A prepaid debit card may help you better track & control your spending. Find out how it works along with the top cards on the market.
Few people are surprised when college students make poor financial decisions. After all, college is a time to make mistakes, learn from them, and become a better person, right? Unfortunately, too many college students commit drastic financial errors that haunt them for decades of their adult lives. Because an overwhelming percentage of students are totally […]
Amazon Student is a game-changer for college students who are looking to glean the benefits of Amazon without having to pay the high yearly fee that comes with Amazon Prime. Amazon Student costs $49 per year, a 50% discount from the normal Amazon Prime fee. Amazon Student has roots from back in 2010 when the e-commerce giant realized that […]
Frugal living is a great idea, but it won’t make you rich and wealthy. It can save you money, but to build real wealth you need to earn more money as well.
If you’re one of the 80% of taxpayers who will be receiving a tax refund this year, chances are you’re debating what to do with the money (you can find out when you should expect to receive your tax refund). Rather than spend the money frivolously, why not use it to boost your bottom line? […]
Identifying your spending personality is the first step to changing your behaviors. Here are four types of spending personalities. Which are you?
Here are five items that are just plain difficult to buy and deal with, and no matter what, the company and salesman never make it easy to buy quickly.
As a self-proclaimed frugal minimalist, I enjoy living with less and being careful with my money. But I wasn’t like this naturally. As soon as I started working, I thought of my money as fun money and spent it on little luxuries to keep myself entertained. I was young, careless, and still living with my […]
I’ve been venturing out into the malls over the last few weeks to finish my Christmas shopping, and I’ve noticed a trend – more and more stores are pushing their loyalty programs onto consumers. To me, I feel like this is a bigger push than ever before. From signing and marketing throughout the stores, to […]
Can you believe that there are only two months left in 2014? Where did the year go… It seems like just yesterday we were talking about taxes (oh, because we were talking about taxes – early filers…). Anyway, now is the time to start making some end of the year plans, especially when it comes […]
Money and romance. Why is it that our society seems to be clueless about the former and starved for the latter? Why is it that the moment these two topics are combined, the result can sometimes be as gut-jarring as a breakup? I believe it’s partly due to our society’s warped perspective that in order […]
I love Costco! In fact, I have highlighted before how you can use Costco to Save. Well, after a recent rip to Costco, I discovered how it is great for college students to save as well! The Best Costco Membership For College Students The tough part about shopping at Costco is that it requires a […]
My biggest philosophy in personal finance is front loading your life. But I’m not perfect. I’ve hinted at my first car purchase, but let me go into more detail about it. This single purchase probably set me back $10,000 to $20,000 more than it should have, at a time when I didn’t need to waste […]
When it comes to personal finance, there are definitely times when you can feel burnout. Take me for example: I tend to do things in extremes. One month I might be tracking every dollar I spend and pinching pennies to the extreme. Then I get a case of financial burnout (and dare I say, a little […]
Do you need more money? If your answer is yes, you’re presented with two options: earn more money or slash your budget. While both options are good, it takes a lot less effort to cut expenses than it does to earn more money. And surprisingly, it’s the small things that make a huge difference in […]
Have you completed your Christmas shopping yet, or are you still scrambling to get it all done? If you’ve completed it, did you manage to stay within budget? If you’re like most Americans, the answer is no. That means come January, you’ll go out to get the mail every day with fear in your heart. […]
The IRS claims that the average tax refund for individuals is almost $3,000. For many Americans, that is a windfall amount of money to receive — almost like a raise. While I don’t technically condone any of these ways to spend $3,000, I would love to hear stories if anyone has tried to do these! 1. […]
Too many times I’ve heard the same words: “I don’t really think about my finances and I think everything will work out in the end.” I’ve heard this with college education funding. I’ve heard this with student loan debt. I’ve heard this with saving for retirement. It’s starting to get frustrated how often I’m hearing the words: […]
There are two diametrically opposed camps among personal finance writers, bloggers, and professionals: those who tout the benefits of minimizing your spending and cutting costs wherever possible, and those who propose finding ways to maximize your income and earn more money to cover the lifestyle you want. Some bloggers take an approach which blends these […]
Money problems plague all of us, and not all of them have to do with unexpected expenses. In fact, most money problems we create are self imposed. Why do I talk about money problems? Having money problems keeps you from getting out of student loan debt, prevents you from saving, and ultimately, prevents you from […]
There are a hundred different ways to save a couple of dollars. There are even more ways to invest a couple dollars. I read a lot of them, myself. Every day, I’m learning that there are a myriad of ways to save or invest my hard earned money. But it makes me wonder. Why do […]
If you’re in college, right now is the probably the most difficult time of the year for your budget. I know it was my most difficult budget time, because I’d already spent the little money my parents gave me, I was working less because I needed to study and take quizzes, and I had already […]