Members of the military have unique financial needs and the USAA Federal Savings Bank offers a wide variety of financial solutions.
Receiving graduation money can be exciting and you can save or invest your graduation money to improve your finances.
Clarity Money has the story right. Managing checking and credit accounts, bills and more is time consuming. Inconsistent incomes and lumpy bills turns financial management turns into a nightmare. And many people are struggling with it. The Clarity Money App wants to be the technological advocate that streamlines your finances. Their platform offers big savings opportunities. However, […]
Let’s face it – college is expensive. Here are four of the smartest ways to save money as a student.
If you’re struggling to save more money, you can use these money hacks to trick yourself into saving and see more wealth building in your bank account.
Our friend J. Money from Budgets are Sexy talks a lot about living on half your income. He extols on the financial freedom it can bring, and how much happier you’ll be having money in the bank. Yes, living on half your income will let you keep more money in the bank – since you’re […]
There’s no particular reason why the new year ushers in change for so many people. It’s an arbitrary designation, and nothing really changes when the clock strikes midnight on January 1st. But much like moving to a new city, starting a new job or making new friends, a new year can provide the spark we […]
When my husband and I combined our finances, our first goal was to start saving for an emergency fund. At that point, we were planning to quit our jobs, move to Colorado and become self-employed. To do that, we really needed an emergency fund as a safety net…but we would also need a “go to hell” […]
I celebrated my first Father’s Day this past weekend. I had a great day celebrating with my family, but the entire day I was stuck thinking about the future and how my life has changed. Am I providing well enough for my family? Am I preparing well enough for the future? Are we saving enough for […]
Student loan debt is a particularly dangerous financial burden, because it’s usually the first form of debt someone encounters. It’s also one of the largest. It can be hard for an 18-year-old high school grad to grasp the reality of that debt, and many freshman find themselves treating their loans as free money. That usually […]
When I got my first ‘real job’ I felt like I was rich. Looking back this was far from accurate. I was earning less than $20,000 per year and living paycheck to paycheck in a big way. In fact, my entire paycheck was usually gone the day before I received my weekly pay. My gas […]
No matter how hard some people try to make personal finance all of the concepts are pretty darn simple. You don’t need to be a certified financial planner and you certainly don’t have to hire one to come up with your own financial plan. In fact, over the past years I have found that three […]
Picture this: You’re earning $50,000 a year but for one year you decide to stretch your budget to the max and live off of a meager $20,000. Let’s say that around 10 percent of your salary goes to taxes. That leaves you with $20,000 in savings – to do whatever you want to do with. […]
When you’re young – say during college or in your 20s and 30s – life insurance is the least likely thing on your mind. Seriously, I’ve yet to meet a college student or recent graduate who’s given any thought to life insurance. But there are a lot of reasons why a millennial should consider life […]
By the time retirement rolls around, most Americans have saved less than half of the amount that experts recommend. Instead of being an unprepared statistic, make a resolution to max out your retirement savings, and let compounding interest bolster your savings. The IRS changes annual retirement contribution limits each year. As a result, it can […]
Over the last few years, I’ve really given a lot of thought to what it takes to get rich and grow wealth. I’ve spoken with countless millionaires, I’ve coached clients through my programs, I’ve helped people on my forums, and I’ve responded to over 5,000 reader comments on this site. In each instance, there are […]
While personal finance guidelines like paying yourself first, saving for a rainy day, and investing as much as possible are all great advice, they’re simply not practical for everyone. If you are barely making ends meet the last thing you’re going to be doing is saving for retirement or stashing away money for your kid’s college education […]
With Christmas right around the corner there’s a good chance you’re starting to feel the stress that comes along with the gift giving season. While I love Christmas it’s not a reason to go into debt. It happens on the same day every single year. It’s not an unexpected expense and it’s surely not a […]
Being young is great in many ways. But you don’t tend to have the wealth and financial sense that older, more experienced people have. And it’s easy to make decisions at this age which will make future wealth difficult to attain. If you are determined to make some respectable money in your lifetime, it’s important […]
Does getting one month ahead financially sound like a fantasy? It doesn’t have to be. A recent study commissioned by Discover Personal Loans found that many respondents understand the importance of paying off debt and increasing their savings but aren’t making near the progress on those goals that they’d like to. This isn’t surprising. Especially […]
Watching your finances can be challenging. The process requires time and discipline. Finances can be particularly difficult for college students and people who are starting careers. Your smart decisions about finance now can have a huge impact over your lifetime. Create a plan When faced with a challenging problem, it helps to have a plan. […]
Tuition and fees are on the rise, and this trend isn’t going to be letting up any time soon. With the rising cost of living in almost all states in the country, most parents with children are beginning to worry about their loved one’s prospects of education and their ability to pay for college. The […]