In this Credible mortgage review, you’ll learn about this unique marketplace where you can discover your options for mortgage refinancing.
We break down our picks for the best places to refinance your mortgage – both to cash out and find lower rates in 2019.
Do you have student loan debt and are trying to get a mortgage? Learn how to get an FHA mortgage loan and the factors involved.
There are many factors to consider when you’re trying to save for a house while paying down student loans. Here’s a great place to start!
When shopping for a mortgage, time is essential. You want to get the best rate and loan program possible, but you’re also under a deadline to remove your loan contingencies and get your financing in order.Quicken Loans might be the most well known online mortgage lender. You see their commercial on TV, and their advertising […]
Looking into getting a mortgage? Here are the top 7 online mortgage lenders you should consider financing your new home with.
I’m a firm believer that you shouldn’t lend money to anyone for a personal reason. Lending to a business is an investment, and should be treated like an investment, but lending to a friend or family member is different, and should not be treated as an investment. The reason this topic comes up at this […]
While we normally talk about student loans on this blog there’s another huge debt most of you will take on at some point in your life (if you haven’t already.) That debt is a mortgage. Personal finance is very personal. Depending on who you ask paying off a mortgage early could be a great move […]
It’s the dream of a lot of college graduates – get a good job and save to buy a home. But a lot of college graduates also have student loan debt, and this debt could prevent them from buying a house. That makes it tough to qualify for buying a house. While a student loan, […]
Last year, I helped answer a reader’s question about applying for a mortgage while on Income Based Repayment. However, over the last several months, I’ve been getting bombarded with questions about how student loan debt impacts your ability to get a mortgage. Maybe it’s because the housing market is improving, or maybe it’s because people […]
Welcome to another reader question! This question comes from John, who is trying to get a mortgage while being on an income based repayment (IBR) plan for his student loan debt. Here is John’s story and the question: I have about $80,000 in student loan debt and am currently on the Income-Based Repayment Plan (IBR […]
This is a guest post from Dominique Brown, a financial planner and personal finance blogger who writes at Your Finances Simplified. “Buyer’s market” is perhaps the best phrase to describe the housing and mortgage markets today. If you are buying a home today, you will be able to take advantage of low interest rates and […]
In recent years, consumers have grown overwhelmingly reluctant to purchase a new home, and for good reason. Although property values and mortgage rates are at all time lows, unemployment is at an all-time high. This is consistent throughout the United States, where families feel a greater level of anxiety each day about the consequences of […]
With interest rates so low, and going lower by the day, many people are thinking about refinancing their homes. One ploy that mortgage companies use to incentivize refinancing is the “No Cost” Refinance. Most people know that getting a mortgage involves costs: fees, escrow, appraisal, etc. When calculating your return on refinancing, most people look […]
What ever happened to individuals taking care of themselves? What ever happened to leadership and accountability in America? It seems to have gone away… I’m a big proponent of personal accountability and leadership accountability. One of the things I live by is the 10 Steps of Accountability. It really defines what accountability is, and where […]
You might have heard people asking, “Should I refinance my home now?” You might wonder if you should actually think about the same thing yourself. With interest rates still being at near historic lows, and home prices back near all time highs, it can make a lot of sense for some people to refinance their […]
When it comes to where you put your money, it can be hard to pick between a credit union and a bank. They look the same on the outside, but are they really the same type of financial institution? Which one is better for your savings and checking accounts? Here is the low down on […]