are in default. Collections are paused for now. Here’s how rehabilitation and consolidation work in 2026, and which one fits you.

Man photographing bronze statue of Bruin with smartphone at campus of UCLA with college building in the background.
October 4, 2026

Justice Department Finds UCLA Law School Used Race In Admissions

DOJ says UCLA Law favored Black and Hispanic applicants over white and Asian ones for its 2023-2025 classes, with Black applicants getting 7x the odds.

The campus of the University of Texas at Austin
October 3, 2026

Record-Low 31% Of Americans Say College Is “Very Important,” Gallup Finds

Gallup: just 31% of Americans now say college is “very important,” down from 70% in 2013, as 29% call it “not too important” amid cost concerns.

School Students hands taking SAT exam, writing examination holding pencil on optical form of standardized test with answers sheet doing final exam in classroom.
October 3, 2026

SAT Scores Rise For A Second Straight Year As The Test Turns 100

The College Board says the class of 2026 averaged 1045 on the SAT, up 16 points, with gains in Reading and Writing and Math as the SAT marks 100 years.

What Student Loan Borrowers Need To Know About Taxes
October 2, 2026

Is $5,500 Really All My Kid Can Borrow For College?

Dependent undergrads can borrow $5,500 their first year, a limit unchanged since 2008. Here’s what the caps cover, what changed in 2026, and how much to borrow.

October 2nd jobs report featured image using the chart of the year-to-date unemployment rate
October 2, 2026

September Jobs Report: 29,000 Jobs Added As BLS Cuts 60,000 From July And August

September jobs report: employers added 29,000 jobs, unemployment hit 4.2%, and BLS cut 60,000 from July and August. Why revisions keep going down.

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  • UC San Diego, Bachelor of Arts in Political Science
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