If you’re looking for an easy way to watch your credit score, check out this CreditWise review and decide if it is right for you.
Monitoring your credit is important. CreditSesame is a free tool that helps you do this & check your score. Learn more in this review.
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If you’re looking for a website that will help you track your credit score, check out this American Express® MyCredit Guide review.
Learn how credit repair works, if you can do it yourself, and about paying a company to help you build your credit for a fee.
This post was sponsored by Chase. The content and opinions expressed below are that of The College Investor. How would you feel if you spent years building up your personal assets and then in one swoop everything you worked for came crashing down? If you think something like that could never happen to you, you’re […]
One of the most thrilling parts about growing up is detaching yourself from any monetary support systems you may have and becoming financially independent. Learning how to do so can be quite challenging for many though. Numerous college grads and students have financial responsibilities such as rent, health insurance, auto insurance, cell phone plans and […]
After you leave college and start to build your life, the numbers you pay attention to will change. Instead of GPA’s and exam scores, your focus will shift to bank balances and credit scores. As a recent college grad, it’s important that you have an awareness of these numbers right from the start so that […]
I got my first credit card when I was eighteen. For me, it almost felt like a passage into adulthood. After all, I had witnessed my parents use their credit cards on a fairly regular basis. It just seemed like the thing to do. I saw absolutely no reason why I shouldn’t get one. The […]
Do you currently have student loans? Have you ever wondered how they are affecting your credit score? I know I have. Is it possible that those student loans are actually hurting your credit? Or, is it a benefit to have student loans at the ripe age of 18, because they are providing the creditors with […]
Last year, I helped answer a reader’s question about applying for a mortgage while on Income Based Repayment. However, over the last several months, I’ve been getting bombarded with questions about how student loan debt impacts your ability to get a mortgage. Maybe it’s because the housing market is improving, or maybe it’s because people […]
The new year is only a few short days away. Like many others, I have quite a few New Year’s resolutions that I’m ready to tackle. One of them is to help you clean up your finances. I’m sure it’s no surprise that many of my New Year’s resolutions are related to personal finance. While […]
Imagine this: One day your boss pulls you into his office, sits you down, and says there is a problem. However, your work itself has been flawless. But he doesn’t want to talk to you about work — he wants to talk to you about your credit report. You see, when you were hired, you […]
Some financial experts advise young people to skip using credit cards. It’s true that if used incorrectly they can be a great way to damage your finances. Even the most disciplined among us know how convenient and seductive it can be to pull out the plastic and swipe. Even if they aren’t purposely skipping credit […]
Achieving and maintaining a great credit score is quite possibly one of the best things that can happen to your finances. Unless you are thinking of buying a house or car, it may not seem like a priority, but as is the case with most things related to investing a good credit score requires time […]
Many different factors come into play when it comes to calculating your credit score, and each credit bureau does things just a little differently (their algorithms are secret and change constantly to try and always have the best possible risk ratings). However, there are common themes among all three bureaus that most people know about: Payment History […]