Homeowners insurance can be expensive. If you’re looking to cut those costs, here’s how you can compare quotes annually.
If you don’t know whether you have the right insurance products, I recommend Policygenius as an independent insurance broker. Here’s why.
Insurance is one personal finance topic that often gets glazed over. I’ll be the first to admit, insurance is not always exciting. Nobody checks their insurance statement each month with the same kind of excitement or hope they do with savings or investing statements. Even though insurance isn’t the most exciting part of a financial […]
When you’re young – say during college or in your 20s and 30s – life insurance is the least likely thing on your mind. Seriously, I’ve yet to meet a college student or recent graduate who’s given any thought to life insurance. But there are a lot of reasons why a millennial should consider life insurance: […]
Over the last few years, I’ve really given a lot of thought to what it takes to get rich and grow wealth. I’ve spoken with countless millionaires, I’ve coached clients through my programs, I’ve helped people on my forums, and I’ve responded to over 5,000 reader comments on this site. In each instance, there are […]
Everybody talks about Spring Cleaning…but what about Fall Cleaning? Nobody talks about Fall Cleaning. Well, when it comes to your finances, I think fall is the best time to dive in and clean things up. Why? Because in the Fall you can check-in on your plan since you last were forced to look at your […]
September is Life Insurance Awareness month and this post is in partnership with TermLifeInsurance.com, which helps spread awareness of the importance of term life insurance. Learn more about how you can protect your family and your finances. Are you ready to take control of your financial future? You don’t need a financial advisor to develop […]
As most young adults make the transition from living at home and going to school, to getting their own place and landing their first jobs; many of their parents are starting to make the transition from working full time to retirement. This can be a challenging time for both parties, but if you arm yourself […]
One of my biggest focuses to build wealth is simply earning more money. For many, that involves creating a side hustle. For some, that side hustle or passion can turn into a full time gig. In some cases, that can turn into something very lucrative. I’ve always been curious about how to become self employed. The thought […]
Millennials need term life insurance to protect their families and assets, and here is a guide to help millennials with term life insurance.
I really like to save money, but who doesn’t? What I don’t like, however, are money-saving tactics (like extreme couponing) that require a ton of effort only to save a few bucks. I prefer to put in a little legwork to reap the savings over the long-term. If you’re looking for some easy ways to […]
No one ever seems to want to talk about life insurance, however it’s important to face the reality that we won’t be around forever. But being young, single, and healthy means you have nothing to worry about. Right? Unfortunately not. Obtaining life insurance is one of the most important financial moves you can make. And […]
You’re young and you have a bright future ahead of you — if you learn to manage your money the smart way, that is. You should start making smart choices about your money now in order to set up a solid financial foundation for the future. You can do just that with these top 10 […]
For many employees, November and December are the months for open enrollment, which means that it is the only time of the year that an employee can elect to enroll, modify, or cancel their benefits. This is a challenging time because you have to make a lot of decisions that are guaranteed to impact you for […]
“Well you sure can’t eat benefits!” I remember this conversation vividly from my childhood, as my dad talked to one of his younger coworkers at the time. My dad has worked for a public utility company for many years. He has a defined pension, free health/vision/dental insurance, and a generous 401(k) equivalent match among other […]
Believe it, or not, you may not be as smart as you think you are when it comes to lying on your life insurance application. More than likely, your lie has been told before, and has been caught red-handed before, time and time again. Just think about it; how long have insurance companies been around? They’ve […]
In light of all that is happening on the east coast, it might be time to turn our attention to the insurance industry. Like utilities, insurance companies have been a place of safety for investors. They are big, profitable cash cows that usually pay very good dividends. Why Invest in Insurance Companies Insurance companies are […]
One of most common excuses I hear everyday about why people accept being at a sucky bank, insurance company, or whatever XYZ business, is that switching is hard. But you know what – it ISN’T! It just takes time, which is something that many people don’t have. So here are some of my tricks to […]
Ever since the life insurance talks I’ve been wondering about debt. You all were kind enough to let me know that as an unmarried person, I can get hit by a bus and no one will be on the hook for my student loan. But let’s say I’m a lawyer, and I have $100K of student […]
Last week, over 145 bloggers wrote about life insurance as part of Jeff Rose’s life insurance movement. I learned that many, if not most, of the writers currently have life insurance. And that makes sense. Jefferson is the breadwinner for his family of five, so he has a good policy. Crystal and her husband both […]
Life insurance is usually a downer of a subject, so I’m going to try to avoid that here. Today is the kickoff of the Life Insurance Movement, with the goal of bringing more awareness to this financial issue that people shouldn’t neglect. Plus, life insurance is such a difficult financial product to purchase because it […]
An interesting question crossed my mind the other day – do college students need life insurance. And as with any tough financial question, the answer is: it depends on your situation. There are many different reasons to consider getting life insurance while you are a college student, but I want to highlight two big reasons […]