More Posts by Robert Farrington

Stop Paying For Student Loan Consolidation

Over the last month we have been getting bombarded with reader questions about student loan consolidation.  It seems that a lot of companies are advertising on TV and other places that they can “help you consolidate or get rid of your student loans”.  But you know what?  That help comes at a cost – and [...]

Investing Tip #118: Keep the Winners

Do not sell stocks after they have increased by a certain percentage. Instead, keep your top performing stocks forever. Peter Lynch says much of his overall success was due to a small number of stocks in his portfolio that returned big. If you want to learn more check out these resources: Investing for Millennials The Neatest [...]

The Easiest Way To Find Great Companies To Invest In

Thinking and finding companies to invest in can be hard.  That’s why I wanted to share with you the best way to find great companies that you can invest in right now.  It doesn’t require diligent research; it doesn’t require vast investment knowledge; and it doesn’t require any special skills.  All it requires is a [...]

Investing Tip #117: Park Money in Money Market Mutual Funds

Money market mutual funds are an open-end mutual fund which invests only in money markets securities and other short-term securities, usually of less than 30 days maturity. They are very liquid and provide good returns. If you want to learn more check out these resources: Comparing Stocks, ETFs, and Mutual Funds The Trouble with Target Date [...]

3 Stock Market Investment Options

While stock market investment may have been historically associated with experienced traders or those approaching retirement, the financial landscape has changed considerably in the last decade. In fact, technological advancement and the removal of numerous barriers to entry has actually made stock market trading far more accessible to a younger demographic. This does not mean [...]

Masters Degrees: What You Need to Know About Benefits and Financing

With the soaring cost of college tuition, many people are opting for full-time jobs, especially in these unstable economic times. Although the savings are significant, not attending college is just not smart, according to most education experts. At all levels of employment, a master’s degree comes with a marked increase in pay and career advancement. [...]

Investing Tip #116: Ignore Short Term Movements

Don’t panic when your investments show short-term downside movements. When tracking the activities of your investments, you should look at the big picture. Remember to be confident in the quality of your investments rather than nervous about the inevitable volatility of the short term. If you want to learn more check out these resources: Cash [...]

Investing Tip #115: Low P/E Does Not Mean Undervalued Stock

P/E ratio is a common measure of how the market currently values the firm’s earnings. It is a ratio between market price per equity share and earnings per share. But a low P/E ratio doesn’t necessarily mean a stock is undervalued, nor does a high P/E ratio necessarily mean the stock is overvalued. Look at [...]

Investing Tip #114: Minimize Investing in 457 Plans

Though 457 Plans are similar to 403(k) and 403(b) plans, the contributions under 457 plans get mixed up with the organization’s fund. These are not kept separate. If the company faces a  financial crunch, your retirement fund would be at risk. Protect yourself and minimize investing in 457 plans. If you want to learn more [...]

Investing Tip #113: Use a 403(b) for Your Retirement Plan

If you are working for a non-profit organization such as educational institution, church and charitable organization, use 403(b) plan for retirement savings.  This is similar to a 401(k) plan. Put the maximum savings allowed into a tax-deferred investment account. Allocate money in your plan depending on the amount of risk you wish to expose your [...]

Weird Stock Market Indicators

There are a lot of odd hypotheses and weird indicators when it comes to stock market performance over time.  I thought it would be fun to share a few that have actually been pretty successful over time (there are, of course, thousands of others that are not as successful).   Who knows, maybe there is some [...]

Investing Tip #112: Use a 401(k) for Your Retirement Plan

If you are working for a profit organization, use a 401(k) plan for retirement savings. Put the maximum savings allowed into a tax-deferred investment account. Be sure to contribute enough money to get the employer match if offered by your company. Allocate the money in your retirement plan depending on the amount of risk you are [...]

Investing in Real Estate: What You Should Know

Investing in real estate can be very profitable, but for the novice, it’s a good idea to get some sound advice before taking on another mortgage. There are blogs written by experts such as Huffington Post writer Dean Graziosi that share techniques for investing in real estate and generally educate people about this kind of [...]