Here are the ten best short term investments right now for young investors looking to invest cash in the stock market or other place.
The start of summer is a great time to look at your finances, check your debt, get organized, and create a financial plan for the rest of the year.
Learn how to pay off debt fast by taking inspiration and motivation from five people who’ve done it in record time.
There’s no particular reason why the new year ushers in change for so many people. It’s an arbitrary designation, and nothing really changes when the clock strikes midnight on January 1st. But much like moving to a new city, starting a new job or making new friends, a new year can provide the spark we […]
It’s that time of year where we look back on what we have and haven’t accomplished and decide what to tackle in the next twelve months. For many, wealth building and debt reduction will be among the top goals for the year. If eliminating some of your debt while simultaneously improving other parts of your […]
The most common student loan scams involve paying fees to consolidate or to get forgiveness, law firms and lawsuits, and trying to eliminate your loan debt.
Debt is a funny thing. There are people who seem minimally affected by it and don’t hesitate to use it under any circumstance. For others the act of having any debt, even potentially profitable debt, drives them insane. It becomes an overwhelming stress and the need to eradicate becomes necessary. I personally fall more into […]
I’m a firm believer that you shouldn’t lend money to anyone for a personal reason. Lending to a business is an investment, and should be treated like an investment, but lending to a friend or family member is different, and should not be treated as an investment. The reason this topic comes up at this […]
When looking at how to pay for college, most people look at scholarships, ask their parents, and then take out student loans. And that process typically takes about 10 minutes. While not much thought is given to the subject, there are several alternatives to student loans that anyone looking at how to pay for college […]
Some like to blame Millennials for a lack of preparation to pay back their student loans, saying that they would rather make memorable experiences than student loan payments. However, the truth is that generations Y and Z are dealing with the worst student loan crisis in history. Student loan debt has been steadily increasing for […]
For most people, student loan debt is the scariest right after graduation. If you haven’t lined up a job, even thinking about that seemingly insurmountable debt can be enough to warrant a panic attack. But eventually, most graduates settle into one job or another and begin the long process of repaying those loans. It’s all […]
Most people see debt as an irredeemable drain on your finances. If you search “debt” on the internet, you’ll be bombarded with articles about how to eliminate it, how damaging it is to hold onto and how much of an epidemic it’s become in the United States. Debt is completely evil, right? Not necessarily. Having […]
Follow the Path to Lower Credit Card Debt is a fun infographic highlighting some of the most common “perils and pitfalls” faced by those trying to get out of credit card debt. It also offers a “survival kit” of helpful hints that consumers can use to lower their monthly credit card bills and increase their […]
Student loans can be a great investment in your future, or can be a huge burden if not fully thought out or abused. If you currently have a student loan or are thinking about getting student loans, you should know that student loans CANNOT discharged in bankruptcy (in most cases). This means that they will […]
With Christmas right around the corner there’s a good chance you’re starting to feel the stress that comes along with the gift giving season. While I love Christmas it’s not a reason to go into debt. It happens on the same day every single year. It’s not an unexpected expense and it’s surely not a […]
Before I took action and started paying down my debt, I spent a lot of time thinking about how I was going to get out of debt. I looked at my meager income (at the time) and saw a wide gap between what I earned and what it would take to pay off the loans. […]