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Over the past couple of years I’ve worked to save up enough money for a healthy emergency fund. I now have roughly six months’ worth of savings and I’m still adding extra money to the account. My next big goal is to save for an investment property. I still have a ways to go before […]
Have you heard of the Rule of 72? Maybe if you go back to your college finance class? And even if you did remember it, you probably haven’t thought about it since then – especially in an investing context. However, the Rule of 72 is a great tool that every investor should use – it […]
According to the nonprofit American Student Assistance, there are approximately 37 million people with student loans in the United States today, and the average balance is about $24,000. Friends, this is not good debt. And Congress would like to double the student loan interest rate on federal student loans, starting in July. The terms on […]
It now seems as though interest rates may soon head higher, if not because there is hardly a chance rates can go lower, but because the economy may have reached an inflection point. Economic data is stronger than at any point in the last few years. Home prices are rising quickly. Home sales are improving, […]
Last week, I got a letter in the mail from ACS. It said, “Congratulations! Our records indicate that you have successfully paid off your student loan.” I was thrilled, to be sure, but on the other hand, I’m 31 years old. I felt like I should have paid this off years ago. I hardly resemble […]
A lot of college students borrow money to pay for their higher education expenses. However, it can prove to be overwhelming if you graduate with student loan debt hovering over your head. Here are ten tips to help you pay off your student loans in a shorter amount of time so that you can live […]
Over the last several months, I have been looking at the real estate market in Portland. Last week, I put in an offer. I didn’t end up getting the place, but I am not sad about it. I decided to back off, and stop looking for a while, and see where life takes me. When […]