More Posts by Robert Farrington

Investing Tip #87: Invest in One or Two Growth Funds

Growth Funds invest in growth companies which are expanding profits and earnings. Select one or two highly rated growth funds and invest a small amount periodically. Let your money compound over a long period. If you want to learn more check out these resources: The Ultimate Guide on When to Make Traditional vs. Roth IRA [...]

How Much Should You Pay In Rent?

I’m not a fan of cutting costs, but I’m also not a fan of overpaying for things that you don’t really need.  But housing is something you really need – you can’t be homeless.  But how much do you really need to spend on rent and housing?  It’s not as much as you think. Earlier [...]

Investing Tip #86: Learn Peter Lynch’s Strategies

The methods incorporated by Peter Lynch are extremely simple and can be put into practice even by those who are new to this field. His book, Beating The Street, explains his own strategies for investing and offers advice for how to pick stocks and mutual funds to assemble a successful investment portfolio.  ‘Peter’s Principles’ will provide [...]

5 Tips for Saving on Big-ticket Items at Best Buy

Let’s face it. There are some things that just come with a big price tag. Televisions, computers, and other home electronics can cost hundreds, sometimes thousands of dollars. The saying “you get what you pay for” is usually true, and if you want a quality product, it’s worth the expense. That being said, you should [...]

Investing Tip #85: Avoid Over Diversified Companies

Avoid investing in companies diversifying beyond their core competence. Such companies try to sustain growth through aggressive acquisitions. The acquisitions may dilute your shareholdings if acquisition cost is paid with the issuing of new stocks. If you want to learn more check out these resources: How to Turn Down $3 Billion at 23 Years Old 4 [...]

How Much Student Loan Debt Students Have and How Much They Make

I’m really excited to announce a new initiative here at The College Investor.  It’s something that I’ve always been curious about, and I know a lot (and I’m talking a LOT), of readers have emailed me about.  However, I never quite knew the best way to go about figuring this out. Well, today, I’m giving [...]

Investing Tip #84: Stay Away from Hot Stocks in the Hottest Industry

Hot stocks and hot industries are constantly in the news. And everyone talks about them. Peter Lynch tells, “Hot stocks go up fast, usually out of sight of its actual value, but they fall just as quickly”.  Hot stocks are a dime a dozen. If you’re investing for the long term do your homework and go [...]

Investing Tip#83: Read Benjamin Graham’s “Security Analysis”

The classic book “Security Analysis” remains as relevant today as when first published 80 years ago in 1934. It contains teachings of Benjamin Graham, “the father of value investing,” and is applicable to a wide diversity of market conditions, countries, and asset classes. It shows you a road map for investing to follow. If you [...]

Investing Tip #82: Read Peter Lynch’s Book “One Up On Wall Street”

The book “One Up On Wall Street” ranks as one of the best investment primers ever for small investors. Peter Lynch guides you on developing strategies in buying, selling and holding equities with a preference for value investing in companies that have sound fundamentals.  His investing philosophy generally resembles the value investing and is largely [...]

4 Things You Need to Protect Your Finances

In an earlier post, we conducted a reader poll to find out what you would consider a financial disaster. The situation mentioned most often was job loss coupled with either the inability to pay bills, or having to be the sole breadwinner as the result of someone else’s job loss. While job loss is definitely a [...]

Investing Tip #81: Use Graham’s “Margin of Safety”

Success of value investing largely depends on the correct estimation of the intrinsic value of the stock. Graham’s margin of safety, the difference between a stock’s price and its intrinsic value, provides you cushion against estimation errors. The farther the purchase price is below its intrinsic value, the greater the margin of safety against future [...]

Investing Tip #80: Use Graham’s Magic Multiple

You can use Graham’s Magic multiple to pick stocks. This multiple is just the multiplication of the two most commonly used valuation ratios, PE and PB. Choose stocks with Graham’s multiple that are less than 22.5. If you want to learn more check out these resources: The 5 Minute Summer Portfolio Jump Start The Value [...]

How Student Loans Are Different In The UK vs. The US

You’re probably not surprised that UK students get students loans, just like American students.  But what you may be surprised at is how their system for paying for college is much more efficient, resulting in lower overall education expenses and less burden for student loan borrowers after graduation. Let’s take a basic look at how [...]

Microsoft Office 365 is a Student’s Best Companion

Brought to you by Microsoft Office Whether you’re preparing for college this fall or a current student, Office 365 makes for a great companion to help you study smarter, stay more organized and manage your social life efficiently. With the ability to access all of your information whenever and wherever, you’ll always be set up [...]

How Video Conferencing Helps People in Rural Communities

Video conferencing has opened the digital doorway to information and services for people living in rural communities in the U.S. and around the globe. From virtual learning where schoolchildren talk with foreign students in real time, to medical specialists helping people in need—video conferencing bridges the gap, bringing people and services together. Using innovative technology [...]