It might be difficult to stay motivated with money when you’re in the PSLF program. Here are some tips to help you succeed!
If you’re frustrated because your job doesn’t pay you enough money, it’s time to take action. Here are some ideas to help you increase your income.
eCampus offers a variety of services similar to a bookstore: online book rental, used books, selling back your old textbook.
Knowing how to manage money properly is a MUST & can either make or break your financial goals. Here are 5 money musts you need to know.
Let me begin by sharing a scenario with you. Jared has made the decision to purchase his first home. He has excellent credit so he has no concerns with obtaining a loan for his house. Jared applies for the loan only to be rejected by the bank. He’s a little confused so he pulls his […]
Investors (like all humans) possess built-in mental “handicaps” that poison their decision-making. The sunk cost fallacy, hindsight bias, and anchoring are just a few of the most problematic. Yet perhaps even more troublesome than these errors is the phenomenon known as “mental accounting.” Mental accounting refers to the tendency of humans to develop and make […]
January is one of my favorite times of the year – for a financial blogger – because a majority of people start thinking about their money again. And when you start thinking about your money, the key place to start is organization. Over the years, I’ve tried everything possible to organize my money. I’m talking […]
It’s currently estimated that there are about 3,000,000 millionaires in the United States today. And given that there are about 300,000,000 Americans according to the latest Census data, that means about 1 in 100 are millionaires. Even more startling is that means that you probably know someone who is a millionaire, and you probably live […]
Every brokerage account has what is called a “sweep” feature or sweep account. It can be both a benefit or a detriment depending on how you use it and what options you selected when you set it up. When you setup a new brokerage account, you usually have to assign what you do with your […]
The following is a guest post from Martin of Studenomics, where he shows you how to save money in your 20s without missing out on the fun. “Nobody ever told me that in college.” I wish that I could attribute this quote to one person. I’ve heard this from so many readers and friends. There’s […]
One of the common “main stream media” myths about why millennials aren’t investing is because they are scared. They’re scared of losing money in the stock market. They’re scared of not know what to do, what tools they should be using, and don’t think they can learn the Wall Street jargon. They’re scared of shady […]
When you’re young – say during college or in your 20s and 30s – life insurance is the least likely thing on your mind. Seriously, I’ve yet to meet a college student or recent graduate who’s given any thought to life insurance. But there are a lot of reasons why a millennial should consider life […]
The Fraud Research Center estimates that Americans lose $40-$50 Billion dollars to fraud every single year, and up to 17% of the adult population falls victim to some form of financial fraud in a given year. Most of us believe that we’re too smart to fall prey to financial fraud, but successful fraudsters trick smart […]
I’m a firm believer that you shouldn’t lend money to anyone for a personal reason. Lending to a business is an investment, and should be treated like an investment, but lending to a friend or family member is different, and should not be treated as an investment. The reason this topic comes up at this […]
Imagine a beautiful day: warm, sunny, everything you could ask for. So, you look at your phone to see what the weekend is going to be like and you see this: What comes to mind? Do you find yourself saying, “well, at least today and tomorrow are beautiful days.” Or, do you say to […]
I’m a big believer in starting to invest early. It’s one of the smartest ways to build wealth. But when I talk to millennials, fear is holding them back from starting to invest. The #1 fear I hear almost every week is this: I’m afraid to start investing because I’m afraid of losing all my […]
As most young adults make the transition from living at home and going to school, to getting their own place and landing their first jobs; many of their parents are starting to make the transition from working full time to retirement. This can be a challenging time for both parties, but if you arm yourself […]
One of my biggest focuses to build wealth is simply earning more money. For many, that involves creating a side hustle. For some, that side hustle or passion can turn into a full time gig. In some cases, that can turn into something very lucrative. I’ve always been curious about how to become self employed. The thought […]
If you’re one of the 80% of taxpayers who will be receiving a tax refund this year, chances are you’re debating what to do with the money (you can find out when you should expect to receive your tax refund). Rather than spend the money frivolously, why not use it to boost your bottom line? […]
When people are broke and poor, they make bad money and relationship choices. Here are five jerk money moves that set the record for poor behavior.
Building real wealth in your twenties involves getting out of debt, having a positive net worth, investing, automating money, and not stopping hustling.
You’ve probably heard that, as humans, only use 10% of our brain. Perhaps it’s the other 90% that actually knows how to manage money. Because we suck at it. To be honest, your brain isn’t that great at a lot of things. Don’t take that as an insult— I’m sure you’re an extremely smart individual […]